Tag: stripe

Top SaaS Payment Gateway & Processing Solutions: Best Platforms for Your Business

When it comes to Software as a Service (SaaS) applications, payment processing usually involves either a shopping cart/payment checkout or the management of recurring/subscription payments. Both of these methods present unique challenges and opportunities for the SaaS platform. The right payment gateway can help you securely process payments, manage subscriptions, and provide an excellent user experience for your customers. However, selecting the right payment processor for your SaaS company is a crucial decision, given that customers trust you with their sensitive financial information. Ensuring their details are secure is a top priority. In addition, you want to guarantee a seamless payment process with no interruptions, which is especially critical when selling software to established businesses.

B2B customers are willing to pay a premium price for the right solution, but their standards are high, and they won’t hesitate to switch to a competitor if they feel let down. Thus, selecting the appropriate payment gateway for your B2B SaaS is critical. With so many options available, it can be overwhelming to choose the best one for your business. In this blog post, we’ll explore the six best payment gateways for your SaaS startup to help you make an informed decision and set your business up for success.

Best Payment Gateways for Your SaaS Startup

S.No	Platform	Pricing	Key Features
1	Stripe	2.9% + 30¢ per transaction	Global payments, robust APIs, subscription billing
2	Braintree	2.9% + 30¢ per transaction	Cards + PayPal, vaulting, fraud protection
3	Paddle	Custom (revenue-share model)	Subscription management, tax/VAT compliance
4	Paypal	2.9% + 30¢ per transaction	Widely accepted, buyer protection, simple setup
5	Adyen	Custom (volume-based pricing)	Multi-currency, unified commerce, enterprise security
6	Chargebee	Starts at $599/month	Subscription billing, dunning, analytics
7	GoCardless	~1% per transaction (capped)	Direct debit, recurring payments, low fees for ACH/SEPA
8	Recurly	Starts at $199/month	Subscription billing, churn management, reporting

Stripe

Website	Stripe.com
Rating	4.7 out of 5
Free Trial	Available
Platforms Supported	Web, Android, iPhone/iPad

Stripe is a popular payment gateway Software as a Service (SaaS) software that offer online services or subscriptions. With Stripe, SaaS businesses can easily accept online payments from their customers, set up recurring billing, and manage subscription plans.

It offers a range of features and benefits, including easy integration with websites and mobile apps, support for multiple payment methods such as credit cards, digital wallets, bank transfers, fraud prevention tools and customizable checkout options.

Stripe’s comprehensive suite of products includes a payment platform, billing system, and software that empowers platforms to remit payments to vendors. With support for over 135 currencies, the likelihood is high that Stripe covers the currency that is most relevant to your business.

Stripe is trusted by millions of businesses, including companies like Amazon, Google, Lyft and Slack, as well as non-profits such as Unicef, Oxfam and Khan Academy.

What is Stripe and How Does it Work | SaaS Payment Processing

Pricing:

Stripe standard payment processing fee starting at 2% for cards issued in India and 3% for cards issued outside India.

Plan	Price
Pay As You Go (for cards issued in India)	2% per successful card charge
Pay As You Go (for cards issued outside India)	3% per successful card charge
Enterprise	Custom Plans

Braintree

Website	www.braintreepayments.com
Rating	3.8 out of 5
Free Trial	Not Available
Platforms Supported	Web, Android

Braintree is a software-as-a-service (SaaS) payment gateway that allows businesses to accept online payments from their customers. It was founded in 2007 and acquired by PayPal in 2013. Braintree offers two main products, Braintree Direct (to accept online payments) and Braintree Extend (to connect with partners). There’s also Braintree Marketplace (payments for online marketplaces) and Braintree Auth, which is still in beta at the moment of writing, but will “enable your merchants to connect a Braintree account to your platform, and receive permission to take action on their behalf.”

As a PayPal service, Braintree’s innovative payments technology, scalable solutions, and legendary white-glove support are backed by one of the world’s largest and most trusted fintech brands. It is the payments platform for some of the world’s leading brands including Uber, Dropbox, GitHub and yelp. Braintree accepts most major credit and debit cards such as Visa, MasterCard, American Express, etc. They also accept most widely adopted e-wallets such as PayPal, Apple Pay, Google Pay, etc.

Pricing:

Braintree’s pricing is based on a per-transaction fee structure, with no setup or monthly fees. The fee varies depending on the payment method used and the country in which the transaction occurs.

Plan	Price
Cards and digital wallets	2.59% + $.49 per transaction
PayPal and PayPal Credit	Fees are subject to the terms applicable to your PayPal account
Venmo	3.49% + $.49 per transaction
ACH Direct Debit	0.75% per transaction

Paddle

Website	www.paddle.com
Rating	4.0 out of 5
Free Trial	Not Available
Platforms Supported	Web, iPhone/iPad

Paddle provides a unique approach to payment infrastructure for software-as-a-service (SaaS) companies. Instead of just offering payment processing options, Paddle provides a range of tools and services, including customizable checkout pages, upselling and cross-selling capabilities, recurring billing and subscription management, and fraud prevention services. This comprehensive approach allows SaaS companies to streamline their payment processes and increase revenue while also ensuring the security of their transactions.

No extra tools to buy and bolt together. With Paddle, software products can grow into software businesses. It optimizes your pricing, scale self-service sales, and move upmarket with team plans and enterprise invoicing. You can use Paddle Checkout and APIs to create, customize, and control website and in-app purchase and subscription flows that match your brand, including upsell, cross-sell, and language localization. Paddle also allows to create any billing cycle, seat-based, usage-based, credit-based, whatever-based billing model with Paddle’s flexible subscription management.

Pricing:

Paddle’s pricing is based on a percentage of the transaction value, with no setup or monthly fees. The transaction fee varies depending on the country and the payment method used. Paddle also offers volume-based pricing discounts for businesses with high transaction volumes.

Plan	Price
Pay-as-you-go	5% + 50¢ per transaction*
Based on ROI assessment	Custom pricing

Paypal

Website	www.paypal.com
Rating	4.7 out of 5
Free Trial	Not Available
Platforms Supported	Web, Android, iPhone/iPad

PayPal is a SaaS payment gateway that allows individuals and businesses to send and receive online payments securely. It was founded in 1998 and is headquartered in California, USA.

PayPal helps you get paid even if you don’t have a website or online checkout. Easily track and manage your cash flow-and get ready to sell more. It provides 3 easy ways to get paid: Email payments, Professional invoices and your personalized link to get paid In India or globally. With PayPal customers enjoy 180-day window for dispute resolution and zero liability for unauthorized transactions.

One of PayPal’s main strengths is its wide reach and popularity. It is accepted in over 200 countries and supports more than 100 currencies. This makes it a popular payment gateway choice for businesses operating internationally.

Pricing:

PayPal’s pricing is based on a percentage of the transaction value, with no setup or monthly fees. The transaction fee varies depending on the country and the payment method used. PayPal also offers discounted transaction fees for businesses with high transaction volumes.

Domestic Personal Transactions

Payment method	Price
PayPal balance or a bank account	No fee
Cards	2.90% + fixed fee
Amex Send™ Account	No fee

International Personal Transactions

Payment method	Price
PayPal balance or a bank account	5.00% ( Min international fee – 0.99 USD, and max international fee – 4.99 USD )
Cards	5.00% ( Min international fee – 0.99 USD, and max international fee – 4.99 USD )
Amex Send™ Account	5.00% ( Min international fee – 0.99 USD, and max international fee – 4.99 USD )

Adyen

Website	www.adyen.com
Rating	4.9 out of 5
Free Trial	Available
Platforms Supported	Web, Android, iPhone/iPad

Adyen was founded in 2006 by a group of entrepreneurs, including Pieter van der Does and Arnout Schuijff and is headquartered in Amsterdam, Netherlands. Adyen is the platform built to simplify and accelerate global payments. As your customers continue to move fluidly between online and offline, you need to be able to meet their expectations. Adyen allows you to easily manage payments across platforms.

The Adyen platform enables merchants to accept payments in a single system, enabling revenue growth online, on mobile devices and at the point of sale. It is a scalable enterprise solution that powers the payment processing of big tech, such as, Facebook, Uber, Netflix and Airbnb. That tells you Adyen is suited for building an end-to-end payment infrastructure, which allows for expanding fast and tracking results at manageable risk levels.

How do Adyen Payments work? Saas Payment Processing Services

Pricing:

Adyen offers no fixed enterprise pricing plans, but charges a calculated processing fee and commission per each transaction. Fee is based on Interchange++ model for Visa, Mastercard and other cards. Interchange++ components include: interchange fee by issuing bank; scheme fee by cards scheme; and acquirer markup, if any.

Chargebee

Website	www.chargebee.com
Rating	4.4 out of 5
Free Trial	Available
Platforms Supported	Web, Android, iPhone/iPad

Chargebee is a subscription management software that specializes in handling recurring billing and SaaS subscriptions. While it doesn’t have its own payment gateway and merchant account, Chargebee integrates seamlessly with a wide range of providers including Stripe, PayPal, and around 25 others. It is designed to meet the unique needs of businesses operating under SaaS subscription models.

Pricing:

Chargebee’s pricing is based on a monthly subscription fee, with no transaction fees. The subscription fee varies depending on the number of customers and features required.

Plan	Yearly Price	Monthly Price
Launch	$0/month	$0/month
Rise	$249/month	$299/month
Scale	$549/month	$599/month
Enterprise	Custom plans	Custom plans

GoCardless

Website	www.gocardless.com
Rating	4.6 out of 5
Free Trial	Available
Platforms Supported	Web, Android, iPhone/iPad

GoCardless is a payment gateway made for SaaS companies, small, and mid-sized businesses. It lets you collect recurring payments directly from customers’ bank accounts, so you don’t have to deal with high card processing fees.

It works in 30+ countries and supports 8+ currencies. While it’s not the best option for international payments, you can still collect them. The platform also connects easily with project management, automation, and other business tools.

GoCardless has developer-friendly APIs, so integrating it into your system is smooth. Payments are processed through the Automated Clearing House (ACH), which is slower than card payments but much cheaper.

Security is a big plus, ACH with GoCardless gives you a safe, cost-effective way to handle payments without the extra fees of traditional cards.

Pricing:

Plan	Yearly Price	Monthly Price
Standard	1% per transaction (capped at £4)	1% per transaction (capped at £4)
Plus	Custom pricing	Custom pricing
Pro	Custom pricing	Custom pricing

Recurly

Website	www.recurly.com
Rating	4.6 out of 5
Free Trial	Available
Platforms Supported	Web, Android, iPhone/iPad

Recurly is a subscription billing and payment platform made for SaaS businesses. It works like Stripe and Braintree but is especially focused on managing recurring payments. The platform is easy to use, quick to set up, and gives you helpful data insights to grow your business. Many well-known brands such as LiveChat, Full Cube, and AccuWeather already use Recurly.

Recurly supports 140 currencies and 30 languages, making it a great choice for global businesses. It connects with 28 different payment gateways and offers 12 payment methods, so you can give your customers flexibility in how they pay.

On the security side, Recurly keeps customer data safe with advanced hosting solutions, two-factor authentication, and PGR encryption. This means you can focus on your business while Recurly takes care of secure billing.

Pricing:

Plan	Yearly Price	Monthly Price
Starter	Custom	$249/month
Professional	Custom	Custom
Elite	Custom	Custom

Conclusion

Choosing the right payment gateway is a critical decision for any SaaS startup. Each payment gateway has its strengths and weaknesses, and it’s important to consider factors such as transaction fees, payment methods supported, fraud prevention, and international payment processing capabilities. By carefully evaluating the available options and choosing a payment gateway that aligns with your goals, you can ensure a smooth and secure payment processing experience for your customers.

FAQs

What is the best payment method for SaaS?

Some of the best SaaS payment gateways on the market are Stripe, PayPal, and Braintree.

What is SaaS payment gateway?

A SaaS (Software-as-a-Service) payment gateway is a service that enables businesses to securely and efficiently process online payments from customers for their subscription-based services or products.

How do SaaS companies collect payments?

SaaS companies collect payments through various methods including credit/debit card, bank transfer, ACH, invoice, and mobile payments.

Why use Chargebee instead of Stripe?

Chargebee is a subscription billing and revenue management platform that provides more advanced functionality and features compared to Stripe, which is primarily a payment gateway.

What are some factors to consider when choosing a payment gateway for SaaS startups?

Some key factors to consider when selecting a payment gateway for a SaaS startup include security, transaction fees, ease of use, customer support, compatibility with existing systems, and scalability.

August 20, 2025

Stripe Marketing Strategy: Building an Unstoppable Brand in Payments

tripe is very popular among people across the world as a leading financial services company headquartered in both San Francisco and Dublin founded by Patrick Collison and John Collisson.

They offer payment processing software and application programming interfaces for various e-commerce websites and similar applications in mobile.

Their marketing strategy is credited for their tremendous growth since their launch in 2009 which took them to $36 billion growth in less than 10 years. From there, in 2024, Stripe is valued at $70 billion. This article will look at their marketing strategies in an in-depth manner.

About Stripe
Audience Centric Content Marketing
Maintaining Contact with Audience
Niche Marketing
Being Responsive
Strengthening Brand Recognition and Loyalty
Consistency of Product Development
Hosting Events
Blogs and Other Social Media

About Stripe

Stripe is a payment platform that helps businesses accept money online and in stores. It processes payments from credit cards, debit cards, and digital wallets, then transfers the money to the business’s bank account. Stripe also offers extra features like security tools, automatic retries, and card updates. Developers can use Stripe’s APIs to add it to websites and apps. The process is simple: a customer pays, Stripe connects with their bank, gets approval, and sends the money to the business. Stripe also provides optional services like automatic tax calculation and custom domains. The Stripe logo is prominently featured in their ads, showcasing the brand’s sleek design and commitment to providing seamless payment solutions for businesses worldwide.

Stripe Success Story | Revenue Model | Business Model | Online Payments Company

Stripe is a technology company. It builds the economic infrastructure for the internet. The founders are Patrick & John Collison. Know more about revenue, business model, etc.

StartupTalkyPurbalee Dutta

Audience Centric Content Marketing

The marketing strategy of Stripe goes beyond the simple tactics of content marketing. They make sure that their content delivery is only after a thorough study of the target audience. These audiences are not just the customers, but also the developers.

Through this way, they retain their customers in an efficient manner. Hence, it can be rightly concluded that Stripe devises their content marketing strategies around its target audience and not vice versa.

Maintaining Contact with Audience

One of the most important initiatives of Stripe with regard to the marketing strategy is their Stripe Sessions which enable them to connect with users directly. It is an annual event where the users are familiarised with the new launches of Stripe and the company listen to the feedback of the users. The sessions are lead by engineers and domain experts from Stripe.

Stripe Brand Campaign

Niche Marketing

It is a classic marketing strategy of Stripe. They are aware that their primary customers are developers and hence Stripe markets their products, especially for the developers.

Being Responsive

Stripe focuses on both customers and products. When people contact them, they respond quickly and take action fast. They know that if someone has a problem and can’t find a solution, it’s important for Stripe to fix it right away.

Strengthening Brand Recognition and Loyalty

Their blog posts and contents are heavily driven by a strong desire to build their brand loyalty and recognition. They create an impression where Stripe becomes the dream company to all the developers to who they market the product.

In that way, Stripe becomes the first choice and people hardly ever look for a second option. This will also facilitate their publicity through word of mouth. They have also instituted high switching costs which have also become a way to retain their customers.

List of Companies Acquired by Stripe

Stripe is a fintech services company founded by Patrick Collison and John Collison. Check out the list of companies acquired by Stripe.

StartupTalkyDamini Bhandary

Consistency of Product Development

They have been consistent and efficient in launching the right product at the right time. Unmatched by their rivals, Stripe’s products are beyond payments. Their programmable infrastructure for global money movement called Global Payments and Treasury Network (GPTN) is an example.

How Stripe Conquered Payments

Hosting Events

Stripe started by holding Capture The Flag hackathons every month. When these became popular, they moved them online, helping them build even stronger relationships with developers. Another great way is meetups—Stripe has organized many meetups for developers and hackers over the years and still does today.

Blogs and Other Social Media

The CEO of Stripe himself has agreed on the role of writing in their marketing in their initial days. They have a well-kept blog which is a very important channel for communication.

They have also published various books on the topics that their firm addresses like economics and technology. They also have Stripe Guides which have been instrumental in retaining customers.

On social media like Twitter, they have more than a hundred thousand followers. These platforms become an extremely efficient pathway for them to market their products and understand the pulse of the users.

Conclusion

Stripe leads the way when it comes to materialising one’s vision. Stripe’s advertising focuses on showcasing its seamless payment solutions, highlighting ease of integration and powerful tools for businesses of all sizes. The growth they achieved within such a short span of time is a testament to their handwork and strategic planning. Their marketing strategy goes by the concept ‘customer is king’.

Moreover, they know what they want and whom they should target to pitch the product in the right manner. Stripe also gives the valuable lesson that no way is a bad way to market your products when you know how to do it.

FAQ

What is Stripe?

Stripe is a technology company that provides payment processing solutions for businesses. It helps companies accept online payments, manage transactions, and streamline financial operations through easy-to-integrate APIs and tools.

Who is the founder of Stripe?

Patrick Collison and John Collison founded Stripe in 2009.

What is Stripe digital marketing?

Stripe’s digital marketing strategy uses content marketing, SEO, and developer-focused resources to attract tech-savvy entrepreneurs and startups. By providing valuable tutorials, case studies, and user testimonials, Stripe builds trust and drives organic traffic.

February 5, 2025
Top 16 Fintech Startups in the USA

Fintech or financial technology in the last decade has been one of the world’s most promising sectors. FinTech has changed the way finances are conducted with mobile banking, investing, and blockchain apps. According to the Modern Knowledge World, the centerpiece of this technology trend is the United States where 1,491 startups and $58,5 billion invested in the sector.

Yet banks are not the only financial institutions that have changed technologies. Digital financial access is embedded in entire markets, including digital loans and mobile stock systems, e-commerce payment networks, and digital currency exchanges.

In this article, we will talk about some of the top Fintech startups in the USA. So, let’s get started.

What is Fintech?
Evolution of Fintech in the USA
List of Top Fintech Startups in the USA
Stripe
Chime
Plaid
SoFi
Coinbase
Ripple
Toast, Inc
Spur
Credit Karma
Opendoor
Root
Paydiant
Kraken
Robinhood
Brex

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What is Fintech?

Fintech means Finance + Technology which refers to the amalgamation of both into software that seeks to improve and automate the delivery and use of financial services. Fintech defines any business offering financial services through software or other technologies, from smartphones to cryptocurrency payment applications.

Fintech firms have changed nearly every part of the finance sector in recent years. Ten years earlier, individuals had to visit a branch or bank to apply for a deposit, a credit or to transfer funds literally from one bank to another. At present, Fintech has made it possible, without having to ever step into a bank to spend, borrow, save, and move funds through online and mobile services. Although conventional institutions are picking up technologies from fintech steadily.

Evolution of Fintech in the USA

Fintech was even longer than most people believe. Though Fintech’s current version helps you to pay for a coffee cup with a smartphone app, financial infrastructure history goes back to the first credit cards accepted by the public at the end of the 1950s.

Financial technologies developed and implemented many significant milestones in the mass market after the credit card, such as ATMs, Electronic Shares, Mainframe Bank computers, and internet stock investment. Many modern technologies improved the financial system that most people used, but had to think seldom about every day.

Today, solutions from the Fintech industry challenge existing banking infrastructure, for example by using a payment app on the mobile wallet, rather than the carriage of physical credit cards in a physical wallet.

Fintech’s various markets have been revolutionized, particularly in the financial, commercial, insurance, and risk management industries. Fintech firms include startups, technology companies, and existing financial institutions leveraging digital innovations such as big data and artificial intelligence to enhance financial services usability and performance, blockchain, and edge computing.

List of Top Fintech Startups in the USA

Stripe

Founder – Patrick and John Collison

Founded – 2010

Stripe Logo | Top Fintech Startup in the USA

Stripe is an Irish-American financial service and SaaS company founded by Patrick and John Collison. Stripe provides payment infrastructure for businesses of all sizes from startups to large enterprises that use Stripe’s software, and APIs to accept payments, send payouts, and manage their businesses online.

Zoom, Shopify, and Amazon are some of their clients. Stripe claims to be the world’s most powerful and end-to-end API. In 2019, Stripe launched a new corporate credit card and small business loans, which are automatically repaid from payments it processes for borrowers.

Chime

Founder – Chris Britt

Founded – 2012

Chime Logo | Top Fintech Startup in the USA

An increasing crowd of startups bets on your smartphone for banking. Chime, headquartered in San Francisco, has experienced its sales explosion over the past year and provides a debit card with no annual or overdraft charge. According to a person familiar with the topic, it is set to hit almost $200 million in 2019, a fourfold increase over 2018. With many significant tactics, Chime has drawn 5 million clients – or about 3.3 million users, based on an annual average of 1.5 accounts per client. Chime allows you to pay for a direct deposit to control the main functionality.

Plaid

Founder – Zach Perret and William Hockey

Founded – 2013

Plaid Logo | Top Fintech Startup in the USA

Plaid was founded by Zach Perret and William Hockey. Plaid provides a simple front-end module that streamlines the onboarding experience. It can be implemented with 2-3 lines of coding. Plaid connects payment apps like Square Cash and personal finance apps like Acorns to users’ bank accounts to transfer and track funds. American Express, Venmo, Coinbase, and Betterment are some of their clients.

SoFi

Founder – Mike Cagney and Dan Macklin

Founded – 2011

SoFi Logo | Top Fintech Startup in the USA

SoFi began out as a small business with just one commodity by launching a fintech service mainly for refinancing student loans. The organization sells several items today, but refinancing student loans remains its flagship commodity. SoFi is a value-driven organization with a task to help our members earn a living. We develop new financial goods and services that can enable customers to borrow, save, buy, save and safeguard their cash more, gain financial freedom, and meet their ambitions—from homeownership to pension plans, to paying student loans, and more.

Coinbase

Founder – Brian Armstrong and Fred Ehrsam

Founded – 2012

Coinbase Logo | Top Fintech Startup in the USA

CoinBase has become a regular on-ramp for new crypto-investors as the leading mainstream cryptocurrency exchange in the United States. Coinbase provides a broad range of items, including cryptocurrency investment, an integrated trade network, institutional custody accounts, a retail investment wallet, and a secure U.S. dollar coin. Coinbase has taken the lead in offering crypto custody services to organizations since having developed its position as a stable and regulatory crypto-exchange and a personal wallet and new currencies tailored to cater to those wanting more anonymity. The company has become a pioneer in the crypto industry.

Ripple

Founder – Arthur Britto, Jed McCaleb and Chris Larsen

Founded – 2012

Ripple Logo | Top Fintech Startup in the USA

Ripple is both a peer-to-peer (RippleNet) and a digital currency transferrer (ripple XRP). The platform itself is a protocol for open-source transactions between two parties. All currencies, such as sterling currencies, bitcoins, and air miles, among others, can be traded on the site. In 2019, XRP sold $500 million to MoneyGram, using sales to raise and invest up to $50 million, currently using XRP in 10% of its Mexico purchases across borders.

Toast, Inc

Founder – Steve Fredette, Aman Narang and Jon Grimm

Founded – 2012

Toast, Inc. Logo | Top Fintech Startup in the USA

Toast, Inc. is a Boston, Massachusetts-based cloud restaurant tech firm. Toast, Inc. was one of the leading technology names when the calendar was turned towards 2020. In the secondary markets, shareholdings of the private enterprise that produces restaurant apps were in strong demand. In mid-February, current investors contributed about $5 trillion in investment, almost double the previous year.

Spur

Founder – Glenn Clayton

Founded – 2017

Spur Logo | Top Fintech Startup in the USA

Spur simplifies human capital by leveraging a digital interface to provide embedded financial services on an hourly basis for its staff. Your business plan saves time and resources and allows staff to improve their financial status. Spur was developed by companies who want to take up the responsibility of job management less time and more time for their enterprises, their clients, and their hourly employees.

Credit Karma

Founder – Kenneth Lin

Founded – 2007

Credit Karma Logo | Top Fintech Startup in the USA

Credit Karma is known best for its free credit and loan reports. It is however a platform that provides its customers with the ability to create a stronger financial future. If you wish to use Credit Karma you should give your name and the last four digits of your Social Security number. You should have simple personal information. Credit Karma can then view your loan report, and collect and make it available to you with your consent. For users who utilize credit card reviews, personal, home-and-auto loans, or auto insurance, Credit Karma earns a big reference fee.

Opendoor

Founder – Eric Wu, In Wong and Keith Rabois

Founded – 2014

Opendoor Logo | Top Fintech Startup in the USA

Home sellers in 21 cities can submit all-cash deals online from Opendoor and collect offers within 24 hours. The application initiated last year helps customers to arrange their own guided tours and deliver houses to sell in six cities, Dallas and Phoenix included. You only present details and pictures of your home through their website to sell your home with Opendoor. All these advantages Opendoor especially apply to veterans, openings, relocators, or people who have to sell their homes quickly. Opendoor also appreciates the ease of online and straightforward deals and costs for the youngest generation.

Root

Founder – Alex Timm and Dan Manges

Founded – 2015

Root Logo | Top Fintech Startup in the USA

Founded by Alex Timm and Dan Manges, Root raised $100 Billion for a $1 Billion valuation in 2018 and entered the unicorn club. Root provides car insurance to drivers. Root qualifies customers and sets their rates by first monitoring their driving with a smartphone app measuring 200 variables. After monitoring they provide a quote and allow their customers to change policy. Last year, Root brought claims processing in-house and expanded into renters’ insurance, offering to cover property whether stolen from a customer’s car, apartment, or hotel room.

Paydiant

Founder – Kevin Laracey, Chris Gardner and Joe Paratore

Founded – 2010

Paydiant Logo | Top Fintech Startup in the USA

Paydiant, Inc. is a PayPal-owned financial technology agency. It offers cloud-based services for supermarkets, insurers, point of sale, and ATM vendors. The enterprise is located in Auburndale, Massachusetts, and was founded in 2010.
The North Bridge Investment Partners and General Catalyst Partners funded Paydiant for $ 7.6 million in 2011. In 2012 and 2013 Paydiant earned $12 million and $15 million in grants.

Kraken

Founder – Jesse Powell

Founded – 2011

Kraken Logo | Top Fintech Startup in the USA

Kraken was founded by Jesse Powell in the year 2011. This US fintech startup deals with the trading of cryptocurrency. It is a big marketplace where buyers, sellers and traders gather together for exchanging all kinds of digital assets. The platform has over 9 million customers from over 190 countries. The headquarters of the company is situated in California, The United States of America. Kraken also has released an app for its international customers in 2021.

Robinhood

Founder – Vladimir Tenev and Baiju Bhatt

Founded – 2013

Robinhood Logo | Top Fintech Startup in the USA

Robinhood is a fintech company that provides an online platform where you can invest and trade without giving any commissions. The company was founded by Vladimir Tenev and Baiju Bhatt in the year 2013. The company’s aim is to make investing familiar and easy for everyone. The headquarters of the company is situated in California, The United States of America.

Brex

Founder – Henrique Duburgras and Pedro Franceschi

Founded – 2017

Brex Logo | Top Fintech Startup in the USA

This fintech company mainly deals with technology companies and provides them with business credit cards and accounts for cash management. The company was founded in the year 2017 by Henrique Duburgras and Pedro Franceschi. The company also offers financial management tools to the business of its customers. The headquarters of the company is situated in California, the United States of America.

Conclusion

During the COVID–19 pandemic, particularly in emerging markets, the Fintech industry continued to help expand access to financial services with strong growth in digital financial services of all kinds. For poverty reduction and economic development, access to quality financial resources is important. The access and use of basic financial resources for poor people, in particular women, will increase wealth, strengthen resilience, and better their lives. Fintech developments aim to lower the costs of service supply, enable more customers to be served and reduce the need for face-to-face contact, critical to the pandemic’s continued economic activity.

FAQs

How does technology help finance?

The impact of technology on financial services allows the customer to avail of easy digital transactions.

How does technology affect the financial industry?

The arrival of smart analytics helps the financial industry to understand its customer better and provide services accordingly.

What are the new financial technologies?

Blockchain, Robotics, Artificial Intelligence, Cryptocurrency, and many more.

Is Chime a legit company?

Yes as they’re FDIC insured, so it’s a safe place to keep your money.

What are the top Fintech companies?

Square, PayPal, Goldman Sachs, Green Dot, MercadoLibre, and many more.

Do FinTech companies pay well?

Yes, the USA is the top earner making $169,000 annually.

Is Fintech a good career?

Fintech would be considered a good career opportunity for people who are seeking to build their career in the field of finance domain.

Which is the largest Fintech company in the world?

Ant Financial.

How do banks use Fintech?

Banks are using fintech technology in the form of mobile banking apps.

What are Fintech tools?

Artificial Intelligence, machine learning, mobile computing, and more enable borrowers to access funding.

August 18, 2022
Startups Funded by Google Ventures | GV Investments
There is almost no big company or enterprise that didn’t start from scratch. From Tesla to Apple to Pixar, most of them started off with a great idea, lots of effort, and a small garage. With every passing day, entrepreneurs come up with amazing startup ideas and newer methods to implement them. This, however, is easier said than done, since startups need both funding and support along with immense hard work in their initial days to be successful. As part of its funding program, Google has helped some of the top startups, and some of those startups have become well-known companies.

This is where equity and venture firms come in. If they find the idea behind a startup reasonably adequate, they make the initial and much-needed investment in the startup. Blackstone and Apollo Global Management are some equity investment firms, while Google Ventures is a venture investment firm. But before knowing what startups are funded by Google, let’s find out how funding works.

How does Startup Funding Works?
Google Ventures
Startups Funded by Google
1. Slack
2. Uber
3. Medium
4. StockX
5. Stripe
6. GitLab
7. DocuSign
8. Magenta Therapeutics
9. One Medical
10. Zipline
11. Farmer Business Network
12. Sense
13. Scribble Data
14. Jio Platforms
15. Wysa
16. Dailyhunt
17. Glance
How does Startup Funding Works?

Apparently, there are certainly different kinds of funding based on factors such as startup valuation, its customer base, strategy, revenue model and other technical factors. These funding are categorized as follows:
- Pre-seed Funding– This is the earliest stage of a startup, and the funding here is mostly the initial investment in the idea and is done by the founders themselves. This stage isn’t even officially included in the funding rounds, however, it is where a startup begins.
- Seed Funding– This is where the first official investment for a business or a venture is made. Seed funding helps startups take the initial steps towards making their products. While the failed startups never go beyond this stage, the one’s that do, proceed to the Series A round.
- Series A Funding– Once a startup or company has surpassed Seed round, has an established user base, and offers its services or products, they can opt for Series A Funding. This is where startups can use the investment money to further optimize their product, and raise anywhere from $2 million to $15 million.
- Series B Funding– After Series A, this round helps a business to advance to the next level. If the company has justified the initial investment with a strong customer base and valuation, Series B funding helps to take the business to the next level. The investment in this round can range from $30 million to $60 million.
- Series C Funding– The businesses which are already successful and are looking to build new products to touch newer markets are funded in this round. The companies in this round may also acquire startups and the investors and founders in this round look for exponential growth. The valuation of companies in this round can range in hundreds of millions.
Although there can be more funding rounds corresponding to the alphabet, these are particularly the one’s where most startups reach. There is also private equity funding away from public markets in which private companies can finance startups privately.

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Google Ventures

Google Ventures is a venture capital investment firm of Alphabet, the parent company of Google, CEO is David Krane. Renamed to GV, the primary objective of Google Ventures since its conception has been to back founders with a vision for the future of entrepreneurship. GV has funded over 500 portfolio companies and is in constant search of new and industry-changing ideas and startups.

GV flaunts a team of founders, physicians, and other professionals, who have been in the startup ecosystem for a long, and understand it more than most people. This team of specialists, engineers, advisors, and fund operatives help GV to solve challenges and deliver feedback to create better services. GV invests across all stages and sectors, with a focus on enterprise, life sciences, consumer, and frontier technology. GV has made 988 investments so far. Recently on July 29, 2022, GV made a $3.3 Million investment in New York-based consumer Software, Studio.

Google Ventures on Investment in Startups

Startups Funded by Google

Slack

Industry: Enterprise Software
GV Investment: $110.8 Million

Google Ventures | Startup Funded By Google

American software company Slack Technologies developed the proprietary business communication platform Slack. Slack offers a number of IRC-style features, including persistent chat rooms organized by topic, private groups, and direct messaging. Google Ventures invested $110.8M in October 2014.

Uber

Industry: Transportation
GV Investment: $1.8 Billion

Uber | Google Ventures | Startup Funded By Google

Who in the digital world isn’t aware of the most popular cab service Uber? It has turned out to be one of the most popular cab booking services around the globe, and both cab drivers, as well as people who need them use it on a regular basis. It is a consumer service and has also set its foot in the food delivery services. Uber has offered quality, door-to-door service and continues to do so by constantly introducing safety features in its Community Guidelines. Uber has been Google Ventures’ biggest investment to date. Google Ventures has invested approximately $1.8 Billion in Uber.

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Medium

Industry: Digital Media
GV Investment: $19 Million

Medium | Google Ventures | Startup Funded By Google

Medium is a blogging platform that suggests viewers blog through smart algorithms. World-class publications and experts publish their blogs in different niches, and viewers can choose their preferred subjects to read the latest research papers, articles, and blogs. The popularity of Medium attracted Google’s interest and they invested. Medium currently flaunts its user base of 170 million users and counting, with the writers including journalists, authors, experts, and individuals.

StockX

Industry: Stock Market
GV Investment: $22 Million

StocksX | Google Ventures | Startup Funded By Google

As described by Google Ventures, StockX is the world’s first ‘Stock Market for Things’. This is an online marketplace where both buyers and sellers put forth the bidding and asking amount, and as soon as both of them meet, the transaction takes place. The marketplace that StockX offers can be used to sell any sellable product from sneakers to watches; all you need to do is sign up. Google ventures and battery ventures invested $44 M in series B funding.

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Stripe

Industry: Digital Payment
GV Investment: $600 million (along with other investors)

Stripe | Google Ventures | Startup Funded By Google

Stripe is one of the most popular payments processor for online transactions and in mobile applications. Today, millions of online and offline businesses from startups to bigger enterprises use Stripe as their payments processor. Be it Software as a Service, an online platform or your marketplace, Stripe can be used in all these cases either through the software or its API.

“Stripe is the best way to accept payments online and in mobile apps.” says Google Venture.

GitLab

Industry: Software
GV Investment: $20 Million

GitLab | Google Ventures | Startup Funded By Google

GitLab is a DevOps platform that accelerates development through collaboration and automation. With various organizations relying on its source code, CI/CD, and security, GitLab offers powerful automation with real-time security and vulnerability management. Moreover, GitLab is trusted by some well-known industry-leading companies including Nvidia, Siemens, and Drupal. GitLab has received funding from Google Ventures in both Series C and Series D rounds of funding.

DocuSign

Industry: Software
GV Investment: $8.1 Million

Docusign | Google Ventures | Startup Funded By Google

A leader in eSignature transaction management, DocuSign has become an industry and global standard for eSignatures. DocuSign gained popularity with the help of Google. DocuSign has garnered a user base of over 500k customers and hundreds of millions of signers. DocuSign was introduced and established based on the fact that most modern businesses will need to go online and hence the online document management needed to be taken into consideration. Google Ventures invested in Series D round in June 2012.

Magenta Therapeutics

Industry: Healthcare & Life Science
GV Investment: $8 Million

Magenta therapeutics | Google Ventures | Startup Funded By Google

Magenta Therapeutics is a leading expert in harnessing stem cell biology for safer transplants. It endeavours to reset a patient’s immune system through stem cell transplant to cure diseases such as blood cancer. It is also developing novel medicines through commitment and excellence. Also, Magenta is revolutionizing medicine by precisely removing disease-causing cells and revamping stem cell mobilization.

“Magenta is harnessing stem cell biology to make transplants safer and more effective for patients with immune and blood-based diseases.” Says Google Venture.

One Medical

Industry: Healthcare
GV Investment: $13 Million

One Medical | Google Ventures | Startup Funded By Google

One Medical is currently trying to reinvent healthcare with innovation and technology. As of now, One Medical offers and schedules in-person or over video appointments, 24/7 on-demand video chats with a virtual medical team, over 90 drop-in lab services, along COVID-19 testing and care. Moreover, OneMedical acts as an employee benefits partner for over 7000 companies. Google Venture invested Private Equity round of funding in December 2015.

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Zipline

Industry: Robotics
GV Investment: $12 Million

Zipline | Google Ventures | Startup Funded By Google

Zipline is a company that delivers life-saving medicines and drugs to remote and previously unreachable parts of the world using electric planes and drones. It makes precise, on-demand and critical deliveries, wherever and whenever needed, with safety and reliability. The access to on-demand delivery is made global, owing to Zipline, and it seeks to replace the traditional delivery system with customer-centred and cutting edge technology. Google venture Invested in Series C round of funding in May 2019. In the last funding round in June 2021, Zipline has raised a funding of $250M which made the startup valuation to be $2.5 billion.

Farmer Business Network

Industry: AgriTech
GV Investment: $15 Million

farmers Business Network | Google Ventures | Startup Funded By Google

Farmer Business Network is a tool that helps farmers understand and enhance their crops and yields with advanced insights and real-time data analysis. It is a global Agritech company and seeks to help farmers reduce production costs, maximize crop yield and output, and make informed and confident decisions when it comes to crops. Farmer Business Network can help farmers manage contracts, select seeds, monitor fields, and organize operations with premium crop marketing and financial services. FBN raised a funding of $15 million in 2015 from Google Ventures. Recently, they raired $870 million in series G funding round in November 2021.

“Farmers Business Network generates powerful insights from real-time data to help farmers understand and improve their crop performance.” says Google Venture.

Sense

Industry: Artificial Intelligence
GV Investment: $16 Million

Sense | Google Ventures | Startup Funded By Google

Sense is an artificial intelligence-driven talent engagement and communication platform that was founded by Dharni and Pankaj Jindal in 2015. The company has its headquarters in San Francisco and is known for providing enterprise-ready solutions that provide a system of engagement for talent acquisition teams.

Sense has so far helped many companies find, recruit, deploy talent and automate manual tasks for recruiters. The company has raised $16 million as part of its Series C round from Avataar, Google Ventures, Accel and Khosla Ventures. The company is said to use these funds to get a foothold in the Indian market, add new products, expand its team and go into newer geographies.

Scribble Data

Industry: Machine Learning
GV Investment:

Scribble Data | Google Ventures | Startup Funded By Google

Scribble data is an ML engineering product company that offers ML Feature Store for mid-market enterprise data teams. The company is known for its flagship product known as Enrich, which is a highly customizable Machine Learning Feature. Scribble Enrich is a store product that allows data scientists to develop and manage production-ready datasets that are used to train ML models faster and with confidence.

Data-driven companies such as Google and Amazon have invested an undisclosed amount of money into the company in May 2020. Google funding for startups such as Scribble, has helped the platform to scale and deliver Enrich in international markets for enterprise-grade Machine Learning products.

Jio Platforms

Industry: Telecommunication
GV Investment: $4.5 billion

Jio | Google Ventures | Startup Funded By Google

Jio Platforms is an Indian technology company and a subsidiary of Reliance Industries. The company has its headquarters in Mumbai, Maharashtra. The company acts as a holding company for Jio (which is India’s largest and the world’s third-largest mobile network) and other digital businesses of Reliance. As of 2020, Jio platforms became the fourth largest Indian company by market capitalization.

In November 2020, Google-funded $4.5 billion to the Jio platform, which makes it the biggest-ever investment in an Indian company. Google now reportedly holds over 7.73% share in the company. The company has now raised a total of Rs 1.52 lakh crore by selling an almost 33% stake to over 13 financial and strategic investors in under 11 weeks. This will help the company to cut down Reliance’s net debt target for the full fiscal year.

Wysa

Industry: Artificial Intelligence
GV Investment:

Wysa | Google Ventures | Startup Funded By Google

Wysa is an AI-enabled life coach designed especially for mental and emotional wellness. The company was initially launched in 2017 and provides its users with the ability to activate coach and chat anonymously. The company provides early intervention through 3 methods, which are an AI chatbot, a library of self-help tools, and messaging-based support from human psychologists.

Google Ventures India, has funded an undisclosed amount in the AI Platform in May 2021. Wysa was a part of the first batch of 10 startups for Google Launchpad Accelerator India, which was held in 2018. In 2021 however, the Sleep by Wysa app was awarded the best app by the Google Play Store. According to Crunchbase, the company has so far raised $3.9 million from three funding rounds.

Dailyhunt

Industry: Social Media
GV Investment: $33 Million

Dailyhunt | Google Ventures | Startup Funded By Google

Dailyhunt is one of the leading Indian content and news aggregator app. The company has its headquarters in Bengaluru, Karnataka. The platform provides news in 14 Indian languages from multiple content providers to over 300 million users. In 2015, Dailyhunt became the largest Indian language distributor of e-books having 70,000 titles in ten languages.

As of December 2020, Dailyhunt has raised over $100 million from Google, Microsoft and AlphaWave among other investors. Google funding rounds helped the company become a Unicorn as its value increased to over $1 billion. The company is planning to use the funds to scale its Josh app, which is an augmentation of local language content offerings. Google-funded startups in India with a budget of over $10 billion over a few years.

Glance

Industry:
GV Investment:

Glance | Google Ventures | Startup Funded By Google

A google-funded startup called Glance is a startup that was founded in 2018. The company serves news, media content and games on the lock screen of more than 100 million smartphones. The company is a subsidiary of InMobi Group and is known for using AI to offer a personalized experience to its users.

The company raised over $145 million in a new financing round from Google and existing investors like Mithril Partners. According to Google, Glance is a great example of innovation solving for mobile-first & mobile-only consumption, and providing content across many Indian languages. Google funding for startups like Glance, has helped them evolve and grow their audience.

FAQs

What is Google Venture (GV)?

Google Ventures is a venture capital investment firm of Alphabet, the parent company of Google.

Who is the CEO of GV (formerly Google Ventures)?

David Krane is the CEO of GV.

How many companies have Google Ventures funded?

Google Ventures has funded more than 500 companies. Some of them are:
- Slack
- Uber
- Medium
- StockX
- Stripe
- GitLab
- DocuSign
- Magenta Therapeutics
- Dailyhunt
- Glance
What are the sectors Google Ventures invest in?

Google Ventures invests across all stages of startups and varied sectors. The major industries in which Google Ventures invests are:
- Enterprise
- Life sciences
- HealthCare
- Consumer
- Frontier technology.
How do startups get funded?

Startups use various methods for funding:
- Small Business Loans
- Trade Equity or Services
- Incubator or Accelerator
- Crowdfunding.
Who owns Google now?

The parent organization of Google is Alphabet Inc.

What do startups use the funding for?

Startups raise funds for various reasons, mainly for the growth and expansion of their business.

Who are the founders of Google?

Larry Page and Sergey Brin are the founders of Google.

What is the valuation of Google?

Google has a valuation of $1.5 trillion.
July 29, 2022
List of Companies Acquired by Stripe
We are living in a world where technology has made our life easier. We can’t even think about living our life without using a single form of tech; we are highly dependent on them. Tech companies are now ruling the world because of that, even the demand for tech startups is rising every day.

One of the most in-demand industries now is Fintech. Some of the popular Fintechs are literally ruling the world with their services. The rise of the internet and smartphones and the trend of making India digitized has contributed to the rise of Fintech in the world.

One of the popular Fintech companies is Stripe. It is an Irish-American Silicon-valley Fintech startup that provides SaaS and financial services. The company’s headquarters is situated in two places that are in San Francisco, the United States and Dublin, Ireland. The company was founded in the year 2009 by Patrick Collison and John Collison.

The company mainly offers payment processing software and Application Programming Interfaces for E-commerce websites. Stripe has acquired many companies to expand their services in various fields. In this article, we will talk about the companies that are acquired by Stripe. So, without any further ado, let’s get started.

“Much of what is called investment is actually nothing more than mergers and acquisitions, and of course mergers and acquisitions are generally accompanied by downsizing.”
-Susan George

RunKit
Indie Hackers
Index
Touchtech
Kickoff
Totems
Paystack
TaxJar
Bouncer
Recko
Payable
OpenChannel

RunKit

RunKit Logo

RunKit was founded in the year 2014 by Francisco Tolmasky and Ross Boucher, it was formerly known as Tonic. It is a tool for prototyping JavaScript. RunKit enables you to have a proper JavaScript environment in just a single click where one can use their npm model and see the results of it.

The best part is that there is no need for installation. It is a node playground in the browser. The headquarters of the company is situated in San Francisco, United States of America. Stripe acquired Runkit in the year 2016 at an undisclosed amount.

Indie Hackers

Indie Hackers Logo

Indie Hackers is a community and website where well-known entrepreneurs and founders of profitable businesses share their stories on the platform. The new entrepreneurs and startup owners read those and learn from those stories and experiences. Here the entrepreneurs come together and share all kinds of experiences and receive feedback and support when they need it.

The company focuses on making companies earn profit while being independent. The community was founded in the year 2016 by Channing Allen and Courtland Allen. The company was acquired by Stripe in the year 2017 for an undisclosed amount.

Index

Founded in the year 2012 by Jonathan Wall and Marc Freed-Finnegan, Index is a retail software company that provides security, personalised experiences and others. It mainly helps retailers to evolve their in-store payments and create their customer contact database.

Index is known for PIN pads that help read a chip card in just a second. The headquarters of the company is situated in San Francisco, United States of America. Stripe acquired Index in the year 2018 for an undisclosed amount.

Touchtech

Touchtech Logo

Touchtech was founded in the year 2014 by Niall Hogan and Shekinah Adewum and its headquarters was situated in Dublin, Ireland. Touchtech is a startup that basically works together with banks to build and manage verification processes for customers who required two different forms of authentication so that they can process transactions through their cards. Touchtech was acquired by Stripe in 2019.

Kickoff

Stripe made its first official acquisition by acquiring Kickoff, which is a chat and task management application. Through this app, companies can share the tasks with their employee, manage the team and can also chat with them, the app works for Mac and iOS platforms. Kickoff was founded in the year 2011 by John Gardner and Benjamin De Cock. The headquarters of the company is situated in Aubange, Luxembourg, Belgium.

The app was specially designed for enabling proper team conversation; it also has some special features like history access and offline support. Stripe acquired Kickoff in the year 2013 exactly after two years, the company was founded.

Totems

Totems are an Internet software and service company founded in the year 2011 by Gabriel Hubert and Stanislas Polu. The headquarters is situated in Ketchikan, Alaska, United States. The company mainly offers marketing tools for brands on social media platforms, including Instagram. This helps brands to realize where they stand and what their presence means on Instagram.

Apart from that, it helps brands realize and understand the need of their audience; brands can also track their marketing campaign. TOTEMS was acquired by Stripe in 2015 at an undisclosed amount

Paystack

Paystack was founded in the year 2015 by Ezra Olubi and Shola Akinlade and provides financial services to its customers. It is a website that let businesses accepts various forms of payments through credit card; debit card, and mobile transfer from anyone and any part of the world. The headquarters is situated in Ikeja, Nigeria.

Stripe acquired the startup in the year 2020 when the startup had over 60000 customers at an amount of over $200 million. This acquisition is said to be the biggest startup acquisition in Nigeria.

TaxJar

TaxJar is a tech solution founded in the year 2013 by Mark Faggiano and Matt Anderson. The company basically helps E-commerce manage its sales tax. The company is to help the E-commerce sellers and make their work easier by handling the challenges of Sales Tax. The company’s headquarters is situated in Boston, United States. In 2021, TaxJar was acquired by Stripe in the year 2021; the acquisition was to remove any kind of barriers to multinational companies for their growth.

Bouncer

Bouncer Logo

Bouncer is a company focused on making card authentication technology that will reduce the chances of fraud during any kind of transaction of online businesses. It is a risk detection tech platform. Bouncer was founded in the year 2019 by Sam King, Steven Liu and Will Megson and the company’s headquarters is situated in Oakland, United States. Stripe acquired Bouncer in the year 2021.

Recko

Recko Logo

Recko is an Indian fintech company founded in 2017 by Prashant Borde and Saurya Prakash Sinha. Recko is a financial operation platform for online companies and their digital transaction. It basically helps businesses to track online businesses’ incoming and outgoing payments. Platforms like Meesho, Deliveroo and PharmEasy are The Company’s headquarters is situated in Bangalore, India. Recko was acquired by Stripe in the year 2021

Payable

Payable Logo

Payable was founded in the year 2013 by Kyle Kilat, Peter Terrill, and Tad Milbourn. It is a platform that helps contractors to get their payments hassle-free. Some of its features like providing invoices, tracking the contractor’s work, and calculating their earnings as well as taxes make it an interesting platform for workers as well as the companies. Stripe acquired Payable in the year 2017 to take help from tax-related obligations.

OpenChannel

OpenChannel Logo

OpenChannel is a company that provides help to businesses by allowing them to create, launch and manage apps for their work. These are created for the products of the business. Open Channel was founded in the year 2013 by Brian Amaro and Michael Kovacs. The headquarters of the company is situated in Auckland, New Zealand. OpenChannel was acquired by stripe in 2021.

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Conclusion

Stripe by acquiring so many tech companies is on the verge of making its service expand to other fields as well. The main point of Stripe is to help businesses by taking all these companies’ services. The company is now raising more funds to acquire companies and add them to its list of acquisitions. Stripe’s current valuation is over $95 billion.

FAQs

Who is the founder of Stripe?

Stripe was founded in the year 2009 by the Collison brothers, Patrick Collison and John Collison.

What are the companies that are acquired by Stripe?

The companies that are acquired by Stripe are:
- RunKit
- Indie Hackers
- Index
- Totems
- Touchtech
- Kickoff
- Paystack
- TaxJar
- Bouncer
- Recko
- Payable
- OpenChannel
What is the revenue of Stripe?

The revenue of Stripe is 740 Crore USD as of 2020.
May 2, 2022
Y Combinator’s Most Successful Startups | YC Startups

Y Combinator is a startup accelerator unlike any other. Since its inception in 2005, Y Combinator has helped fund and grow over 2,000 startups through its YC Growth Program.

Y Combinator, an American startup accelerator, just released their list of the top companies by valuation. The Y Combinator compiled this list to enable potential workers, partners, and late-stage investors learn more about the YC startups. Three Indian firms, Cleartax, Meesho, and Razorpay, have also made the list.

Of course, valuation as a ranking criteria has flaws. It’s mostly a perception-based assessment, a forecast of a company’s potential rather than a clear representation of how much a firm is generating at any particular time. YC stated while releasing last year’s list that “valuation is a poor method to assess a company’s value in the short term.”

However, it does give some fascinating information on which of YC’s 2,000+ investments have grown the most, which have held up the best over time, and which sectors perform the best. According to YC, all of the firms on this year’s list are valued at $150 million or more, with a total worth of $155 billion.

Let’s take a look at the top 10 most successful businesses that have come out of Y Combinator and benefited from it.

As of 2021, each of the 10 companies is worth more than $150 million.

Stripe: Taking First Place
Airbnb: Popularizing Homestays
Cruise: It’s Cruising To Success
DoorDash: A Dash To Triumph
Coinbase: Using Crypto-currencies As A Means Of Payment
Instacart: On-Time Delivery
Dropbox: Cloud Storage As A Bet
Ginkgo Bioworks: The Business Of Organisms
Gusto: Providing Assistance To Small Businesses
Flexport: Deciding To Rely On Paperwork
Conclusion
FAQs

What is Y Combinator | Startup accelerator

Stripe: Taking First Place

Stripe is a 2009 startup started by Patrick Collison and John Collison in the United States. Stripe’s software allows companies and individuals to send and receive payments via the Internet.

Stripe | Y combinator’s Startup

Stripe was a member of Y Combinator’s Summer 2009 class and has a product-based business strategy. It is now valued at over $36 billion and employs over 2000 people as of April 2020.

Airbnb: Popularizing Homestays

Airbnb | Y combinator’s Startup

This business made headlines lately after opting for a direct listing rather than an IPO. Airbnb is an internet marketplace where people can book accommodation and homestays. The firm does not own any of the real estate listings; instead, it serves as a broker, earning commissions on each booking. They enable individuals all around the globe to become hospitality entrepreneurs by unlocking and monetizing their spaces, interests, and abilities. Airbnb offers 6 million rooms to stay in 100,000 locations, as well as 40,000 unique experiences hosted by locals.

Cruise: It’s Cruising To Success

Cruise is an American automaker that specialises on developing sophisticated, self-driving cars, motorcycles, and other electric vehicles. Kyle Vogt (Twitch Founder) and Dan Kan launched Cruise in 2013 and it was bought by General Motors in 2016.

Cruise | Y combinator’s Startup

Cruise was a part of the YC Growth Program’s 2014 Winter batch, raising $4.3 million in initial investment. As of late 2019, Cruise employs around 1400 people.

DoorDash: A Dash To Triumph

DoorDash | Y combinator’s Startup

DoorDash is an American meal delivery service that uses delivery workers to link businesses and customers. Tony Xu, Andy Fang, and Stanley Tang started DoorDash in 2013.

DoorDash was a part of the Y Combinator Summer 2013 class and now employs over 1800 employees. As of mid-2019, DoorDash was valued at $12.6 billion.

Coinbase: Using Crypto-currencies As A Means Of Payment

In 2012, Brian Armstrong and Fred Ehrsam established Coinbase, a cryptocurrency exchange company. Coinbase is a digital currency exchange located in San Francisco, California. It is one of the most popular locations to trade, sell, and buy digital currencies such as Bitcoin.

Coinbase | Y combinator’s Startup

Coinbase operates on a fee-based business strategy, charging customers a fee to utilize its platform. Coinbase was a part of Y Combinator’s 2012 Summer batch and now employs over 1000 employees. Coinbase raised approximately $600 million in investment through Y Combinator during its early phases of development and now has a market valuation of over $8 billion as of late-2018.

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Instacart: On-Time Delivery

Instacart is a grocery delivery and pickup service that is available in the United States and Canada. Apoorva Mehta launched Instacart in 2012. Instacart’s selling point is that it guarantees 1-hour delivery of goods bought on its website.

Instacart | Y combinator’s Startup

Instacart’s business strategy is built on the sharing economy, in which it functions as a platform that connects merchants and consumers to create a hyper-local on-demand grocery delivery service. Instacart was a part of the Y Combinator Summer 2012 class and now employs over 1100 people. It is now valued at over $7.5 billion and follows a combination of e-commerce and hyperlocal on-demand grocery delivery business strategy.

Dropbox: Cloud Storage As A Bet

Dropbox is a software business based in the United States that provides online file hosting services to its users. Dropbox was founded by Drew Houston and Arash Ferdowsi in 2008 and has since grown to become one of the most popular ways for individuals to share files over the internet.

Dropbox | Y combinator’s Startup

Dropbox operates on a freemium business model, which means that the majority of its services are free, but additional capabilities can only be accessed by signing up for one of their premium plans. Dropbox was a part of the Summer 2007 Y Combinator cohort, and as of late-2018, it employed over 2,300 people and was valued at over $12 billion.

Ginkgo Bioworks: The Business Of Organisms

Ginkgo Bioworks is an American biotech firm formed in 2009 by Tom Knight and a group of MIT scientists, including Reshma Shetty, Austin Che, Barry Canton, and Jason Kelly. Ginkgo Bioworks now assists in the creation of bespoke creatures via the use of software and hardware automation.

Ginkgo Bioworks | Y combinator’s Startup

Ginkgo Bioworks was a part of the Y Combinator Summer 2014 class and now employs about 270 people.

Gusto: Providing Assistance To Small Businesses

Gusto is a software business located in the United States that specialises in human resource management and cloud-based payroll. Josh Reeves, Eddie Kim, and Tomer London created Gusto in 2011.

Gusto | Y combinator’s Startup

Gusto was a member of the Y Combinator Winter 2012 class and now employs over 1,000 people.

Flexport: Deciding To Rely On Paperwork

Flexport is a freight forwarding firm that uses its comprehensive management software and solutions to make the logistics underlying the freight forwarding business more transparent and efficient. Ryan Peterson created Flexport in 2013 and it is situated in San Francisco, California.

Flexport | Y combinator’s Startup

Flexport has a SaaS business model, in which it uses software products and services to assist optimise goods transportation, brokerages, trade financing, and insurance. Flexport was a part of the Y Combinator Winter 2014 class and now employs over 1,700 people.

How to Apply For Y Combinator

Conclusion

While the top ten companies have generally remained the same since 2018, a few have moved about a bit, while some have vanished altogether. Last year, Airbnb was No. 1 and Stripe was No. 2; this year, they’ve switched positions. Machine Zone, the developers of the once-popular mobile game– Game of War and the No. 7 business in 2018, is nowhere to be found, as is last year’s No. 9, Zenefits. This list isn’t thorough, according to YC, because they “allowed alumni to opt out of being included for any reason.”

The majority of the firms on the list are at least four or five years old, which makes sense given that it’s rare for startups to achieve enormous, record-breaking values straight away. Of course, there are exceptions: Grin, a Latin American scooter rental business ranked No. 27 on this year’s list, only just completed YC in the summer of 2018. Atrium, a tech-focused startup law firm formed by Twitch co-founder Justin Kan, is ranked No. 83 in the Winter 2018 class. After starting just months ago, ZeroDown, a firm that seeks to help consumers buy houses without a down payment, squeaked onto the list at No. 101.

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Meanwhile, the Summer 2016 class has more entries on the list than any other, accounting for 10% of the total. At number 13, Reddit, which was a part of YC’s Summer 2005 class, is the oldest business on the list.

FAQs

What is Y Combinator?

Y Combinator is American startup accelerator which provides funding for startups to help it grow.

What does Y Combinator do?

Y Combinator provides funding for startups in the earliest stage of venture funding referred to as seed funding.

What is YC Startup?

The list of startups funded by Y combinators are referred to as YC Startups.

How to join Y Combinator?

Startups can join Y Combinator by application to Y Combinator by just filling out an application form. They invite the most promising groups to meet make funding decisions afterward.

How many Indian startups does YC have?

There are 43 startups in the latest batch(W21) of YC startups.

June 25, 2021
10 Best PayPal Alternatives to Switch to in 2021
PayPal used to be one of the world’s most innovative technology bits. At the time PayPal replacements were not so involved. It not only helped you to submit and receive money from friends and family easily but also meant that the money was much safer than many other choices. This was tremendous after eBay appeared despite the illegal practices of both sellers and customers.
The online payment network market is still creative, and major players are beginning to note that competition services have plenty of space. In the online payments marketplace, Apple, Google, and Samsung have developed all of their competing sites, and there are several unknown alternatives.

Peter Thiel | Co-founder and Former CEO of PayPal | Founder of Thiel Foundation |

Peter Thiel is a German-American entrepreneur and venture capitalist, a personwho makes investments in companies in exchange for an equity stake. He is the Co-founder of PayPal [https://www.startuptalky.com/paypal-success-story/], Palantir Technologies, and Founders Fund. He became Facebook’s fir…

StartupTalkyMegha Rani

In 1998, PayPal was created by a group of tech superstars such as Elon Musk, Max Levchin, and Peter Thiel for a libertarian experiment. The overall amount of payment in PayPal surpassed a staggering $712 billion in 2019. The sum amounted to $578 billion in 2018 and to $150 billion in 2012. In a short period of time, this is a big development.

PayPal Logo

Here is why you should consider the alternatives of PayPal:
- For vendors that offer digital products and services, PayPal does not provide safety protection.
- Without prior notice, PayPal was considered to freeze accounts for up to six months.
- It takes quite a long time to withdraw money through your account, in short, it takes at least three to five days.
Well if you are now wondering, “Then which app can I use instead of PayPal now?” we’ve got you covered.

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Today when we talk about the world’s most influential and riches entrepreneur,Elon Musk comes to our minds for sure. He has always been in the news let it behis new venture, his way of working or his net worth. Elon Musk’s tweets catch the attention from masses; be it Elon Musk naming hisbaby X…

StartupTalkyVarad Kitey

Now let’s take a look at this article to help you choose the best alternatives for PayPal:

1. Google Pay

GooglePay Logo

Google Pay is a digital wallet and online payment developed by Google that allows users to make payments on Android mobile phones, tablets, or watches for in-app or tap-to-pay transactions. Users can also use iOS software in the US and India although they have only a limited amount of functions. But Google Pay is a free Google Play Store mobile app. When using Google Pay to make payments, consumers should not pay extra processing costs.

Google Pay Success Story | Send Cash Using Your Phones | Founders | Business Model

Company Profile is an initiative by StartupTalky to publish verified informationon different startups and organizations. The content in this post has beenapproved by the organization it is based on. Undergoing with UPI money transfer, recharge, QR code payments, bill fee,running out of cash pres…

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2. Amazon Pay

AmazonPay Logo

Amazon Pay is an Amazon-owned online payment service system. Amazon provides websites for shoppers, retailers and organisations. It will be quick to use for your customers as they will login and check out using the same Amazon method that they already trust using their Amazon account details.
This will speed up the payment process and reduce pressure, and the conversion rate will hopefully increase. Amazon Pay is open to you and your clients on all platforms to handle purchases wherever they suit you. We contrasts this with a Facebook username that already includes all user knowledge. The registration or check-out would be much easier than a normal shopping cart and check-out.

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Amazon Pay has launched a feature name Smart Stores on Friday where thecustomers who needs to buy products have just scan the QR code using theApplication and can explore all the products within the store which areavailable. Amazon Pay support system for local vendorsThis new feature is a ne…

StartupTalkyYash Raj Srivastava

3. Wise

TransferWise Logo

Previously named as TransferWise, wise was founded in January 2011 by Estonians Kristo Käärmann and Taavet Hinrikus, is a London-based online money transfer service. In 2018, Wise’s net profit income reached 8 million dollars, and its base of customers reached 4 million with monthly payments of around 4 billion dollars. TransferWise has funded over 750 currency paths, including GBP, USD, EUR, AUD, and CAD, as well as multi-monetary accounts.

Top 10 Startups in Europe

Top startups in Europe among the others were struck hard over the first fewmonths of Covid-19. In the early days of the pandemic, start-ups across Europewere certainly rattling with countries such as Italy as the hardest affected. ByJune 2020, almost half (49 percent) of European entrepreneurs ha…

StartupTalkyMichelle D’souza

4. Skrill

Skrill Logo

Skrill is a payment provider that enables you to pay for Skype products securely. You can use Skrill for paying your Skrill eWallet bill, via credit card or debit card. With cryptocurrences in mind such as Bitcoin, Ether and Litecoin, Skrill was developed. It is also optimized for games and other online games that need money. The Skrill platform can at first seem the same at comparable rates and fees to PayPal. The payable debit card and the fast gui is adequate to take this into account. International transfers with Skrill are much better because the money can be sent and automatically converted to a debit card the organization sends you.

PayPal – Payments Made Easier!

This post has been approved by the organization it is based on. Transaction is the heart of the developing business world. It revolutionizes theglobal economy with its circulatory nature. Safety and Reliability are the mainfactors that define what the best transaction is, and thus it describes th…

StartupTalkyHimaya Presthitha

5. Dwolla

Dwolla Logo

Dwolla is like Amazon and PayPal i.e. payment network. The purpose of the business is to have money transmitted to another entity at the lowest possible cost to anybody who has a computer linked to the Internet. It moves money directly from your bank account to someone you wish to pay on the bank account. Free – if the transaction is under $10.00. If there is enough and for $.25. This is less than you would be required by a credit card provider.

Best Alternatives for Stripe Payments for Making and Accepting Payments

Digital transactions have taken the world by storm and almost everyone with asmartphone or a computer wishes to switch to digital payments. Not only digitalpayments are quick, seamless and efficient, they have also become the need ofthe hour owing to the pandemic. Although there are some Stripe a…

StartupTalkyANSH MEHREY

6. Payoneer

Payoneer Logo

Payoneer is one of the world’s most popular electronic channels. It started in far more than 200 countries at the same time as PayPal, and like PayPal. For small and medium-sized firms it’s especially nice. The payment solution charges your fees per month and transfers between Payoneer accounts are free of charge. That is a 3% credit card and a 1% debit card rate.

Payoneer is a clear competitor to PayPal, which offers both people and organizations with various functions and facilities. Only sign up to Payoneer, launch payment online, and withdraw money from your nearest bank or ATM’s worldwide, to pay your Payoneer accounts.

Pine Labs | Indian Fintech | Company Profile |

Company Profile is an initiative by StartupTalky to publish verified informationon different startups and organizations. The content in this post has beenapproved by the organization it is based on. It was in 2009 that Pine labs’ real payments journey began when they venturedinto the mainstream …

StartupTalkySarika Anand

7. Stripe

Stripe Logo

For online business clients, Stripe competes against PayPal, but not much more. This service is only open to U.S. and Canadian firms, but purchases from any source can be made. Fees are rather clear; 2.9% plus 30 cents on any sale are paid by Stripe. The check-out for the Stripe method is self-hosted and takes place at the site of the company owners rather than moving clients to an external venue, such as PayPal. Payments from around the globe will be approved. Stripe transfers your money directly into your bank account – then there are smartphone payments.

Stripe Vs PayPal – Can You Difference Between Them?

As you know very well that in online activities it’s been easy to accept creditand debit card payments online. But a few years ago, if you wanted to makepayments through your website it involved some expenses. But everything got changed using two payment gateways that are stripe and PayPal. Stri…

StartupTalkySweta

8. Square

Square Logo

Square is one of the key choices when compared to PayPal with other alternatives that sometimes come up. The point-of-sale is great because you can take cards, cash, checks, and even gift cards. It is also easy to print or send receipts online to consumers. When you register, your free reading will be sent to you to launch. Square Checkout connects with your e-commerce shop and helps you with the quick checkout workflow to make purchases online. You may also create charges for products sold, give orders, and set time and permits for employees.

Elon Musk: Space X | Tesla Motors – Biography

This figure needs no introduction. The man with the citizenship of South Africa,Canada, and the United States, the entrepreneur is without second thoughts themost talked about man in the tech industry now. There’s nothing that this mancan achieve. At 47, he has achieved almost everything one can …

StartupTalkyPiyush Mishra

9. Braintree

Braintree Logo

Currently, Braintree is PayPal. Braintree Direct, Marketplace Braintree, Braintree Auth, and Braintree Expand deliver payment options targeted to the company’s specific needs. In more than 130 currencies and 45 countries, they make it easy to accept online and mobile payments. Braintree’s biggest asset is to provide firms with a smooth inspection experience to lower frictions and improve conversions. While Braintree belongs to PayPal, it still operates as a relatively independent business and competes with PayPal very well.

Top Payment Processing Software (SaaS)

Software as a Service (SaaS [https://startuptalky.com/tag/saas/]) applications’payment typically need a shopping cart / payment checkout or the ability tomanage recurring or subscription payments. Both present challenges andopportunities for the SaaS platform. Choosing the right payment processor…

StartupTalkyRishabh Rathi

10. Authorize.Net

Aurthorize.Net Logo

Authorize.Net is a very common system for online shops as this platform offers fair pricing, reliable customer support, and a user-friendly interface. The stability and protection of the payment solution have also been consistently commended. It is also conveniently embedded with PayPal, Apple Pay, and Visa Checkout, meaning that consumer purchases can be approved globally – as long as the organization is headquartered in the U.S., Canada, the UK, Europe, or Australia. This PayPal option, however, is not especially appropriate for personal use since you are not allowed to submit and receive family and friends’ payments.

The 10 Biggest International Payment Gateways For Indian Merchants PayPal, PayUbiz, Stripe

E-commerce is growing daily and the world is getting smaller. You can do globalbranding just by sitting in India. You can dream of having a global presenceusing e-commerce. But this dream is only possible with a secure internationalpayment gateway. In this article, you will be knowing the top 10 …

StartupTalkySweta

Conclusion

PayPal has its benefits and strengths, but several great options are open to considering. Most have lower charges or more tailored features for diverse uses. It is wise that some users were reluctant to switch from PayPal because there were still usability problems. This is no longer the reality, though, and you will find more reliable options in various areas of the world to do business. PayPal Alternatives: Google Checkout is perfect for card storage, though Authorize.net is a favorite for e-commerce. TransferWise, however, is by far the safest option for foreign transfers.

UPI transactions Fall by 20% due to Lockdown, Lowest in 12 Months

Due to the lockdown imposed to contain the spread of COVID-19 [/tag/covid-19/],UPI has recorded transactions of less than one billion for the month of Aprilafter 12 months of constant growth. This is the first time in the past sevenmonths that UPI volume went below the one billion mark. According…

StartupTalkyVarad Kitey
January 31, 2021