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Tag: stock markets

  • Investment vs Trade: The Differences To Acknowledge For Better Profit

    A financial market is looked upon by both investors as well as traders to gain an advantage by the means of sharing and buying financial assets with utmost security. The financial market broadly classifies the terms that stand for a marketplace where bonds, currencies, and equity are traded off. The financial market serves as a connecting link between investors and collectors by joining them with capital. The two different aspects of taking part in the financial market are Investors and traders. Investors look out for the opportunity to invest in an eligible place, whereas traders lookout to trade their part with increased value. The basic definition and other useful details about both parts are shared below.

    Investment
    Things to consider before investing
    Points to remember for successful Investment
    Trade
    Things to consider before trading
    Points to remember for having a successful trading
    Investing vs Trading

    Investing vs Trading: Investing is done for a longer duration with minimal risk to gain average profit. Whereas, Trading is done within a limited period involving higher risk and profit.
    Investing vs Trading: Investing is done for a longer duration with minimal risk to gain average profit. Whereas, Trading is done within a limited period involving higher risk and profit.

    Investment

    Investment is defined as putting money into financial schemes, shares, and properties to achieve higher profit. It can also be considered as purchasing an item with the thought of selling it in the future to gain an extra from its increased value. In other language investing means allocating money with the expectations of some benefits or returns in the future. The return can either be counted as a benefit or can turn into a loss. Investors generally expect more return from riskier investments. If a low risk or low investment is made, the return is also generally low i.e. Low investment gives low profit.

    Things to consider before investing

    Risk

    Risk is an essential point to consider before investing. Every investment is prone to some level of risk. There can be a high chance of losing some of the whole investing amounts before its outcome.

    Every person gives a different response to ‘risk’, and the best reaction is noted from previous similar experiences encountered. Most investors or consultants suggest that you should exit a financial investment when the investment value is scrapped to 80%.

    Return

    There are two types of returns on financial investments, Assured Returns and Variable Returns.

    Assured and variable returns are now replaced by Least Volatile and Highly Volatile returns. The least volatile financial investment includes parts like debt instruments and small saving schemes. Whereas, Equity, Gold, and real estate are counted under Highly Volatile investments. The only ‘risk’ free return is a fixed deposit return. Investors should decide the percentage of exposure in the Least and Highly Volatile investment.

    Taxation

    Taxation is the most important point of financial investments. Taxation benefits can be reversed under specified conditions. The Short Term Capital Gains (STCG) for an investment period under three years are taxed at the individual slab rate, but the Long Term Capital Gains (LTCG) are taxed at 20% plus surcharge and cess with indexation.

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    Income source

    Income and source of income are also important in investment. Salary may be a more stable source of income than self-employed or businessmen persons. Families with more sources of income can be more secure compared to single-income source families. The double income family saves more and more saving means more investment.

    Knowledge of finance

    Investors should know financial aspects before starting with the basic process. As blind investment is suicidal. Hence, taking advice from knowledgeable persons and experienced people is the best way to start followed by a few searches on the web.

    Points to remember for successful Investment

    Make a financial plan

    Before making any investments, one needs to be fully aware of the financial background and the expectations from it. There is no guarantee of getting benefits from each investment. Few investments can turn into tremendous victory whereas some can prevail as a failure. It’s very essential to make a financial plan before starting with investment planning.

    Taking risks.

    Besides all investments, there is some sort of risks. Risks like losing all or some amount of money can also occur and some similar situations can also prevail. However, the higher the risk, the higher returning benefits.  Hence, it is essential to consider all risk factors before investing.

    Avoid fraud investments

    Some investments use high publicity news to give assurance of more profit. Before trusting such options, it is more recommended to get an additional inquiry done from related persons.

    Always maintain an emergency fund

    Always put some savings outside the investment to cover an emergency. Emergencies can be situations like loss of investing amount and its notable profit. At those moments, emergency funds can come in handy.

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    Be up-to-date

    Being up to date about financial assets plays an important role in investments. Keeping an eye on the current financial investment assets makes the investment better. As for those lagging in being up to date can cause them great misfortune of losing their investing amount due to inappropriate knowledge.

    Trade

    Trade involves the purchasing and selling of goods and services with compensation paid by a buyer to a seller. Trading refers to the exchange of securities through sale and purchase. On the other hand, we can say that trading is buying, selling, or exchanging assets. The financial market consists of the trading of securities such as shares, currencies, commodities, and derivatives. The trading market aims to make a profit by buying at a lower price and selling at a higher price within a short period. A trader can be anyone from an individual investor to a global institution. We can trade directly or with the help of a broker.

    Things to consider before trading

    Risk

    Trading is riskier than investing. Market risk is the major risk of trading and is out of anyone’s control. Market risk is bound to rise or fall, but knowing the risks and making a market plan could save you from losing your money.

    Profit

    Trading is more profitable than investment. Trading provides one with the option of earning extra credits without any set limits. Indian stock market is one of the highest liquidity markets where people can make any amount of money. Profit depends on the purchase and sale of desired stock. We can say the profit depends upon the stock market value.

    Points to remember for having a successful trading

    Keep an eye on the market

    Trading wholly depends on the basic propaganda of the market, i.e. demand and supply. Before trading, one must learn the basics of the stock market by keeping an eye on financial news, the price range of stocks, and taking up a course on the stock market are all excellent ways to become an efficient trader. Online stock trading simulators help to learn online trading efficiently and accurately.

    Make a plan

    To become successful in financial goals, it is better to make a strategic plan. Since the trading is riskier, advance decisions should be made on options like the last limit of investing, eligible loss amount, etc. The practice is the golden key to becoming a successful online trader.

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    Trust

    Trading is all about knowing the market and how the market is changing. As a trader, one needs to be fully confident in their strategies. Most of the profits can be earned through a personalized strategy applied at the perfect time instead of going ahead with the option of following others’ plans in trade.

    Holding the stocks

    One can buy stocks and hold them for better profit. The holding of socks may help them with more profit because of the long-term purchase of high-quality stock at a low price when their demands go up. However, it is always applicable to some amount of risk due to the involvement of uncertainty.

    Investing vs Trading

    Now the most important question is, which one is better? Investment or trading? It is very difficult to choose which one is better because investment and trading are two different aspects of finance. However, the guide shared above can help one determine a better option. If someone wants to take no risks or low risks and avoid volatility, investing is better for you. You will get an 8% to 10% return annually. Investment means short-term wins and can get fewer several losses. If someone is more of a  risk-taker and would like the chance to earn money in a short time, trading is considered the best option for them. Trading can be a thrilling way to earn quick money and may also lead to big losses.

    Conclusion

    Investing stands for buying any stock or product to create wealth. Trading means purchasing and selling products to make profits. Both the methods give a similar output of generating profit. However, they both vary in their processes ad risk factors. Investing is typically for those looking out to create wealth within some interval of time and trading is generally for those looking out to generate profit in less amount of time.

    FAQs

    what is meant by financial investment?

    Financial Investments stands for the fixed amount sided to gain some percentage from it at the speculated interval of time.

    Which are online platforms available for investing?

    Some of the online platforms for investing are eToroeToro, Fidelity Investments, E*Trade, etc.

  • The Curious Case of Ex-NSE Chief, Chitra Ramkrishna and Himalayan Yogi

    NSE or the National Stock Exchange is one of the most famous institutions in India. As the name suggests, it is the National Stock Exchange of India, which is one of the apex institutes for investors in the Indian land. It is prestigious and holds upright the fundamentals and morals of the investors. The existence of the NSE can be attributed to some people and Chitra Ramkrishna was one of such names that come together with the stock exchange. Ramkrishna was selected to create NSE from scratch and has served as the CEO of NSE between 2013-2016. However, it is the co-location scam case of the NSE that she has now taken the centre stage of.

    There are some people who are always present in every institution who try to manipulate the power and authority given to them in ways that are unethical or corrupted. They can be found in private, as well as public bodies. They can be found in banks, formal institutions, government propagated social institutions, These manipulators are present in almost every organisation you can think of.

    There will always be people like these who try to manipulate the general public with the use of their authority or power. No institution is left without these people, even the NSE. There is a curious case of the National Stock Exchange with a person who used her power to do some fishy things. The case came out in the news and got a really big headline. However, most people still don’t remember the case in its entirety.

    Here, in this article, we will see who was the fraudster behind the National Stock Exchange and what were the allegations that were posed to her. There are many twists and turns in its story that can even make a good story plot. Let us see how the case started and then slowly unfolded before the eyes of the law. Let’s unfold the complete Chitra Ramkrishna and NSE co-location case.

    A Brief about Chitra Ramkrishna NSE Co-location Case
    Who is Chitra Ramkrishna?
    What are the Allegations Against Ex-NSE Chief Ramkrishna?
    CBI Investigations in the NSE Case
    The Penalties and Orders by SEBI
    The Mysterious ‘Himalayan Yogi’

    A Brief about Chitra Ramkrishna NSE Co-location Case

    Before we go deep into the series of events that led to the eventual reveal of the big case, let us see the case at a glance. Here we will be discussing, what according to the news, the story was and how the case unfolded before everyone and how people are reacting to it. Let us see what was the issue that caused the fire to ignite. So this here is the co-location case in brief.

    The National Stock Exchange, which is one of the oldest stock exchanges in the world, took a toll on its MD and CEO. Chitra Ramkrishna, who is the Ex-Managing Director and the Former Chief Executive Officer of the National Stock Exchange was accused of misusing her power.

    It was alleged that she used her power and authority in the NSE to make some inapt appointments, which eventually lead to disruption of secrecy of the exchange. It was also said that there was an information leakage, which was to be concealed but she failed in doing so.

    Another claim was that she was the one who made some incorrect and misleading submissions to the SEBI. The Securities Exchange Board of India was also seen stating that Chitra’s spiritual guru influenced her in doing the actions she was accused of. The ‘Himalayan Yogi’ mentioned was unnamed and unknown to the news and the media. All these were the claims that clouded the sky for Chitra Ramkrishna in the past.

    The consequences of these actions were quite easy to see. The CBI or the Central Bureau of Investigation was the body that questioned her after the acquisitions and found out various fishy arrangements.

    The CBI, during its enquiry, also issued some circulars against the Ex-Chief executive officer, Ravi Narain, who was her predecessor. It was also reported that the Central Bureau of Investigation also ordered circulars against the former GOO (Group Operating Officer), Anand Subramanian.

    Who is Chitra Ramkrishna?

    Chitra Ramkrishna is not a familiar name but in the world of finance, she is really well-known as a person. She is the former Managing Director and the Ex-Chief Executive Officer of the National Stock Exchange. She started her career as a Chartered Accountant. As she started and sailed through her career, she brushed some finance in her life.

    Chitra Ramkrishna
    Chitra Ramkrishna

    In 1985, she IDBI (Industrial Development Bank of India). As her career and life moved forward, she got a short and brief notice period at the SEBI. After that brief work at the Securities Exchange Board of India, she returned to IDBI after two years. This was the time near the beginning of the NSE. She was eventually picked by SS Nadkarni, who was the then IDBI chairman, to establish the National Stock Exchange from zero.

    What are the Allegations Against Ex-NSE Chief Ramkrishna?

    By now you must have got an idea about the person who is at the centre of this case. Now is the time to understand the case and the allegations it posed towards Chitra Ramkrishna.

    Starting from the beginning, Chitra Ramkrishna was appointed as the Managing Director and the chief executive officer on the first of April, 2013. She was worthy of the title and the post and designation that she received.

    After her joining as the MD and CEO of the National Stock Exchange, she thought of appointing a person as the CSO (Chief Strategic Officer) for the exchange. Mr Subramanian was the person who was chosen for the post and this decision shocked everyone.

    The reason why the decision shocked everyone was that the person, or the newly selected CSO, Mr Subramanian had no clue what stock and the capital market was. He had no prior exposure to the world of capital markets. He was Vice President of a leasing and repair service at an enterprise called Transafe Services private limited, before joining as the CSO for the exchange.

    The Securities Exchange Board of India mentioned in a document that the person chosen for the job role had no prior exposure to capital markets. The selection of this candidate is subject to raising all the eyebrows in the room. The consultancy position for which Mr Subramanian was selected did not suit his prior life.

    More than this, Subramanian’s salary at his last workplace was Rupees 15 Lakhs, which was now raised to a whooping 1.68 Crore rupees. This jump in the salary of Mr Subramanian from the last workplace to the National Stock Exchange was unjustified and abnormal.

    Not only this, he was asked to work four days a week with all the benefits multiplied on his behalf. After all the appraisals and all the multiplied performance ratings, his compensation rose to 4.21 crore rupees just within two years. After all the eyebrow-raising and the magical promotions, he was redesigned to work as the GOO (Group Operating Officer) and Adviser to the Managing Director.

    All of this and in the research and investigation, it was found that the exchange had no vacancy for the appointment of a CSO. Yes, The exchange never needed a Chief Strategic Officer, it was never advertised.

    Chitra Ramkrishna not only appointed a person as a CSO but she also compensated him with exaggerated numbers and metrics. Remember, this is happening at the National Stock Exchange. This is a huge blow to the regulations and regulators.

    Another claim or allegation that Chitra faced was this. The SEBI found out that the former chief (Before Chitra) was also guilty of spreading secret information for the exchange out in the open.

    The information which is being regarded as confidential includes, some financial documents, organisations working model, dividend payout ratio and the board meeting consultations. All of this information was leaked in some sense or the other, by the ex NSE Chief who was said to have been following orders of her spiritual guru who remains unknown at the moment.

    Chitra Ramkrishna and the board of directors were found guilty of not informing the regulator about the doings and leaking in the organisation. The regulator, in reply, asked both Subramanian and Ramkrishna to surrender their designations. Subramanian left the office officially in October 2016, followed by the surrender of Chitra Ramkrishna in December 2016.

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    CBI Investigations in the NSE Case

    The former chief of the National Stock Exchange has been examined for the case that was resisted in May 2018. The central bureau of investigation took the matter into its hands and are enforcing whatever it can.

    According to the investigations of the CBI, it was found out that, the former member of the board had got access to the back servers of the exchange. This point of contact with the servers led to the control and manipulation of confidential and important data on the servers. This led to something similar to ‘Insider trading’ in the stock market.

    When information travels asymmetrically, or faster to some people, they can use it to earn some abnormal gains. The brokers held unfair access between December 2012 to May 2014.

    “Stock exchanges as institutional mechanisms have an important role to play in ensuring the stability of the financial and economic system,” the Bombay HC order had said.

    In that light, Ramkrishna as the then-NSE chief is accused of financial misleading, concealing of information, and improper conduct. She was arrested in the co-location scam case on 6 March 2022, Sunday evening.

    The Penalties and Orders by SEBI

    Watching all the fraud play unfold, SEBI or the Securities Exchange Board of India made some orders and punishments to the offenders. According to the orders of the Securities Exchange Board of India, Chitra Ramkrishna has been denied to deal in stocks.

    She will never trade in any of the securities, intermediate or with any clearing corporation for a period of three years. She is also ordered to pay a penalty of 3 Crore Rupees for the damage that has happened due to the bad governance.

    For the denied time of 3 years, Mr Subramanian was also ordered to restrain himself from associating with any sort of market infrastructure institution. He has to stay away from the world of the market for the specified time and he has been ordered to pay a fine/penalty of 2 crore rupees.

    On the market organisation of the NSE, it was ordered that the National Stock Exchange will not launch a new product or service for the next six months. Moreover, the NSE has been directed to leave/forfeit the excess leave encashment (cash in lieu of leaves) in 1.5 crore rupees and the deferred bonus of 2.8 crore rupees that the exchange owed to Ramkrishna. The forfeited amount that the NSE ordered to leave was to be utilised in its investor protection fund trust.

    Other than these two people who were the centre of the storm of the fraud? there were more. The other three people who were also involved in the events were also penalised. They include Mr Narain who was the then president, A Company Secretary named J. Ravichandran, and the former regulatory officer J Ravichandran of violating some sections.

    Those violated sections included the 15HB of the Securities Exchange Board of India Act 1992. Section of 23A and 23H of the securities contract Act 1956. In this case, not just president Narain was penalised but also the whole exchange was penalised. Both Narain and the National Stock Exchange were penalised with a penalty of 1 crore rupees.

    The Mysterious ‘Himalayan Yogi’

    This is probably the most amusing character in the case. He is a yogi who was said to be the person who was influencing the minds of the accused people. Both the people, Ramkrishna and Mr Subramanian, were at the centre of the case of misleading and making some confidential information open to the public.

    Both of these parties, even after the trials and all the investigations, believe that the yogi is real and legitimate. They were seen mentioning that the spiritual guru they were talking about was a ‘Siddha purush’ or a ‘paramhansa’, which means a truly accomplished (Enlightened) being.

    According to the former NSE chief, the spiritual guru has no physical coordinates and it is impossible to trace him. He is a guru that can only be found after you manifest at your own will. She also said that she met him twenty years ago on the banks of river Ganga. The yogi then gave her an email address for contacting him in the future.

    All these claims were baseless and proved to be guilty of both the parties at the National Stock Exchange. SEBI, however, denied believing that the spiritual guru was fake, in fact, it said that it was a real person and the erstwhile Exchange chief went on several vacations with the guru. This proves the fact that the yogi is a real and legitimate individual.

    It is the entity that makes the whole story a crooked one. Especially in a country like India, where gurus and pundits are celebrated and worshipped like demigods, this case does not stand differently. If this yogi analogy is a lie in the case, then it is very cunning on the sides of both Ramkrishna and Subramanian.

    Confrontation with the Yogi

    The Ex-NSE chief Chitra Ramkrishna was accused of several major lapses at NSE, which is the largest of the stock exchanges in India, and accused of making monumental decisions on behalf of the organisation under the influence of a Himalayan Yogi. She was later arrested for the charges pressed against her on March 6, 2022, and was eventually sent to a seven-day CBI custody on March 7, 2022.

    As far as the reports go from the CBI sources, the Himalayan Yogi has been identified to be the former Group Operating Officer (GOO) of NSE, Anand Subramanian, who has been recorded with evidence of over 2,500 email exchanges with Chitra.

    In order to reveal some more details regarding the case, the investigating agency requested the court for some questioning and confrontation with Chitra. This led to the questioning of Chitra Ramkrishna with her former aide, Anand Subramanian by her side, however, this shockingly didn’t dig up more mud, instead, Chitra refused to recognise him.

    As per the reports, the controversial appointment of Anand Subramanian as the Chief Strategic Adviser and his later elevation to the Group Operating Officer and Adviser to the MD were all prompted by the mysterious guru.

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    Conclusion

    This was the NSE co-location case that involved Ex-CEO and MD Chitra Ramkrishna. It was curious to see that people at such a high latitude of responsibility and authority fall prey to some gurus. And who knows if the guru is a legit person or a mere proportion of fake images, or mirages created by the fraud minds.

    Chitra Ramkrishna and Mr Subramanian were found guilty of deep corporate governance frauds, which led to their denial from the exchange and the market for three and two years respectively.

    They were also ordered to pay a hefty penalty of crores. This case, which can also be a script for a movie, was a very interesting case. This shows how people at the top of some institutions can really be cunning, as opposed to their stature and the magnitude of responsibility that they have to bear.

    FAQs

    Who is Chitra Ramkrishna?

    Chitra Ramkrishna is the Former CEO and Managing Director of the National Stock Exchange (NSE), who is currently identified as the center of the co-location case scam of NSE.

    What has Chitra Ramkrishna done in the co-location scam case?

    The former CEO and MD of NSE, Chitra Ramkrishna has been charged with some major governance lapses at the NSE by SEBI. She has been accused of taking some major decisions under the influence of a Himalayan Yogi.

    Who is the Himalayan Yogi?

    The CBI sources have identified this Himalayan yogi to be none other than Ramkrishna’s former aide and Former Group Operating Officer at NSE, Anand Subramanian. According to reports, the decisions of Ramkrishna were influenced by the Yogi.

    Who is Anand Subramanian?

    Anand Subramanian is the Ex-Group Operating Officer of NSE and the Former Chief Strategic Adviser and an Adviser to the MD of NSE. He is the one who is currently discovered to be the Yogi in the co-location scam.

    What is co-location?

    Co-location is a term that designates dedicated spaces in the exchange building, which are positioned next to the exchange servers. Co-location spaces witness high-frequency and algo traders who can place their systems or programs.

    In co-location facilities, a third party can lease a rack/server space along with other computer hardware. These facilities extend a wide range of infrastructures like power supply, bandwidth, and cooling, which greatly helps in setting up servers and storage of data.

    What is the co-location scam of the NSE?

    The NSE Co-location scam is the recent market manipulation at the National Stock Exchange, which involves several top officials of the NSE including Chitra Ramkrishna and Anand Subramanian.

    Who is the first woman MD and CEO of the National Stock Exchange?

    Chitra Ramkrishna was the first woman MD and CEO of the National Stock Exchange.

    Why was Chitra Ramkrishna arrested?

    Chitra Ramkrishna was arrested by CBI on 6 March 2022 in the NSE co-location scam.

    What is the current update regarding the co-location scam of NSE?

    The former NSE Chief Chitra Ramkrishna has been arrested on March 6, 2022, and has been sent to a seven-day CBI custody on March 7, 2022.

  • How Invest19 is Disrupting the Stock Market? [Exclusive Interview]

    Invest19.com is disrupting the stock market with its AI-powered stock tech platform. Invest19 Technologies is a fintech company serving in the technology sector and leverages the power of emerging technologies like machine learning, data science, Artificial Intelligence, to simplify, automate, and enhance the user experience – from customers to businesses.

    Invest19.com is building an innovative platform capable of providing next-generation, scalable and low-latency tools and technology solutions to individuals and businesses in meeting the swiftly evolving needs of today’s fast-growing industry.

    StartupTalky interviewed Mr. Kaushlendra Singh Sengar, Founder & CEO of Invest19.com to know how the startup is planning to disrupt the stock market industry by leveraging emerging technologies. Read all about the USP, Features, Revenue Model of Invest19.com, its marketing strategies, future plans and more in this post ahead!

    Invest19.com – Company Highlights

    Startup Name Invest19.com
    Founders Kaushlendra Singh Sengar (CEO), Mahek Tomer
    Headquarters Noida
    Founded 2020
    Industry Fintech, Wealth Management

    Here’s what Kaushlendra Singh has got to say about Invest19.com –

    1. Invest19.com USP over its Competitors
    2. How Invest19.com is Planning to set itself apart and grab the investors trust?
    3. What emerging technologies is Invest19.com disrupting to enhance the user experience?
    4. Invest19.com Revenue Model – “Become an Investor @ Cost of Burger”
    5. Invest19.com – Marketing and User Acquisition Strategies
    6. How does the Execution Partner Opportunity for Stock Brokers at Invest19.com work?
    7. How is Invest19.com coping with Challenges and Opportunities amidst pandmeic?
    8. Achievements of Invest19.com
    9. Future Plans of Invest19.com

    1.What USP Invest19.com provides over its competitors?

    Invest19.com is an Investment ecosystem providing multi broker choices to scale capital market into small towns by build next generation stock market industry on cloud where in market participants like exchanges, depositories, stock brokers, market experts can come together and provide seamless investment experience to create new breed of smart investors.

    Invest19 founder
    invest19 founder – Kaushlendra Singh

    2.Over 30% of market share in the discount brokerage industry is held by top players like Zerodha, Angel Broking, 5paisa, Upstox among many. How do you plan to set yourself apart and grab the investors trust?

    Invest19.com is supporting stock brokers by providing next generation cloud infrastructure to scale their broking business by increasing their reach up to small town users,  disrupting human centric technology is providing better user experience, which leads to high user retention ratio and better revenue. Invest19.com is building business beyond technology by referring new users to stock brokers.

    3. How is Invest19.com ahead in its technology implementation? What emerging technologies are you disrupting to enhance the user experience from customers to businesses?

    There is a lack of financial literacy in India and complexities of available trading platforms are the biggest entry barriers for novice investors. We at Invest19.com is trying to fix these challenges with the help of latest blend of technologies, which is highly scalable, can handle millions of orders per second, simplifying investment experience by using human centric user interface and experience, making system more intelligent by mixing human brain with Artificial intelligence and data science and proving one touch investment platform.

    With this we are able to provide an investment platform where in a layman can also investment with confidence and grow their wealth.

    4. Found this intriguing- “Become an Investor @ Cost of Burger” How do you plan on executing this? What revenue model mechanism are you adopting?

    We believe that like 2 decades ago computer education became mandatory for everyone from schooling, in the same way we should also make investment education mandatory from schools this is the right time when one should learn the art of savings and power of investment. If we want to build a new breed of future smart investors we should start working from roots.

    That’s why we have built this product name “become an Investor @ cost of burger” this signifies that students can become investors by compromising from a piece of a burger and their pocket money is sufficient enough to start the investment journey.

    We, along with SEBI registered market experts have created a special poll of high potential listed companies with good fundamentals and future business projections with low stock prices. Our specially designed artificial intelligent system will help users to build a low risk and high growth portfolio.

    We have all three business model, B2B, B2C and SaaS along with monetization Strategies like Financial Literacy, Gamification, Referral Reward, Sponsorship & Space Selling, Freemium Model, Transactional Fee, Membership Selling, Licensing Fee.

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    5. How are you planning to make yourself known in the investment world? What marketing and user acquisition strategies are you employing?

    Building Investment ecosystem for millennials, offering multiple BFSI service provider and investment assets class choices, simplified investment experience with affordable tailor made investment ideas by mixing human brains with artificial intelligence and cash back on brokerages.

    As we are on beta stage, so we do understand that there is high chance of app performance issue. That’s why we have started a physital model a mix of digital and human touch to spread financial literacy and create trust among small town users and to trained users about platform features. Human touch approach is bridging the gap wherever there is a bug or app performance issue. This is cost effective for the early stage startup because here you pay only on business conversion.

    6. What exactly is Execution Partner Opportunity for Stock Brokers? How does it work?

    Invest19.com is an investment ecosystem where in any regulated stock brokers can get registered as an execution partner by doing some necessary paper work with the respective exchanges and can become a next generation tech broker, here broker will get everything which is required to run and expand the business, starting from user acquisition, investment ideas services, trading features, customer support, portfolio tracker and many more.

    This way a regional broker can become national stock broker and can acquire user from pan India with no time and marketing budget. This is reducing market cost, sales cost, tech and server cost, operation cost, research team cost and many more.

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    7. Launching a company amidst the start of pandemic must’ve bought its own opportunities and challenges. How is Invest19.com coping with it?

    Invest19.com was hardly 2 months old when lockdown started in March 2020. Initially it was quite challenging for us, as no one was prepared for that and business dynamics completely changed after lockdown.

    As product was into development stage that time. So we missed the chance to grab the user growth opportunity. But we saw this pandemic as an opportunity and people have realized the importance of savings in this hard time.

    It’s being more than a year we are working from home, seeing the changed business dynamics in covid-19. We focused on building the paperless 100% online investment ecosystem, which can convert the offline brokers into online as due to lockdown their sales people are not able to go out for business development or demat account opening.

    To reduce risk due to Covid uncertainty we focused on:

    • Fund raising and investments: In parallel with Product development, I have started pitching investors to meet out working capital requirements of the company. As product was into development stage so we were completely dependent on the investors’ fund. I have followed a sustainable business, wherein all the resources, particularly monetary resources and funds, need to be used consciously. Managing cash flow and conserving resources for a few months post resumption of normal operations is a key to sustainability.
    • Incorporated short cycle planning: Instead of looking at long-term plans three months, six months, and one-year plans should be ready. In the current scenario, making up for the lag due to lockdown and preparing the organisation to cope up with the situation needs to be focused upon.
    • We are also doing Effective and regular monitoring: The need for mentoring is going to be the highest in given times, as team is working from home and lots of coordination is required to deliver the project on time.
    • We have created Strong communication channel: During the Covid times, it is essential that the channel of communication is effectively and efficiently maintained. Being open and available to the concerns of all stakeholders, including customers and investors, becomes extremely important to maintain their association with the business.

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    8. It’d be great if you could highlight some of your achievements

    • We received our first success in July 2020, when we got the exchange approval of our platform to go live in one go without any observation. In the history of stock market, we are the first platform who got go live approval in one go.
    • Second success came by August end when we did beta launch of this platform.

    9. Where do you see Invest19.com in the next 5 years in comparison to your competitors? Any business expansion/partnership/funding plans?

    In next 5 years Invest19.com will become the world’s largest investment ecosystem, with more than 45 stock exchanges and all the possible investment asset class you can think of. We are doing partnerships with banks, stock brokers, NBFC’s, insurance companies, AMCs, Fintech platforms, financial platforms, etc. and also raising funds to speed up our product launches, soon will do the funding announcements.

    Conclusion

    Startups are always a step ahead in disrupting the emerging technologies, be it any field. Invest19.com being one among is aiming to be the world’s largest investment ecosystem by 2026 by leveraging artificial intelligence, machine learning and data science. Launching the company amidst the start of pandemic bought its own opportunities and challenges to the team, but Invest19.com paved its way over the beat launch in August 2020 and is looking for a main launch in 4 months i.e., July-August 2021.

  • The A-Z List Of Stock Marketing Apps

    A stock market is a trading place where you can trade shares of companies. You can buy or sell a stock by people only if you can list it on an exchange. Hence, it is referred to as the meeting place of the stock buyers and sellers.

    Nowadays, it is very essential for you to stay updated with every market movement. The stock marketing traders keep rising and falling on a daily basis and hourly, too. The stock market apps check the real-time streaming market price. Also a virtual portfolio, stock charts, and much more.

    1. Acorns
    2. Stash
    3. TD Ameritrade
    4. E-Trade
    5. Olymp Trade
    6. IQ Option
    7. Upstox Pro
    8. Stock Trainer
    9. Investing.Com
    10. IIFL Markets
    11. HDFC Securities Mobile Trading
    12. Money Control
    13. Mobile Invest
    14. 5 paisa
    15. Stock Chart
    16. Advisory Mandi
    17. Kotak Stock Trader
    18. ET Markets
    19. Stock Edge
    20. Angel Broking
    21. Economic Times App
    22. NDTV Profit App
    23. Stock Twits
    24. Feedly
    25. Kite By Zerodha
    26. ICICI Direct
    27. MO Investor
    28. Edelweiss Mobile Trading App
    29. Paytm Money
    30. Sharekhan
    31. Groww

    1. Acorns

    a. Acorns Lite

    You will get your personal investment account, built by experts, spare change investments. Everyday investment, investment to get a bonus, and many more.

    b. Acorns Personal

    In the most popular tier, you will be unlocking the financial wellness system. You will get everything that comes with Lite: a retirement account and acorns spending.

    Different accounts in the tiers:

    • You can save and invest every day by checking accounts.
      Invests spare change(if you wish to opt-in) and invest very little into a portfolio of ETFs. Acorns can rebalance your portfolio and help you to stay within its target allocation.
    • You can save for retirement by setting easy recurring contributions. Based on your goals, employment, and income, acorns recommend the right plan. Acorns have no overdraft fees, plus fees or any fee-reimbursed ATM access nationwide.
    • Diversified portfolios.
    • You can do rebalancing.
    • You will get access to found money partners to earn.
    • Accessible through mobile and web apps.
    • A dedicated support team supports investment.
    • You will get access to acorns later, which is an easy way to save for retirement.
    • You can get a debit card that saves, invests, and earns for you using the Acorns spend access.

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    2. Stash

    Stash makes investing approachable for beginners. It has a $o account because Stash offers fractional investing. Depending on the account type, charges are $1 to $9 a month. Suppose you want a little hand-holding while building a portfolio for stocks and ETFs. Then, stash will be a good fit for you.

    This stock market app offers other account options, too. You get the brokerage, bank accounts, and retirement account for $3 a month. There are also two custodial accounts, a metal debit card, and a turbocharged reward program. And a monthly investment research report for $9.

    Stash is best for:

    • Investors who need guidance in selecting investments.
    • New investors.
    • Thematic or impact investors.

    Pros:

    • It gives educational content and support.
    • It provides Fractional shares.
    • Investment offerings that are value-based.

    Cons:

    • There is no investment management.
    • It has high ETF expense ratios.
    Guide To Stock Market Shares

    3. TD Ameritrade

    TD Ameritrade’s best for this course offers you in-depth. And free analysis knowledge and portfolio-building steerage. $o commissions for the stock, options, and exchange-traded fund. You have got an alternative of 4 commercialism platforms. In November 2019, Charles Schwab announced the acquisition of TD Ameritrade. Meanwhile, this app continued to accept new accounts. That is emotional to him once the acquisition is finalised.

    TD Ameritrade is best for:

    • It has beginner investors.
    • It additionally has advanced traders.
    • Investor education advice
    • It has a commission-free trade.
    • It has fund investors.

    Pros:

    • It offers commission-free stock, ETF, and choice trades.
    • Free analysis.
    • It additionally has high-quality commercialism platforms.
    • It has no account, at least.
    • It has sensible client support.
    • It has an outsized investment choice.

    Cons:

    • You get pricey broker-assisted trades.

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    4. E-Trade

    E-trade gives you a library of educational resources and professional-level trading. And tools to help you assemble a risk-appropriate. It also gives you a $0 commission for all stock, ETF, and trade options. In February 2020, Morgan Stanley announced a $13 billion deal to sell E-trade.

    This app is best for:

    Pros:

    • Easy to use tools.
    • It gives you a large investment selection.
    • Gives excellent customer support.
    • Also gives you access to extensive research.
    • Advanced mobile app.
    • Commission-free stock and ETF.

    Cons:

    • The website can be difficult to navigate.

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    5. Olymp Trade

    Olymp Trade is the most popular online broker in the industry. It gives you the opportunity to trade in the following markets.

    • Stocks
    • Commodities
    • ETFs
    • Cryptocurrency

    Benefits:

    • It gives attractive spreads.
    • Leverages of up to 1:400.
    • There are a variety of payment methods offered that are non-verified
    • It supported MT4.
    • It supports many languages.
    • You can give 77 assets to choose from.
    • It has a low least deposit amount.
    • Gives intuitive design
    • It has a mobile app.

    Drawbacks:

    • Gives you withdrawal problems for non-verified accounts.
    • It concerns dubious regulation.
    • It gives you bonuses with unclear terms.
    • It has only two account types.

    6. IQ Option

    You can use this platform to provide its purchasers with a platform to cater to commerce desires. This platform contains commerce tools that are not found in any commerce platform. Position top-up helps the dealer hold a trade open if it’s reaching a stop loss. You might use it with discipline and offer new risk management.

    Trading costs And charges:

    • This is often the excellence between buying for and commercialism prices.
    • Fees applied for the positions controlled nightlong are referred to as swap fees.
    • Intelligence quotient alternatives will begin charging €10 every month.
    • The bulk of payment service suppliers don’t have any fees. There is a charge of Commission of 2.9% on cryptocurrency trades.

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    7. Upstox Pro

    Upstox provides low-cost trading services. There is no charge for orders placed in the equity delivery trading segment. It also provides a great trading platform and tools to the clients. This app includes Upstox Pro Web, upstox MF, and Upstox Pro Mobile. Algo Lab also provides platforms like Nest Desktop, Amibroker, Dart Stock, and Fox Trader.

    Advantages:

    • It places buy and sell orders on the move.
    • It provides a universal search tool to find desired stocks and contracts.
    • It accesses many segments, including NSE cash, features and options, and currency scrips.
    • It has advanced charting tools using 100+ technical indicators.
    • It has a facility to order from the charts.
    • It creates customized watchlists.
    • You can get price alerts on set scrips.
    • It provides you access to real-time market feeds.

    Disadvantages:

    • It does not provide online IPO investments.
    • It also does not give you online mutual fund investments.
    • No portfolio summary.

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    8. Stock Trainer

    This app is a virtual stock trading application offering real and live world market data. It helps beginners to start by using real markets and their data. It gives customers virtual money to trade stocks. And also understanding how stock investments work. It supports 13 countries and enhances stock analysis offerings.

    How it works:

    1. Get an account – you have to register to use a stock trainer using your email ID or any other social network login. After registering, you will get your virtual investment money. And now, you can start your journey of stock investing.
    2. Look for stocks – you have to find stocks in which you want to invest by using the company name or ticker symbol or by utilizing stock research tools. It contains top losers and gainers, insider trades, and analyst recommendations.
    3. Analyze trade stocks – you can launch a stock data screen by clicking on a particular stock in the app. You can get detailed information on the stock with stock charts with time spans.
    Market Size of Stock Trading App Development
    Market Size of Stock Trading App Development

    9. Investing.Com

    This is a global financial portal and internet brand. It is also composed in 24 languages and for mobile apps for Android and iOS. All these offer news, analysis, streaming quotes, and charts. Technical data and financial tools about global financial markets. It covers a wide variety of financial vehicles, including stocks, bonds, commodities, currencies, interest rates, futures, and options.
    This is an online data and news website. It offers financial information but not trading services. You will get the services for free, and it does not provide investment consulting services. This is a reliable and good source of providing real-time forex data.

    10. IIFL Markets

    The IIFL market app is an advanced platform. This offers good investment strategies for the clients. You will get a customizable watch list and also a dashboard. The dashboard provides you with a summary of your account. And the idea of the stockbroking market.

    1. Price alerts – you will get every notification about stocks. Hence, you will not miss any information.

    2. Advanced widget – you will get to track stocks on your screen. Using these widgets, you can get information about trading.

    3. Free guest user login – you can get this app for a lifetime as a free guest if you are not a paid user.

    4. Finance and business news – you will also get all the news and updates about the financial markets.

    5. Personalized watchlist – you will get with stock, currency, commodity. And futures options all in one. You will get customized column options that keep all the information.

    6. Free research report – this app is the only app that provides you free research of the top 500 NSE or BSE-based companies. It will also offer users to research and provide technical support.

    11. HDFC Securities Mobile Trading

    You need to know about the fluctuations if you want to invest in the stock market. Hence, if you want profitability, then you will need to keep up with changes happening in the market. You will get the data to make better investments.

    Advantages:

    • This app helps you in trade and sends notifications about any activity that will be important to you.
    • Some of the navigational and operational tools. That helps in managing your assets in an easier way.
    • You can manage many accounts with multitasking.
    • There is no time barrier for trading in this app.
    • You will get real-time alerts to be aware of the performance of your stocks.
    • Your account and transaction details are completely safe as it is protected by an effective encrypted firewall.

    Disadvantages:

    • This is large in download size.
    • Performance is slow.
    • Buy and sell is not upfront on the app.
    • It is difficult to set up processes like stop loss and trigger.
    • It does not have detailed reports available for clients.

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    12. Money Control

    This is an Indian online business news website owned by E-EIGHTEEN Dot Com (p) Ltd. This offers the user information about the news. And insights related to business in India.
    This app provides the latest market data, business, and market news coverage, as well as Live TV. You can also manage the finance portfolio conversations on the message board. And other features on the app.

    13. Mobile Invest

    Aditya Birla’s mobile investment is an updated version. This app offers trade-in equity, derivatives, currencies, and commodities from a single platform. This provides all reports, fund transfer facilities, real-time research, and market news.

    Features:

    • It provides real-time quotes.
    • Fund transfer – pay in and payout.
    • You will get trading from mobile in 3 clicks.
    • Also gives trade-in equity and F&O.
    • It also has a portfolio tracker.
    • It has an access ledger, control notes, transactions, and more.
    • It has a single sign-on for multiple exchanges(BSE, NSE, NFO, CDS, NCDEX).
    • It has a personalized dashboard.
    • It also has a real-time research dashboard.
    • It has advanced intraday charting.
    • Word indices.
    • It has voice support; you can interact through voice.

    14. 5 paisa

    5 paisa is a leading stockbroker. It is a traded and managed company promoted by IIFL founders. This is available in equity, commodity, and currency at BSE, NSE, and MCX. A charge of Flat 20 Rs brokerage irrespective of the trade size.

    5 paisa mutual funds – it offers both regular and direct mutual funds. A charge of Flat 10 rs executed an order for online mutual funds investment.

    5 paisa Demat account – This offers membership with CDSL. You will get an award for being a premier depository participant by CDSL in March 2019.

    5 paisa trading platform – it includes a mobile trading app and a trading website. And installable trading terminal. You can build this platform on the latest technology. You will get recognized for the ‘best use of mobile technology in financial services.

    Pros:

    • IIFL is a non-banking institution with experience over 2 decades.
    • As per the trading needs, you can choose from three subscriptions.
    • You can use the mobile app, website, and desktop trading terminal. There is no software charge.
    • It provides free technical, derivative, and fundamental research.

    Cons:

    • It does not provide a 3 in 1 account.
    • It has high Demat debit transaction charges. It’s 25Rs or 0.025% charge for the greatest plan.
    • It gives an exchange transaction charge in competition with discount brokers.
    • At an extra cost of 100Rs, you will get a call and trade in the greatest plan.
    • Greatest plans do not contain research and advisory services.
    • Also, it does not provide NRI trading services.

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    15. Stock Chart

    • Investing is difficult, it makes it easier.
      It helps you by observing the extras of the market. You’ll improve your portfolio management. It’s trusty by thousands of online investors. Stock charts supply the web’s highest-quality money charts with mere easy clicks. Also, you’ll run custom scans to search out new trades or investments. And set automatic alerts for your distinctive technical criteria.
    • Real-time charting where you go
      It is for the trendy capitalist. Stockcharts offers the industry’s best technical tools and resources. There’s no computer code installation and frustrating compatibility problems. You’ll access everything from any web-enabled device.
    • A complete set of tools
      Stockcharts has everything. You would like to arrange, organize, and execute any finance system. It’s a whole analysis and portfolio management toolkit. You’ll discover the market’s new opportunities with advanced scanning tools. You’ll pinpoint the entry with triumph charting and annotation tools. You’ll check your open positions and track portfolios with chartlists.

    16. Advisory Mandi

    It helps conceptualise solving the advisory industry challenges. This addresses the critical need for retail participants in the Indian advisory industry. This app believes in optimal value creation for investors by giving top-performing analysts instructions at the right time. It helps investors to make informed decisions. At the same time, investing their hard-earned money in the stock market. It also helps in educating novice investors by providing the right guidance, information, and happenings at the right time.

    The authorized and registered analyst offers their live analysis on the website. Investors will get to connect with the right advisor according to their needs in the market. It empowers the investors by giving them the power to make decisions. It simplifies the process of selecting the analyst by making an unparalleled framework where you can view unbiased past performance.

    The investment path becomes very easy and convenient with the right resources according to the particular needs. It pioneered in implementing SEBI compliance in analyst registrations and promotions.

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    17. Kotak Stock Trader

    This app helps let the stock market be your companion. Kotak Stock Trader is a mobile app. It allows the trader to continue trading in domains like equities, currency, and derivatives. It gives you a couple of other attributes, like allowing tracking down the portfolio.

    • Online trading feature
      This app utilizes online trading to be online trading close to them. You can check on the market always and then get their trading done. You will also get stop loss and trigger price options.
    • Portfolio tracking feature
      The portfolio gets updated, and anyone can access the changes in real-time.
    • Livestock market data
      This app gives you live-streaming market data all the time. Also, the movement of the market will be in the form of charts at the end of the day.
    • Fund transfer
      You can transfer the funds between a bank account and the online trading account. You can also transfer funds from the bank account to the mutual fund account.
    • Margin checker
      You can access the margin by clicking the ‘available funds’ option.
    • Security
      It has layers of security, and it is secure to use the app. Authentication of 2 passwords is important for every user. There is no stored data for stock trading. A session expires after 30 minutes to make it safe.

    18. ET Markets

    This app gives you the latest live market data on the go and makes informed decisions.

    ET Markets App helps You in:

    • You can track live indices and stock prices with advanced technical charting.
    • You will get many chart types, technical indicators, comparisons, and real-time data.
    • You can watch live ETNOW TV or an audio stream to stay updated on the latest happenings.
    • You can track your stocks, Sensex(BSE), nifty(NSE), mutual funds, and forex ETFs.
    • You can track the stocks in your watchlist, market gainers, losers, movers, etc.

    19. Stock Edge

    You will get end-to-end information about all the NSE and BSE stocks in India. It covers market movements, updates, financials, technicals, and derivatives. You can complete mutual fund data along with AUM analysis. It gives through simple and interactive charts and bars. You can also mark stocks, scans, investors, and mutual funds as your favourite. You will get premium features like investor portfolios and MF investment ideas.

    It is useful for:

    • Investors
      This gives you a decision-making tool that helps in analyzing your stocks. It also helps identify new stock ideas relevant to the criteria.
    • Traders
      This tool offers information about pre-market and post-market data analytics. It has a unique scan feature that is greatest for intraday, swing, and derivative traders.
    • Analysts
      This app contains a one-stop solution for fundamental and technical research requirements.

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    20. Angel Broking

    The Angel Broking app offers trading anywhere to Angel Broking customers. This app offers to trade in all segments, including equity, derivatives, currency, and commodities at BSE, MCX, and NCDEX. Investments in IPO and mutual funds are also available in this app. The secure, fast, and simple app works for both seasonal investors.
    It gives customers real-time streaming quotes and charts. Live news, many watchlists, online fund transfers, and research reports. Demat holdings, margin statements, limits, order summary, and more.

    Features:

    • It provides online trading on mobile devices.
    1. Trading in equity cash.
    2. Trading in equity derivatives.
    3. Trading in currency derivatives.
    4. Trading in commodities at MCX and NCDEX.
    • It helps to invest in mutual funds, bonds, etc., and it also tracks derivative positions.
    • It offers live-streaming stock quotes, charts, and news. It has over 40 technical chart indicators and overlays.
    • This app has stock advice on the go through ARQ, the auto advisory engine.
    • You get to research reports and advisory calls. Also, you have personalized notification alerts for trades and ideas.
    • It also gives a view of Demat account holdings. Real-time online funding transfers over 40 top banks.

    21. Economic Times App

    This app helps you to track the latest business news on the go and make informed decisions. You will get the latest updates from markets, business, and economic news as it happens.

    Features:

    • It gives you the latest and most popular business news.
    • It shares news articles with colleagues and partners via email, Facebook, etc.
    • This app offers to profit from stock market views and recommendations from experts. Also, it has the latest updates from the stock market.
    • You can manage your investments in the stock market with the ET portfolio. You will get to track the stocks in your watchlist, market gainers, losers, etc.

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    22. NDTV Profit App

    1. All new navigation – you will get easy navigation. That displays all the categories in different modes. It has a simple cascading display for content with tools to dismiss layers.
    2. It offers you stock market news, top stories, and analysis. Expert opinions on investing and analysis from NDTV profit.
    3. You can watch Live TV streamed from NDTV profit studios. You will get all of the NDTV profit program videos and market analysis.
    4. This app provides you with all the episodes of NDTV profit shows like Gadgets Guru, the car and bike show, and more.
    5. You will get to track the markets and get live stock quotes during market hours. Also seamless integration with Twitter and Facebook to share content.

    23. Stock Twits

    This is a social media platform. Designed for sharing ideas with traders and investors. This app was co-founded by Howard Lindzen and Soren Macbeth in 2009. Also, Time magazine has listed the company in the “50 Best Websites” list. In 2012, the company was awarded “the top 10 most innovative companies in finance”.
    Stock tweets allow users to communicate to ticker streams in real time using hashtags. Customers are also able to communicate on Twitter.

    The contents can be with the StockTwits extended network. Such sites are Yahoo Finance and CNN Money. This app offers the ability to share content with their personal Twitter, LinkedIn, and Facebook accounts.

    24. Feedly

    1. User interface
      Feedly is the winner with Google Reader’s demise. Since Google discontinued Google Reader, users have joined Feedly. It offers all the features of Google Reader. There are no ads, popups, or anything that can distract your reading. You will get the index view, today’s view, and recently read. You will get to organize your feeds view to create a new collection.
    2. Cross-platform support
      It works on all platforms. There is an official app for all major platforms. There are unofficial apps for other platforms. If you want to work on mobile and desktop, you need to use the Feedly web.
    3. 3rd party app integration
      It helps with third-party apps. You will get to see many apps on their app centre that work with this app. It supports IFTTT, zapier, sprouts social, etc, because it’s a premium feature.
    4. Save a URL to read later.
      There is a “read later” feature on Feedly, which helps you to save an article to read later. It makes the reading process simpler and smarter.

    25. Kite By Zerodha

    Zerodha boasts over one crore active clients, comprising nearly 15% of India’s retail trading volumes. Its robust technology platform makes it suitable for both novice and experienced traders. Zerodha Kite, the company’s flagship mobile trading software, offers an array of features, including market watch, advanced charting with over 100 indicators, and various order types like cover order and good till triggered (GTT) order. Additionally, users can access Zerodha Kite via a Chrome extension for convenient order placement and stock tracking.

    Features:

    • Fast streaming of market data, coupled with advanced charts featuring a sleek user interface.
    • Introduced a “sticky order window” feature, enabling easy placement of multiple orders with identical inputs.
    • The “leverage indicator” allows users to assess the leverage available for specific trades with equity stocks.
    • Offers comprehensive analytics for both daily trades and overall portfolio performance.
    • Advanced functionalities like the “view breakdown” feature display brokerage and STT charges.
    • Equity delivery trading is commission-free.

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    26. ICICI Direct

    ICICI Direct is a full-service brokerage app and a part of the ICICI Group, which is one of the oldest brokerage service providers in India. It caters to the needs of both advanced investors and beginners by offering seamless online trading and investment services. The app provides free advisory services and research to its users, as well as free equity futures trading. Additionally, ICICI Direct charges no fees for futures trading and account opening services. It also serves as a stock market learning app for those looking to expand their knowledge and expertise in trading and investing.

    Features:

    • Utilize analytical tools like live charting and graphs for option chains, along with real-time profit and loss statements.
    • Receive smart stock alerts to avoid high-risk and penny stocks.
    • Experience fast order placement with a simplified user interface, including swipe-to-buy and sell options.
    • Create multiple watchlists for stocks, indices, and F&O contracts.
    • Access a wide range of products, including equities, commodities, currencies, derivatives, margin trading, mutual funds, IPOs, FDs, bonds, insurance, and ETFs.

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    27. MO Investor

    The MO investor app is a product of Motilal Oswal Securities – one of the leading stock brokerage firms in India. This app is highly regarded in the market for its advanced tools, instant price alerts, and user-friendly interface. The app offers a wide range of services that allow investors to invest in equity, derivatives, commodities, currency, mutual funds, IPOs, bonds, U.S. equities, and other portfolio management services. Additionally, for those looking to learn more about investing, the app offers beginner, intermediate, and advanced courses, as well as a vast range of blogs and attractive infographics.

    Features:

    • Utilization of AI-driven tools aids in optimizing portfolio rebalancing, leading to enhanced returns.
    • Value-added offerings include SIP via WhatsApp, automated advisory services, live bot genie, and call and trade service.
    • Various funding options, including loans against securities, margin funding, and stock lending features, are available.
    • Extensive educational resources include online lessons, videos, and blogs.

    28. Edelweiss Mobile Trading App

    The Edelweiss mobile trading app is an excellent choice for active traders as it offers a range of advanced chart options, market analysis tools, and detailed reports. The app provides real-time commentary on market trends, access to research tools, a dedicated relationship manager, a free portfolio organizer service, and Whatsapp alerts. There are two brokerage plans available – the “lite” plan and the “elite” plan. The former is more affordable, while the latter is feature-rich.

    Features:

    • User-friendly interface with real-time commentary for a seamless market view.
    • Sector-wise performance overview provided.
    • Specific sections are allocated for equity, derivatives, and commodity markets.
    • Flexible subscription plans like “lite” and “elite” cater to varying user requirements.

    29. Paytm Money

    Paytm Money is a popular online trading app that has attracted nearly 14 million users to date. The app allows users to invest in various segments, including equity, mutual funds and other financial instruments such as the National Pension System (NPS). However, Paytm Money users are not currently able to trade in currencies or commodities.

    Launched in 2017, Paytm Money has experienced significant growth and is known for its low brokerage fees. The app charges zero fees for services such as account opening and maintenance and even offers low charges of zero and INR 10 per order for equity delivery and intraday trading, respectively.

    30. Sharekhan

    The Sharekhan trading app is an excellent choice for both experienced traders and investors. The app is well-known for its demat and full brokerage services. With this app, you can invest or trade in equities, derivatives, currency, mutual funds, bonds, IPOs, and commodities and keep track of your portfolio. Sharekhan trading app offers both delivery and margin trading to its users. The app has several innovative features, such as advanced search options, in-depth chart analysis, options contracts on a single page, and other up-to-date tools. It’s worth noting that the Sharekhan trading app doesn’t charge anything for account opening and deposits.

    Features:

    • The company provides Demat account services for both resident Indians and NRIs.
    • Opening a Demat account is free of charge.
    • It offers various brokerage plans, including prepaid account maintenance schemes with reduced brokerage rates.
    • Users can save customized screens and graph templates for future use.
    • Customer support is available via toll-free phone, email, and live online chat.
    • Online fund transfers are quick and accessible through 12 banks.
    • Brokerage charges vary based on the selected plan and transaction value.

    31. Groww

    Groww is a platform that operates on a simple and transparent pricing model based on a flat fee structure. This means that you will only be charged a minimum brokerage fee of 0.05% of the trade value and a maximum brokerage fee of INR 20, irrespective of the segment you are trading in, whether it’s Equity Delivery, Intraday or F&O. You can use the brokerage calculator provided by Groww to estimate all the charges involved, so you can make informed decisions while trading.

    Additionally, opening an account with Groww is absolutely free, and there are no maintenance fees charged for the Demat account. This means that you can start your trading journey with Groww without any upfront costs or hidden charges.

    FAQs

    What is the stock market, in simple words?

    The stock market is where people buy and sell publicly traded company shares. It allows investors to own a portion of a company and potentially earn profits as it grows.

    Which are the best stock market apps for trading?

    The stock market is where shares of publicly traded companies are bought and sold. Some popular stock market apps for trading include Robinhood, E*TRADE, and TD Ameritrade.

    Which is the best stock market learning app?

    Some other notable stock market learning apps include Money Control, Webull, Groww, Sharekhan, ET Market, etc. Each app offers unique features and resources for users to learn about the stock market.

    What is the role of a stock marketing app?

    A stock market app facilitates online trading and investment, providing users with real-time market data, research, and tools to manage their portfolios efficiently. It also offers educational resources and analysis to help users make informed investment decisions.