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Tag: security

  • How to Choose the Right Hosting Platform for Blogs | Best Blog Hosting Platforms

    Blogging has become a good career option in recent times. At first, it was considered a good hobby or a skill to add to your resume but now, people are gravitating towards it and are interested in making it their career choice. One of the most common ways of sharing and transmitting knowledge and news has rapidly become blogging. Millions of blogs are practically online. It’s a great way to express yourself and a great way to share information, thoughts, and feelings with others as well. The best part is anyone can be a blogger who has a flair for writing.

    Blogging started getting popular in 1999 and since then it has not looked back. More and more people now are opting for blogging, which is not only allowing bloggers to share their views on some topics but is also helping businesses to talk about their products and services, and share a significant amount of information about the industry that they are tied to, it’s changing recent trends and much more. These blogs that we see, need hosting platforms where the bloggers store their files, data, and website code.

    As a novice, you would want a forum for blogging that is easy to set up, has a low learning curve, and needs no coding skills. You’ll also need to think about what kind of blog, you want to create at the present and in the future. You may want to update the look of your site as your blog expands and add more features for your growing audience. That implies that it is important to choose a flexible blogging platform, with room to grow.

    In this article, we will talk about what to look for in a hosting platform and some popular platforms where you can host your blogs. However, before we start with the same, let’s once quickly recap why we need these hosting websites and choose them carefully!

    What is a Web Hosting Platform and Why do you Need it?
    What Should You Look For in a Hosting Platform?
    Top Blog Hosting Platforms

    What is a Web Hosting Platform and Why Do You Need it?

    Just like a blog or a blogging channel is important for audiences who are always eager to consume content and roll their eyes over what’s new online, web hosting platforms play a central role for the bloggers to help their blogs stay alive and easy to access for the audiences. These hosting platforms for the websites and blog sites help the users store everything essential for the blog including the essential files related to the website and other data.

    In simple words, it is the web host or the hosting platform of your blog site that makes it connected with the internet and the audiences. Along with playing a significant part in the creation and accessibility of your blog, web hosting for bloggers also is central to SEO. Yes, it is the web hosting site that is peculiarly responsible for the speed of the website, its security, and more. Hence, going for a foolproof web hosting platform is the key to successful blogging.

    What Should You Look For in a Hosting Platform?

    Many variables go into this, and you can get confused about things as you try to find the best web host for your site. What you should know is that at the lower level, most web hosting services would all be pretty identical with the same features. But, here’s what you want to look for in a good hosting company:

    Security

    Website security is critical, you don’t want to get hacked, and you definitely want the customer data to be safe. So, remember to check what kind of security features are available with the platform before going ahead with it.

    SSL Certificates

    Google is all about ensuring that sites are safe today, particularly if personal data or credit card information is collected. SSL certificates help encrypt data, so when you see “https” in the URL, you can tell if it’s there. It is best to set this up from the start.

    Backups

    Backing your site up on a regular basis is really necessary, so make sure you are provided with convincing backup options by your hosting company.

    Customer service

    You’re going to run into problems when you start building a site, so you must choose a hosting service that has very good customer support to help you get out of trouble if you encounter any.

    Email

    You would want to use the same domain as your URL with a professional email address. So, make sure you can also allow your hosting company to add email as well.

    Reliability

    You don’t want to be down on your web, ever. That means it’s crucial to work with a reliable hosting company that keeps downtime to a minimum.

    Affordability

    Along with all the factors mentioned above, it’s true that you also need to be aware of the pocket pinch of web hosting services as well, and ensure that the cost of the hosting is bearable in the long run. Web hosting is not a short-term plan, and you should be careful to choose a hosting provider that is affordable.

    Flexible subscription plans

    Subscription plans are different for different web hosting platforms. Here, flexibility is needed. You will get monthly hosting plans, plans that work quarterly, yearly options, and half-yearly options, even more. Choose your subscription plans wisely, and never go for a costly or inconvenient subscription plan.

    Stick to the website requirements

    Know your website requirements very well right at the first. Here, you need to know whether you will be starting with a static or a dynamic website. Also, the type of blog site you want to create. For example, if you are up for a writer’s blog, then it shall not be that heavy a site, whereas if you decide to host a travel/cooking blog with regular vlog updates in it, then you should better go for a more powerful hosting platform with convincing services.

    Scalability options

    The options for scalability are also a must. Suppose you are starting with a blog site yourself, just as a personal blog. Now, you can either keep it that way or eventually, as your audiences grow, expand it, thereby making it workable on behalf of an organization. Such a thing requires your blog site to be scalable enough, which depends largely on the hosting site you choose!

    Ease of use

    No matter what, hosting and upgrading the same, should be easy to do. The ease of use of hosting sites matters much for bloggers. An easy-to-use hosting site helps bloggers carry on with their work with a growing passion, without letting them fret about hosting issues.

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    Top Blog Hosting Platforms

    There are several blog hosting platform that enables bloggers to get started with their blogging career. Some of the most popular and top ones are:

    WordPress

    Hosting Platform WordPress
    Rating 4.4 out of 5
    Free Trial Free platform
    Best Web Hosting for Blogs - WordPress
    Top 10 Blog Hosting Platforms – WordPress

    WordPress.org is the most popular software for blogging in the world. WordPress, founded in 2003, now commands nearly 60% of the CMS market and controls more than 30% of all internet. WordPress.org is a free, open-source blogging platform that allows you to develop your blog or website in minutes. It is a self-hosted solution, meaning you would need to sign up with a hosting company for WordPress. When you want to have complete influence over the future of your blog, WordPress is a great choice.

    Pros of WordPress

    • You can have control over every feature of the website
    • There are free themes available, that you can use to create your website and make it unique
    • Creating SEO-friendly URLs is very easy on WordPress
    • WordPress provides over 59000 plugins so that different aspects like contact forms, galleries, and others can be added to your website
    • The drag-and-drop editor is a plus point in WordPress as it helps in easy content creation

    Cons of WordPress

    • Backups and Security have to be managed by yourself
    • The website can go down anytime, without any prior notice
    • The slow speed of the page can be a factor in not choosing this hosting platform

    Constant Contact

    Hosting Platform Constant Contact
    Rating 4 out of 5
    Free Trial 14 days
    Hosting Platform for Blogs - Constant Contact
    Top 10 Blog Hosting Platforms – Constant Contact

    The Constant Contact website is an intelligent AI-powered website builder that allows you to create a free blog, company website, and even an online store within minutes. You can begin with their huge set of templates and use an easy-to-use drag-and-drop interface to customize your website design. Other helpful tools such as a personalized logo builder, a professional stock photo archive of over 550,000 images, an online shop, and much more are also available for you.

    Pros of Constant Contact

    • The website is easy to build with tools compared to other hosting platforms
    • Provides good backup and security
    • Old Templates can be kept securely and can be used in the future

    Cons of Constant Contact

    • The templates are not that stylish and look a little bit outdated
    • There are no unique features that can make the blog website look more interesting
    • It is costlier than other hosting platforms

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    Gator

    Hosting Platform HostGator
    Rating 3.6 out of 5
    Free Trial Not available
    Hosting Platform for Blogs - HostGator
    Top 10 Blog Hosting Platforms – HostGator

    This blogging platform was created by HostGator, which is one of the most popular and top web hosting companies. Gator provides a drag-and-drop tool that can be used in building any kind of website which includes online stores apart from blogs, and business sites. Gator is said to be the perfect option for those who are interested in an all-in-one platform for blogs.

    Pros of Gator

    • The drag and drop feature helps your website creation easier
    • Backup and Security are managed by the HostGator itself
    • SSL certificates and domains are free on every plan

    Cons of Gator

    • There is a limited number of Plugins that can be used on a website
    • It does not have a free version







    Check out HostGator



    Medium

    Hosting Platform Medium
    Rating –
    Free Trial Free
    Hosting Platform for Blogs - Medium
    Top 10 Blog Hosting Platforms – Medium

    Medium was launched in 2012 and since then it has become a big community for writers, bloggers, and journalists. Medium is an online publishing platform and anyone can use it according to their choice. It is very easy to use, after creating an account you can start publishing your blogs. Medium has somewhere between 85 to 100 million users per month, quite a big number and is one of the best web hosting platform for blogs.

    Pros of Medium

    • It is easy to use as no coding knowledge is required
    • Designing the website is not an issue and one can just focus on their blogs only
    • The audience can be reached very easily as it targets people with similar interests

    Cons of Medium

    • It is not easy to earn money through Medium as you cannot run ads on your own
    • There are no good features that can help you build your brand
    • You don’t get to have the option of using your domain name

    Squarespace

    Hosting Platform Squarespace
    Rating 4.4 out of 5
    Free Trial 14-days
    Hosting Platform for Blogs - Squarespace
    Top 10 Blog Hosting Platforms – Squarespace

    Squarespace was started in the year 2003 and this website-building service enables you to create beautiful websites. The best part is Squarespace provides drag-and-drop tools which are easier for people during the time of the creation of the websites. For those who want to create a strong online presence through their blogs, Squarespace is perfect for them.

    Pros of Squarespace

    • Anyone can use Squarespace as it is very easy to use, there is no need for any technical knowledge
    • Squarespace provides a unique and good number of templates that can be used for the creation of the website
    • SSL Certificates are provided along with domain names

    Cons of Squarespace

    • There are not many unique features that can make websites more unique and creative
    • The speed of the websites created is quite slow







    Explore Squarespace



    Wix

    Hosting Platform Wix
    Rating 4.2 out of 5
    Free Trial Free platform
    Hosting Platform for Blogs - Wix
    Top 10 Blog Hosting Platforms – Wix

    Wix is a host platform for building websites. It offers a solution for small businesses to build a website using drag-and-drop tools. You can also add a blog to your website by adding the Wix Blog app. Wix.com was founded in 2006 as a platform where anyone could create their own stunning website with no coding skills required. It has currently over 200 million users across the globe.

    Pros of Wix

    • There are a number of creative templates that you can use to make your website look good
    • No technical or coding skills are required while creating the site
    • Wix provides proper security for your sites

    Cons of Wix

    • After you select a template, you cannot change it to another one
    • Plugins are limited







    Try Wix



    Tumblr

    Hosting Platform Tumblr
    Rating 3.9 out of 5
    Free Trial Free platform
    Hosting Platform for Blogs - Tumblr
    Top 10 Blog Hosting Platforms – Tumblr

    Tumblr, founded by David Karp in 2007, is a microblogging and social networking platform where users can share a mix of content—text, photos, videos, and links—and connect through reblogging and commenting. Tumblr is especially popular among younger audiences because of its strong creative and fandom communities. Key features include a Dashboard for following posts, multiple post types like text and photos, and tagging to boost discoverability. Yahoo acquired Tumblr in 2013. Tumblr launched Post+ for monetization but discontinued it in 2024.

    Pros

    • Covers a range of interests, from fandoms to art, with tagging for easy discoverability.
    • Users discuss social issues and current events, fostering strong community ties.
    • Simple to set up and customize, unlike more complex platforms.
    • One account can manage several blogs for varied content.
    • Ideal for showcasing multimedia content, perfect for artists.

    Cons

    • Reblogging can amplify unverified information.
    • Users report app glitches and intrusive ads.
    • Limited customization and content theft concerns, especially for artists.

    Hostinger

    Hosting Platform Hostinger
    Rating 4.4 out of 5
    Free Trial Not available
    Web Hosting Blog Platform - Hostinger
    Top 10 Blog Hosting Platforms – Hostinger

    Established in 2004, Hostinger is a broadly utilized web-facilitating supplier offering reasonable plans beginning at INR 159 every month. It gives shared, VPS, and cloud facilitating choices, with a 99.9% uptime assurance and quick normal reaction seasons of 511 ms. Hostinger’s custom control board, hPanel, improves in the vicinity of the executives, and most plans incorporate free additional items like a space, SSL, and email. Its worldwide server farms, remembering one for India, guarantee ideal execution because of the client area and its platform is one of the best web hosting for bloggers.

    Pros

    • Hostinger’s common facilitating begins at $2.99/month, ideal for private ventures.
    • Quick burden times (470-935 ms) and a 99.9% uptime ensure.
    • Easy to understand hPanel with broad elements.

    Cons

    • Initial rates increase significantly after the first term.
    • This may not suit high-traffic, large websites.

    Hubspot CMS

    Hosting Platform Hubspot CMS
    Rating 4.4 out of 5
    Free Trial Free plan available
    Hosting Platform for Blogs - Hubspot CMS
    Top 10 Blog Hosting Platforms – Hubspot CMS

    HubSpot CMS is a comprehensive and intuitive website creator that is embedded with the functionalities of HubSpot’s CRM and marketing features. It offers intelligent content serving for more tailored experiences, a drag-and-drop interface, SEO capabilities, and even a web application firewall and vulnerability scanning for security. Such CMS complements an inbound marketing strategy where prospect engagement is maximized and lead generation, as well as tracking functions, are improved.

    Pros

    • Integrates website management and marketing tools in one platform.
    • User-friendly interface with drag-and-drop content creation.
    • Personalizes content and provides strong customer support.

    Cons

    • HubSpot CMS is expensive for small businesses and has a steeper learning curve.
    •  Limited design flexibility and reliance on HubSpot tools can increase costs.

    Weebly

    Hosting Platform Weebly
    Rating 4.2 out of 5
    Free Trial Free platform
    Web Hosting Blog Platform - Weebly
    Top 10 Blog Hosting Platforms – Weebly

    Weebly is an easy-to-use website builder that enables users to create professional sites without technical skills. It offers a drag-and-drop editor, responsive themes, and powerful eCommerce features for online stores. Users can customize headers, backgrounds, and SEO settings, while the App Center provides third-party integrations for marketing and analytics. Weebly also supports blogging, video backgrounds, and custom code options, making it a versatile platform for businesses and individuals looking to build and manage their websites.

    Pros

    • Drag-and-drop editor makes website creation easy for beginners.
    • Mobile-responsive templates adjust automatically to various screen sizes.
    • Integrated eCommerce tools and basic SEO features for optimization. 

    Cons

    • Fewer template options compared to competitors, restricting design choices.
    • Blogging features are less advanced than those of platforms like WordPress.

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    Conclusion

    Your natural instinct would be to go for the option of value, something that is inexpensive, but has some nice features and provides plenty of customer support. Blogging as a career option is turning out to be a popular choice. So, selecting the proper hosting platform for blogs is a necessity. One has to choose a platform that will have all the variables that are needed in a blog hosting platform.

    FAQs

    What are the top web blog hosting platforms?

    Some of the top blog hosting platforms are:

    • WordPress
    • Wix
    • Squarespace
    • Gator
    • Medium

    What is Medium?

    Medium is an online publishing platform. Anyone can use it for free and start writing their journey or start their journey of writing.

    Is blogging a good career choice?

    Blogging seems to be a great choice for your career for those who have a flair for writing. You can be your own boss and can have flexible schedules.

    Is web hosting necessary for a blog?

    Web hosting platforms play a central role for the bloggers to help their blogs stay alive and easy to access for the audiences. These hosting platforms for the websites and blog sites help the users store everything essential for the blog including the essential files related to the website and other data.

    What is blog hosting?

    Blog hosting is a service that gives you the space and tools to make your blog available on the internet.

  • Enhancing Business Protection: The Importance of Security Surveillance for Small Businesses

    A comprehensive security strategy and surveillance systems offer numerous benefits that can help protect your business assets and ensure the safety of your employees and customers.

    Beyond physical security, a robust cybersecurity strategy is essential for protecting your business against data breaches, identity theft, and other online risks.

    While it may seem like a significant investment initially, the potential savings in terms of reduced downtime and data loss, as well as the overall peace of mind, make it well worth considering for businesses of all sizes.

    Understanding Security Surveillance
    The Rising Need for Surveillance in Small Businesses
    Protecting Physical Assets
    Promoting Workplace Safety
    Digitally Securing Your Business
    Helping Law Enforcement Prosecute

    Understanding Security Surveillance

    The section details you in the context of security surveillance, the essential components and technologies, and modern surveillance systems.

    Essential Components and Technologies

    Modern CCTV cameras come in wired and wireless options, and they often provide high-resolution images and videos for more precise documentation.

    Security surveillance is monitoring and recording review footage and gathering necessary evidence, including video recording devices, storage solutions, and display screens to view live or pre-recorded footage.

    In addition, other accessories, such as motion detectors, access control systems, and intrusion alarms, may also be integrated into our security surveillance solutions.

    Modern Surveillance Systems

    A critical development in security surveillance is using artificial intelligence and machine learning algorithms that help us analyze footage more effectively, identify unusual patterns, and even predict potential security threats.

    Moreover, modern surveillance systems are becoming increasingly user-friendly and accessible. We can now easily control and manage our security equipment through user-friendly software and mobile applications. The ease of use enables us to stay on top of our security operations and implement necessary adjustments whenever needed.

    The Rising Need for Surveillance in Small Businesses

    In this section, we will discuss the potential threats and challenges small businesses face and the importance of real-life statistics in understanding the need for surveillance.

    Potential Threats and Challenges

    In today’s world, small businesses face various threats and challenges. These include:

    • Theft: Small businesses are often targeted by criminals who may steal physical inventory and valuable equipment.
    • Cybersecurity: Cybercriminals target small businesses to steal sensitive data, financial information or even install malicious software, resulting in significant financial losses.
    • Fraud: Internal and external fraud can ripple effects on a business’s operations and reputation.
    • Vandalism: Damage to property and assets by vandals not only affects the physical appearance of a business but also compromises safety and security.

    Other potential challenges include intrusion from competitors, unauthorized access by former employees, and potential hacking of business systems.

    Real-Life Statistics

    Understanding real-life statistics can help us recognize the urgency of investing in security surveillance. A few key data points include:

    • According to the FBI, non-residential burglaries accounted for nearly 20% of all burglaries in 2019.
    • A survey of over 400 burglars found that surveillance cameras are the most effective deterrents for theft.
    • Small businesses are more likely to be targeted by hackers due to limited resources and lower levels of security in place. Nearly 43% of cyber attacks target small businesses.

    Protecting Physical Assets

    There are two key components of physical security are video surveillance and reducing theft and vandalism crucial to ensure safety.

    Video Surveillance and Security Cameras

    Deploying a robust video surveillance system can monitor actively or passively the store’s interior and exterior, ensuring that trespassers are detected and that any potential incidents can be swiftly managed.

    Benefits of video surveillance:

    • Deter crime: Visible security cameras deter would-be criminals, reducing the likelihood of theft and vandalism.
    • Collect evidence: In a security breach, cameras can provide valuable evidence that may help resolve the situation and hold the responsible parties accountable.
    • Monitor employees: Cameras can also help monitor employee performance and ensure efficient workflow while respecting their privacy and personal spaces.

    Reducing Theft and Vandalism

    Implementing security measures to reduce theft and vandalism is of the utmost importance for any retail business. Some necessary steps to follow:

    1. Access control: Restricting access to our business premises can help avoid unauthorized entry. We can use keycard access systems or biometric scanners to control who goes in and out.
    2. Visible security measures: Making sure cameras and security personnel are noticeable to customers and visitors can serve as a deterrent for potential thieves or trespassers.
    3. Secure storage: Safeguarding high-value assets and merchandise within locked storage areas or display cases can further decrease the chances of theft.
    4. Employee training: Regularly training employees to recognize and report suspicious behavior or handle emergencies is crucial in maintaining a secure work environment.

    Promoting Workplace Safety

    Implementing the proper systems can create a safe and efficient working environment for all employees.

    Employee Surveillance

    Implementing a security camera system is essential to monitor workplace conditions and identify potential hazards or unsafe behavior that could lead to injuries on the job.

    By actively monitoring our workforce, we can:

    • Detect any unusual or suspicious activity
    • Protect employees from theft or harm
    • Collect evidence for potential legal matters
    • Deter criminal behavior.

    These measures contribute to a productive and secure work environment for our employees.

    Behavior Monitoring

    With the help of workplace surveillance systems, we can track the following elements:

    • Unauthorized access or intrusion into restricted areas
    • Compliance with safety regulations and protocols
    • Employee interaction and collaboration
    • Work habits and time management

    Digitally Securing Your Business

    In this section, we will discuss the importance of taking precautions online and collaborating with cybersecurity allies.

    Taking Precautions Online

    One of the most common attack vectors is compromised passwords. Therefore, we must enforce strong password policies and utilize multi-factor authentication for our employees’ accounts.

    According to CNBC, 43% of cyberattacks target small businesses, resulting in revenue loss and damaging our reputation. Ensuring that our internet connections are secure and encrypted using Virtual Private Networks (VPNs) and monitoring network traffic for any suspicious activities.

    Collaborating with Cybersecurity Allies

    To formulate a comprehensive cybersecurity strategy tailored to our specific needs and concerns, providing access to resources, expertise, and the latest threat intelligence we may not have in-house.

    Similarly, cooperating with local law enforcement and other small businesses enables us to share useful information and advice about cybersecurity trends and incidents in our community.

    Helping Law Enforcement Prosecute

    In connection with helping law enforcement prosecute, let’s look at the following:

    Cooperating with Authorities

    By providing relevant and timely information to law enforcement, we can collectively contribute to the effective prosecution of criminals who threaten our businesses.

    Regular communication with local authorities can help establish a mutual understanding of our businesses’ unique security needs. It’s also useful to keep them informed of any suspicious activities or potential threats in the vicinity.

    Sharing Surveillance Evidence

    Security cameras, especially those with advanced features such as license plate readers or facial recognition, can provide crucial insights into the identity and actions of the perpetrators. Additionally, alarms can alert business owners and response teams to incidents in real time, ensuring swift action and potentially limiting damage or loss.

    Our surveillance resources can prove invaluable to the investigative process, whether it involves pursuing the offenders, identifying suspicious activities, or reconstructing the event for court proceedings.

    Conclusion

    Implementing robust security surveillance measures safeguards a small business’s assets and instills confidence in customers and clients. 

    In addition to digital protections, such as strong passwords and firewalls, physical security measures like surveillance cameras and access control systems are vital to the well-being of small businesses. 

    To get more information click on the online spy superstore portal that runs on the Shopify Platform and offers services guaranteed before and after the sale.

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  • Top 10 Best Password Managers You Need to Use In 2023

    In an increasingly interconnected world, where online tools and services play an integral role in both our personal and professional lives, password security has become a critical concern. From social media accounts to financial platforms and email services, passwords serve as the first line of defense for protecting our sensitive information.

    However, with the growing number of online accounts and services, the task of managing passwords has become a daunting challenge for many. In response to this dilemma, password managers have emerged as indispensable tools that simplify and fortify our digital security. A password manager streamline the process by storing all passwords in one secure account. Notable features include generating random passwords, easy access to multiple accounts, convenient autofill, and secure password sharing.

    Studies have shown that the majority of people use very weak passwords and reuse them on different websites. In fact, nearly 35% are using the same password for most of their online logins. The best password managers are the ones which are easy to use and let you manage all your online passwords in a protected and easier way.

    In this blog, we delve into the world of password managers to explore the top solutions available today. Discover how these innovative tools not only generate robust and unique passwords but also streamline access to multiple accounts, offer autofill convenience, and ensure secure password sharing. Our curated list of the best password managers will empower you to take control of your online presence and protect your valuable data with ease.

    Top 10 Reliable Password Managers

    Password Managers are very useful for protecting and managing multiple passwords for different platforms in a unified and centralized place.

    Let’s look at some of the Top password Managers of 2023.

    1. RoboForm
    2. Dashlane
    3. NordPass
    4. LastPass
    5. 1Password
    6. Bitwarden
    7. Keeper
    8. Zoho Vault
    9. LogMeOnce
    10. mSecure

    RoboForm

    Website www.roboform.com
    Rating 4.6/5
    Free Trial Available
    Platform Supported Web, Android, iPhone/iPad
    Best For Families and Team

    Roboform - password manager software
    Roboform | Best Password Managers

    RoboForm is the password safety solution. Its powerful admin panel centralizes the password of employees. Enjoy the benefits of automated password management and secure your system from external and internal threats.

    It not only securely stores your passwords from different sites but also keeps them up-to-date and organized. You only need to create a master password for Roboform to access and manage all the passwords.

    The master password is not stored on the server to ensure security. You can easily create your account within 2 minutes and onboard your employees, assign the desired roles and permission.

    Pros:

    • More than 6 million users and 10 thousand companies are using it
    • Secure, intuitive, and easy-to-use interface
    • AES-256-bit encryption for password creation, storing and sharing

    Cons:

    • The pricing structure for the business plan is messed up
    • Not provide monthly billing

    Pricing Plans

    Personal and Family Plan

    Plan Yearly Price
    Free $0
    Everywhere $1.99/month
    Family $3.98/month

    Team and Business Plan

    Plan Yearly Price
    1 Year Subscription $39.95/user/year
    3 Year Subscription $33.95/user/year
    5 Year Subscription $29.95/user/year

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    Dashlane

    Website www.dashlane.com
    Rating 4.5/5
    Free Trial Available
    Platform Supported Web, Android, iPhone/iPad
    Best For Mid-sized Companies and Online Security

    Dashlane - top password manager
    Dashlane | Best Password Managers

    Dashlane is a robust and powerful password manager that helps to store, share, and use your passwords with full security. An automatic password manager is vital for the security, productivity, and profitability of the business. It eliminates weak, reused, and vulnerable passwords.
    It auto-fills the password whenever you or your employee needs it.

    Security is the most promising feature of this software, it even removes all your databases from their side when you leave Dashlane.

    Its password generator tool generates very strong passwords for you and reminds you to update the vulnerable password for better security.

    Pros:

    • Dark web insights
    • VPN for wifi protection on Team and business plan
    • Implementation of 2FA (2-factor authentication)
    • Easy password-sharing option

    Cons:

    • The free plan is not available in the business category
    • It auto-fills the one credential if you’ve multiple credentials for one site, so you need to delete it and re-enter

    Pricing Plans

    Plan Price
    Starter $2/user/month
    Team $5/user/month
    Business $8/user/month

    List of the biggest Startup Data Leaks
    The costliest and fastest-growing outcome of cybercrime is the theft ofinformation. Millions of people’s personal and confidential data are stolen anda fast buck is substituted. To deter cybercriminals from building solutionsagainst them, cybercriminals are continually evolving and discovering ne…
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    NordPass

    Website www.nordpass.com
    Rating 4.5/5
    Free Trial Available
    Platform Supported Web, Android, iPhone/iPad
    Best For Business and Account Management

    Nordpas - best password manager
    Nordpass | Best Password Managers

    NordPass is a password manager that stores all your sensitive information like passwords, credit card credentials, and other information on its secured server. It uses a zero-knowledge architecture to ensure all the data is stored in an encrypted form in the Nordpass vault.

    To ensure an additional layer of security, it uses multi-factor authentication. So, to login into your account, you also need to prove your identity after entering the master password.

    Easily add members to your account and allow them to use the passwords based on the roles you’ve assigned. You have the power to remove any user from the list at any time. To auto-generate strong passwords, you can play with settings, like you can set the number of characters, digits, special characters, and capital letters. A combination of all these characters will create a much stronger password for you.

    Pros:

    • More than 2.5 million users and 1500 companies worldwide are using it
    • XChaCha20 encryption
    • Monitor your account in real-time to prevent data breaches
    • The auto lock system automatically locks the password manager after a set amount of time

    Cons:

    • You can’t share your password in a free plan
    • The free version is available for only one device

    Pricing Plans

    Plan Price
    Business $3.99/user/month
    Enterprise Contact sales


    Try NordPass Now

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    LastPass

    Website www.lastpass.com
    Rating 4.6/5
    Free Trial Available
    Platform Supported Web, Android, iPhone/iPad
    Best For Families and Small Team

    Lastpass - best password manager software
    LastPass | Best Password Managers

    A password manager is a need for any business to securely save and use its sensitive information, and LastPass helps in this regard. Now you do not need to remember all the passwords, you only need to remember one password, which is the password for LastPass. Generate as much stronger passwords as you can and access them in a single click.

    It significantly removes the burden of remembering complicated passwords for hundreds or thousands of sites. Auto-fill your form and password in a single click with full security.

    Add all other notes securely into your LastPass vault and get access to it anytime, anywhere. Easy accessibility on all major web browsers and mobile devices.

    Pros:

    • Access your Lastpass vault using Lastpass authentication without entering the master password
    • Dark web monitoring
    • Get alerts when there is any risk of a data breach
    • Multi-factor authentication and AES-256-bit encryption

    Cons:

    • For some websites, auto-fill doesn’t work properly
    • Less option to import passwords

    Pricing Plans

    Plan Price (Billed Annually)
    Team $4/user/month
    Business $6/user/month

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    1Password

    Website www.1password.com
    Rating 4.7/5
    Free Trial Available
    Platform Supported Web, Android, iPhone/iPad
    Best For Businesses and Families

    1password - best password manager software
    1password | Best Password Managers

    1Password, As the name suggests, you only need to remember one password and you become eligible to login into different sites. It makes it easy to organize your secure information and autofill the password on the websites.

    Extension for all the major web browsers and mobile apps for iOS and Android makes it easier to use it on any device. Whenever you sign up for a new account, you can generate a strong password using a password generator of 1Password. After the sign-up process, it will automatically save this password in a vault for future login.

    Apart from saving and using the password, you can also save your personal information and credit card information for fast filling out the personal information form and payment form.

    Pros:

    • Checks weak and compromised passwords and suggests changes
    • It regularly removes the password from the clipboard to ensure the safety
    • AES-256-bit encryption
    • The secure remote password helps to authenticate your master password without sending it over the Internet

    Cons:

    • The price is comparatively high
    • Doesn’t allow you to move items from one vault to another directly
    • Headquartered in Canada, a member of the 5 eye alliance

    Pricing Plans

    Plan Price (Billed Annually)
    Individual $2.99/user/month
    Families $4.99/user/month
    Team starter pack $19.95/user/month
    Business $7.99/user/month


    Start Using 1password Now

    Bitwarden

    Website www.bitwarden.com
    Rating 4.7/5
    Free Trial Available
    Platform Supported Web, Android, iPhone/iPad
    Best For Businesses and Individuals

    Bitwarden - top password manager
    Bitwarden | Best Password Managers

    Bitwarden is an open-source password management tool. It is always a better option to conduct a self-assessment of every product before making the final decision. Bitwarden does provide all the essential features of a password manager but there are some security metrics you need to analyze.

    Bitwarden’s AI analyzes the vault and looks for weak, reused, and vulnerable passwords to make them even stronger. Since there are always some ups and downs when we compare different products under the same niche, we need to go through all the features.

    It provides its plan for individuals as well as businesses to improve their privacy and security. It conducts an extensive list of audits which puts it slightly on the upper side of the competition.

    Pros:

    • Open source code is available to view the vulnerability at all times
    • Zero-knowledge architecture
    • Conduct third-party compliance with privacy shield, GDPR, and CCPA

    Cons:

    • Less appealing user interface
    • A limited number of bitwarden users share confidential information
    • Bitwarden’s headquarter is in California, which is a member country of the 5 eyes alliance

    Pricing Plans

    Plan Price
    Team organization $3/user/month
    Enterprise organization $5/user/month

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    Keeper

    Website www.keepersecurity.com
    Rating 4.7/5
    Free Trial Available
    Platform Supported Web, Android, iPhone/iPad
    Best For Online Businesses and Individuals

    Keeper - best password manager
    Keeper | Best Password Managers

    Keeper is a fully cloud-based secret manager. It securely stores all your secret information like API keys, database passwords, certificates, SSH keys, or any other confidential data. Each secret in the vault is encrypted with an AES-256-bit key and each key is further encrypted with AES. It empowers the employee to access the credential, anywhere, anytime.

    One timeshare feature of the keeper helps to share confidential information without account creation. Information is shared via a secured link which automatically expires after the time you set, one can access the files on only one device.

    It is a boon for IT companies to secure their database, programming, and other file passwords and easily use them on the go. Millions of users and thousands of enterprises are already using Keeper to store their passwords and other confidential information.

    Pros:

    • Access Manager to assign role-based access and permission
    • Zero-knowledge and cloud-based infrastructure
    • Integration with all IT slack
    • Dark web monitoring
    • Separate vault for family members
    • Dev-ops secret management

    Cons:

    • The free plan is not available
    • Slow customer support

    Pricing Plans

    Plan Price
    Business Starter $2.99/user/month
    Business starter $3.75/user/month
    Enterprise Custom Quote

    Zoho Vault

    Website www.zoho.com/vault
    Rating 4.6/5
    Free Trial Available
    Platform Supported Web, Android, iPhone/iPad
    Best For Businesses and Enterprises Users

    Zoho Vault - best password manager
    Zoho Vault | Best Password Managers

    Zoho Vault is the software provided by the very popular software solution provider, Zoho. It is a password manager that helps to store your passwords, documents, credit card information, SSH keys, and much more.

    All the sensitive information is stored in the Zoho data center in encrypted form with AES-256-bit encryption. Because of advanced security features, affordable price, and ease of use, Zoho Vault is a winner of Editor choice password manager.

    Whenever the user demands the password, it decrypts the password on the client side. Your master password is only yours, even Zoho doesn’t store it.

    Pros:

    • Host proof hosting security pattern
    • Free forever plan with a comprehensive list of features
    • No storage limitations
    • Availability of innovative browser extensions and app
    • Unknown IP is restricted

    Cons:

    • UnIntuitive mini password generator
    • Form filling on the websites is not allowed

    Pricing Plans

    Plan Price
    Free forever Rs0
    Standard Rs54/user/month
    Professional Rs248/user/month
    Enterprise Rs432/user/month

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    LogMeOnce

    Website www.logmeonce.com
    Rating 4.8/5
    Free Trial Available
    Platform Supported Web, Android, iPhone/iPad
    Best For Password Management and Identity Security

    Logmeonce password manager
    Logmeonce | Best Password Managers

    LogMeOnce is a US-headquartered company that offers password management services. Apart from other software in this industry, it has a patented QR-based login system. While other providers ask for a master password to log into the account, it offers multiple login options like QR, Selfie, Face, fingerprint, Pin, Password, and Azure. Cloud storage encryption is the additional feature provided by this software that encrypts the files and stored content on the cloud storage sites.

    Pros:

    • Identity theft protection
    • Encryption on cloud storage
    • Passwordless multi-factor authentication
    • Passwordless password management
    • Dark web monitoring

    Cons:

    • Unattractive user interface
    • More than one option for login

    Pricing Plans

    Plan Price
    Team and Business $3/user/month
    Enterprise $4/user/month
    Identity $7/user/month

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    mSecure

    Website www.msecure.com
    Rating 4.5/5
    Free Trial Available
    Platform Supported Web, Android, iPhone/iPad
    Best For Individual and Password Tracking

    mSecure password manager
    mSecure | Best Password Managers

    mSecure password manager offers flexibility and security at the same time. Equipped with the bank-level security standard your password and sensitive information are fully secured. You get all the required features you expect from any password manager app, plus some additional features like adding tags to your records and intelligent syncing.

    It provides flexibility to share the data which you want to share by creating a separate vault. You can permit users to view, edit, share, or download the shared data.

    Some sites like Dropbox ask to scan a QR code for verification when 2FA is on. With mSecure, when you scan this code with a one-time password field, then you can use mSecure to authenticate your Dropbox account in the future.

    Pros:

    • Secure cross-account sharing
    • Biometric unlock for all platforms
    • Industry-standard AES-256-bit encryption
    • Intelligent password syncing via mSecure cloud, Dropbox, iCloud, or wifi.
    • Data merge feature while restoring a backup

    Cons:

    • One can share passwords with only other mSecure users
    • Update related issues

    Pricing Plans

    Plan Price
    Essential $1.99/month
    Premium $2.99/month
    Family $5.99/month
    Teams $23.90/month

    Conclusion

    Embracing a reliable password manager is no longer an option but a necessity in today’s digital landscape. As we explored the top contenders in the world of password management, it became evident that these tools offer a seamless and secure way to protect your online presence.

    With the ability to generate and store strong, unique passwords, effortlessly access multiple accounts, and enhance your overall digital security, password managers empower you to take control of your online life. They serve as an invaluable shield against data breaches, identity theft, and other cyber threats that could have severe consequences on both individuals and organizations.

    As you embark on the journey of selecting the best password manager for your needs, consider the unique features, user-friendliness, and compatibility with your devices and platforms. The peace of mind that comes from knowing your digital life is well-guarded is priceless.

    FAQs

    What is password manager?

    Password managers are tools that securely store and manage all your passwords in one place.

    Why do I need password manager?

    Password manager eliminates the need to remember multiple passwords and enhances your digital security by generating strong and unique passwords for each account.

    What are the best password managers?

    The best password managers to protect your passwords are as follows

    • Roboform
    • Dashlane
    • NordPass
    • LastPass
    • 1Password
    • Bitwarden
    • Keeper
    • Zoho Vault
    • LogMeOnce
    • mSecure

    Is a password manager worth it?

    Password managers are the safest way to keep track of your passwords, as they allow you to use stronger passwords without needing to memorize anything.

    What is the best free password manager?

    Bitwarden is one of the best free password managers. It’s available across iOS and Android. It also has native desktop applications on Windows, macOS, and Linux. It also integrates with every major browser including Chrome, Safari, Firefox, and Edge.

    Are password managers safe to use?

    Yes, password managers use advanced encryption and security measures to protect your passwords. Reputable password managers employ industry-standard encryption protocols to safeguard your data from unauthorized access.

    How do password managers generate strong passwords?

    Password managers utilize complex algorithms to create strong, random passwords that are difficult for hackers to crack.

    What should I consider when choosing the right password manager for my needs?

    When selecting a password manager, consider factors such as security features, user-friendliness, cross-platform support, compatibility with your devices, and the reputation of the provider.

  • Why do Residential Areas need Security Services?

    Now the world has become unsafe, and security has been a significant issue everywhere. No matter where you live or work, you need to feel secure to enjoy or work. Although commercial building offices require a certain security service, a residential area is similar. It is a place where your loved ones live, the ones for whom you earn so dearly.

    Important for the safety of your loved ones

    When you leave for work, your loved ones must be in a secure environment with armed guards. These uniformed guards are trained to avoid illegal activities in your residential complex. They reduce the feeling of vulnerability, improved safety, and make your home a perfect refuge. The safety of your loved ones is paramount.

    Guard can respond to various hazards

    Guards are trained to handle any illegal activities happening in your surroundings. They are highly trained individuals with training under stressful conditions. They are taught to use their clear judgment and assess the situation through the best possible mode of action. They detect incidents quickly and remediate them to protect life. The threat in your environment will reduce by efficiently handling security issues. They also help to manage panic and escalation effects in your area. Proper organization procedures and staffing will help to resolve issues efficiently.

    Security of your precious goods

    While you are out for work or vacation, you might be worried about the precious belongings at your home in an insecure environment. In that case, you won’t be able to enjoy your vacation work efficiently. Having security personnel will keep all your security concerns out easily. They will protect all your precious belongings and keep your home secure whether you are there or not. The security personnel is trained to let only authorized people inside residential complexes. It will help to minimize any criminal or unwanted person entering your area. They will help you to have a good night’s sleep in a peaceful environment.

    Protection of parking area

    With the increasing organization and population, people have access to comfort and resources. If you look clearly, the main utility everybody wants to own is a vehicle. It will help them to come to you properly and enjoy their family time better. Lots of automobiles will cause parking problems. Security personnel will sieve out unauthorized parking and save your parking space when you arrive back at your home, and you don’t have to look out for a perfect parking spot every day.

    Conclusion

    The safety of your home is your priority. It is a space where you can have a piece of mine. For any questions about security services, be sure to visit the NHN group. Patrolling security guards in residential areas will ensure that everything is under check and in and proper progressive environment. The committed and responsive personnel will match your security needs and keep illegal activities in check. A security service will keep you away from any security worries.

  • Accenture Success Story – Largest Consulting Firm in the World

    Company Profile is an initiative by StartupTalky to publish verified information on different startups and organizations.

    In today’s world, technology has been a significant catalyst for a lot of change that we are experiencing daily. The world is now completely digital. Modern mornings begin with us having a check on our notification tab on our phones, and the day is wrapped up by finishing off all our tasks on our devices followed up by setting the alarm for the next day. The ability to “Work from home” is made feasible by electronic devices and technology, which we were bound to follow as per the covid circumstances, but now is a choice of most working professionals. All of it, at our fingertips, so comfortably, is possible because of technology that keeps updating itself every day.

    Accenture is a multinational management consultancy and professional services firm that provides consulting, marketing, technology, digital and operational services. It was founded on September 1, 2009, in Dublin, Ireland, and is a Fortune Global 500 business.

    Accenture-About
    Accenture- Industry Details
    Accenture-Founders & Team
    Accenture-Startup Story
    Accenture-Name, Logo, and Tagline
    Accenture-Mission, and Vision
    Accenture-Business Model
    Accenture-Revenue Model
    Accenture-Funding, and Investors
    Accenture-Investments
    Accenture-Acquisitions
    Accenture-Competitors
    Accenture-Future Plans

    Accenture-About

    Accenture provides Strategy and Consulting, Technology and Operations services, and Accenture Song, combining unrivaled knowledge and specialized capabilities across more than 40 sectors. These services are all supported by the greatest global network of Advanced Technology and Intelligent Operations centers. Every day, its 721,000 employees fulfill their promises of both human and technological inventiveness, providing services for clients in more than 120 countries. To generate value and shared outstanding customer experiences, employees, shareholders, partnerships, and communities, the organization embraces the power of change.

    Production and Services provided by Accenture are as follows:

    • Artificial Intelligence
    • Business Process Outsourcing
    • Metaverse
    • Application Services
    • Automation
    • Business Strategy
    • Change Management
    • Cloud
    • Data & Analytics
    • Digital Commerce
    • Digital Engineering & Manufacturing
    • Ecosystem Services
    • Finance Consulting
    • Infrastructure
    • Marketing
    • Mergers & Acquisitions
    • Operating Models
    • Supply Chain Management
    • Sustainability
    • Technology Consulting
    • Technology Innovation
    • Zero-Based Transformation

    Accenture- Industry Details

    The IT services sector offers a range of products and services that assist businesses in managing and improving their information and operational operations. Managed services, security services, data management, and cloud computing are all part of the larger IT services business.

    • In 2022, the market for IT services is anticipated to generate US$1,114.00 billion in revenue.
    • The IT Outsourcing market category is expected to have a market value of US$395.00 billion in 2022.
    • By 2027, the market volume is anticipated to reach US$1,570.00 billion, representing an annual growth rate of revenue of 7.10% (CAGR 2022-2027).
    • In the market for IT services, the average Spend per Employee is anticipated to reach US$322.30 in 2022.
    • In comparison to other countries, the United States will produce the highest revenue (411.80 billion US dollars in 2022).

    Accenture-Founders & Team

    Arthur E. Anderson,Clarence DeLany & Steve Wick
    Arthur E. Anderson, Clarence DeLany & Steve Wick

    In 1989, Arthur E. Andersen, Clarence DeLany, and Steve Wick established Accenture.

    Arthur E. Andersen

    Arthur Edward Andersen (May 30, 1885 – January 10, 1947) was a Scandinavian-American accountant who founded Arthur Andersen LLP (now Accenture).

    Clarence DeLany

    Accenture was also co-founded by Clarence DeLany.

    Steve Wick

    Steve Wick is Accenture’s Founder and CEO of Content Aggregation and Content Analytics Platform (IT Agility).

    More team members of Accenture include :

    • Ammy Anderson – CEO
    • Alex Pachetti – Chief of Staff to the Chief Executive Officer
    • Alexis Morel – Chief Executive Officer
    • Alix Hetteling – ANZ SAP CFO & EV Practice Lead
    • Amandeep Chhina – Team Lead (Management Consultant Level C)
    • Amrita Waingankar – Chief Medical Officer
    • Andrew Vo – Chief Human Resources Officer – Growth Markets
    • Annette Rippert – Group Chief Executive – Strategy & Consulting
    • Arlin Pedrick – Chief Security Officer
    • Arturo Pasarn – Chief Agile Scrum Master

    Accenture-Startup Story

    The history of the firm spans more than 60 years, starting with its early years as a pioneer in the emerging field of information technology in the 1950s and ending with its current status as a Fortune Global 500 industry leader. Initially, Arthur Anderson’s business and technology division was Accenture. The company is credited for installing the system UNIVAC I computer and printer in 1953, which is said to have been the country’s first usage of a computer for business purposes.\

    The Andersen Worldwide Society Cooperative split up Arthur Andersen and Andersen Consulting in 1989.  After the arbitration with the International Chamber of Commerce was resolved in august 2000, Andersen Consulting severed all contractual links with AWSC and Arthur Andersen and paid the sum of $1.2 billion to Arthur Andersen. Andersen Consulting changed its name to “Accenture” on January 1, 2001, which is said to imply “Accent on the future.” As the winner of an internal contest, Kim Petersen, a Danish employee from the business’s Oslo, Norway, branch, proposes the name “Accenture.”

    Accenture’s initial public offering (IPO) was conducted in July 2001 for $14.20 per share on the NYSE, with Goldman Sachs and Morgan Stanley serving as the primary underwriters. The price of Accenture shares at the day’s end was $15.17; the day’s high was $15.25. Accenture raised over $1.7 billion on the first day of the IPO.

    Accenture-Name, Logo, and Tagline

    Accent on the future is where the word “Accenture” comes from. Kim Petersen, a Danish worker from the business’ Oslo, Norway, office, won the internal contest and came up with the name “Accenture.”

    Accenture’s tagline says, “We make change work for you.”

    Accenture-Mission, and Vision

    Accenture’s mission statement says, “helping our clients create their future.”

    Accenture’s vision statement says, “To become one of the world’s leading companies, bringing innovations to improve the way the world works and lives.”

    Accenture-Business Model

    Customer Segment – Accenture’s business strategy is mass market, with no distinction made between different types of clients. The business targets all categories of businesses, including mid-sized businesses, major corporations, and governmental entities, with its solutions.

    Value Proposition – Accenture provides four main value propositions: brand/status, innovation, personalization, and accessibility. The business fosters accessibility by providing a variety of alternatives. It has up to $2.5 billion invested in new technologies and acquisitions, allowing it to expand its service offerings with a wide range of new capabilities. Through its expertise and focus on certain services, the organization provides personalization.

    It offers local execution and market relevance in every country where it has operations, which total over 120. Additionally, it works in more than 40 different industries, and more than 50% of its employees are either connected with a particular market or have industry certifications. This enables it to offer counsel that is very individualized.

    The business prioritizes innovation highly. It has an entity for research and development called Accenture Technology Labs that seeks and creates new technologies. Additionally, it runs the Accenture Institute for High Performance, a program aimed at giving clients access to cutting-edge, commercially viable insights and solutions. Due to its success, the business has built a strong brand.

    With more than 375,000 people servicing clients in more than 200 locations across 120 countries, it is the largest consulting business in the world in terms of sales. It describes itself as the largest independent provider of technology services and counts Microsoft, HP, Oracle, and SAP among its illustrious clientele.

    Accenture’s business plan includes creating and delivering services that help clients solve problems.

    Accenture-Revenue Model

    Accenture has two sources of revenue :

    • Outsourcing – Revenues from company functions or client systems that are transitioned or managed through the use of services and resources are known as outsourcing revenue.
    • Consulting revenues – Profits from services such as management consulting and systems integration.

    Accenture-Funding, and Investors

    Date Round Amount Lead Investor
    Oct 1, 2018 Grant $6M Youth Business International

    Accenture-Investments

    Date Organization Name Round Amount
    Dec 16, 2021 HomeAssist.ph Grant $11.2K
    Feb 2, 2021 InvestCloud Private Equity Round –
    Nov 2, 2020 SkyHive Series A $8M
    Sep 24, 2020 Ripjar Series B $36.8
    Jan 9, 2020 ACCES Employment Grant CA$1.1M
    Dec 17, 2019 TradeIX Series B –
    Dec 11, 2019 Digital Asset Series C $35M
    Oct 30, 2019 Upskill Venture Round $7.6M
    Mar 26, 2019 Vlocity Series C $60M
    Feb 28, 2019 P97 Networks Series B $5M

    Accenture-Acquisitions

    Acquiree Name About Acquiree Date Amount
    ALBERT ALBERT offers businesses analytics and consulting services to assist them in their business decision-making. Nov 15, 2022 –
    Blackcomb Consultants Blackcomb Consultants develops enterprise system & cloud-managed solutions as well as offers production support services to insurance firms. Oct 4, 2022 –
    Inspirage Inspirage is a company that provides supply chain solutions for businesses. Sep 6, 2022 –
    Carbon Intelligence Carbon Intelligence provides a strategic roadmap, programs, and services to help organizations move towards a zero-carbon economy. Sep 1, 2022 –
    MacGregor Partners MacGregor is a supply chain software and consulting firm that leverages technology to ensure our client’s products keep the world in motion. Sep 1, 2022 –
    YSC Consulting YSC provides leadership strategy consulting services. Aug 9, 2022 –
    Sentia Sentia manages applications for insurance companies and other companies that require secure hosting services. Aug 2, 2022 –
    Tenbu Tenbu is a company specialising in the development and implementation of the best solutions to support the decision-making of its clients. Aug 1, 2022 –
    Solvera Solutions Solvera Solutions delivers innovation and value to our clients throughout western Canada. Jul 25, 2022 –
    Eclipse Automation Eclipse Automation is a leading supplier of custom automated manufacturing equipment. Jul 21, 2022 –

    Accenture-Competitors

    The top competitors of Accenture include IBM, PwC, Tata Consultancy Services (TCS), Capgemini, Deloitte, Cognizant, SAP, and DXC Technology.

    Accenture-Future Plans

    Strategy & Consulting, Interactive, Technology, and Operations will be the four services into which Accenture will divide its industry-leading capabilities. Instead of using operational groups, the corporation will manage its operations via three geographical markets: North America, Europe, and Growth Markets. Accenture will keep targeting certain industries and grow its international industry programs. Accenture will alter its leadership at the same time and broaden the composition of its Global Management Committee to include more executives from its service and regional markets.

    Accenture is undertaking these improvements at a time when its clients are experiencing unheard-of change. Technology and digital are increasingly essential to business success, driving the demand for constant innovation and enterprise-wide change. Due to the dissolving of conventional industrial boundaries caused by digital disruption, cross-industry competence is essential. The convergence of location, industry, and technology is where this disruption and other developments are taking place.

    Given these trends, Accenture is becoming more agile in order to offer its clients a distinctive variety of services, from strategy to operations, with a strong emphasis on digital capabilities. Applied intelligence, extensive industry, cross-industry, and functional knowledge are all present in these services. Accenture will also quicken innovation by fusing the local and the global in a seamless manner, utilizing its unrivaled network of more than 100 innovation centers, and collaborating even more closely with its ecosystem partners to develop quick-value solutions. These adjustments will strengthen the company’s position as a top partner for innovation and transformation.

    Accenture’s shift to the new strategy during the past six years, including digital, cloud, and security, has shown an unequaled capacity to spot and seize fresh possibilities in the most important, fastest-growing segments of the industry. The goal of these adjustments is to improve the company’s capacity to foresee customer requirements and market shifts.

    FAQs

    Who is the CEO of Accenture?

    Julie Sweet is the CEO of Accenture.

    What does Accenture do?

    Accenture provides digital, cloud & security services.

    Where is the headquarters of Accenture?

    The headquarters of Accenture is in Dublin,Ireland.

  • How Bug Bounty Programs Are Increasing in India and Helping Secure User Data?

    The article is contributed by Priyank Trivedi, Founder, WordPress Webers

    The Bug Bounty Program is a transaction offered by many websites, organisations, and software developers that allows individuals to credit and reward bugs, especially security vulnerabilities and bugs related to vulnerabilities. These programs allow developers to find and fix bugs before they are noticed by the general public, preventing widespread misuse incidents. Bug bounty programs are implemented by many organisations in India.

    Top Indian Companies offering Bug Bounty Programs:

    How does the Bug Bounty program works?

    The sequence in the working of the Bug Bounty program are:

    Step 1. A researcher will try to find bugs on a platform using software, tools and personal skills.

    Step 2. Once the researcher has found the bug, he/she will report it to the Bug Bounty Program of the company along with necessary proofs of the bug.

    Step 3. The security team of the company will look into the research provided and evaluate using the steps performed by the researcher.

    Step 4. Once the bug is found valid the company will offer “Bounty/Reward” to the researcher for his/her efforts.

    Step 5. The Bounty/Reward money depends upon the severity of the bug identified.

    Average payouts of Bounties based on severity:

    • Informational: No bounty is rewarded
    • Low: $50 – $100
    • Medium: $200 – $500
    • High: $500 – $ 1000
    • Critical: More than $1000

    How does launching a Bug Bounty Programs help secure the company?

    Launching a Bug Bounty programs secures the company in many ways.

    • It helps to identify each and every single bug on a large-scale-organisation is nearly impossible since developers are constantly updating new features on the company’s website and mobile applications which can have minor bugs.
    • With the help of launching a Bug bounty program, the company need not require to hire a special team to identify and fix bugs on the platform.
    • The company also gets the privilege to fix the bug sooner since the bug hunters are specialised in identifying such issues. So the time taken to fix bugs is dramatically lower than ever.
    • The company only needs to pay the reward when the bug is found valid. This helps the company to save more money since the payout depends on the bug’s severity and how it affects the end user.
    • Ultimate control remains in the hands of the company itself, due to which the company can decide the amount they are willing to pay for the severity of the bug, the company can also shut or change the program as per their requirements.

    How Bug Bounty Programs helps Indian Researchers/Bug hunters?

    There are several benefits of Bug bounty programs for researchers and Bug hunters:

    • Since there is a reward on each bug being reported, the researchers get awarded good money which helps them look for High and Critical bugs since the payout on such bugs is more than Rs. 50,000, which is higher than Average Monthly Salary in India.
    • Bug bounty hunting is a growing market in India and many talented individuals in India are great at bug hunting.
    • There is no requirement of qualification or age, any individual can learn his way through bug bounty hunting and create a career in the field.
    • You get recognition via “Hall of Fame” provided by the company, so you can present your work to your recruiters to showcase how good you are at your job.
    • Bug bounty hunting is mostly done remotely, this gives the freedom to the researcher to work from anywhere around the world and hunt for bugs on different programs and the reward is received via wire transfer due to which it makes it more easy for the researcher to work at any hour of the day and any place and the reward will be credited directly to your account.

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    How Bug Bounty program is affecting Indian users?

    Since, India is a Developing country, people here are new at tech, due to lack of
    understanding in cybersecurity and privacy, they may fall under the trap of scams by providing valuable information to an attacker or in worse case the attacker can steal valuable information through the company’s application itself. By hosting a Bug bounty program, the researchers tend to remove all possibilities of data leaks, account takeover and many more cases where the users and company is affected.

    Companies like Swiggy, Dukaan and Zerodha have made their platforms secured due to which their applications are safer to use than others r, this also helps the company develop competitive advantage by gaining trust and credibility that the user’s personal data is secured with their application.

    By implementing Bug Bounty Programs, these companies have speed up the process of fixing major bugs in their applications. This is all possible with the help of these programs where the company gets the privilege to secure the application before the users are affected.

    India also has the most safest payment portal BHIM UPI which is more secured tech than other modes of payment. This is all possible by launching bug bounty programs and skilled bug hunters.

    However there are many Indian companies who still haven’t adopted the benefits of a Bug Bounty program. If more companies launch bug bounty programs the easier it will be for researchers to help the company fix bugs in their applications.

    Where is Bug Bounty Programs listed?

    Most companies appoint Bug Bounty platforms where there are existing bug hunters available, which are as follows:

    1. HackerOne
    2. Bug Crowd
    3. Synack
    4. WordPress Webers (Indian Platform)
    5. Bugbase (Indian Platform)
    6. Yes We Hack

    These platforms have registered bug hunters who hunt for bugs in return for a bounty. Companies host their programs on these platforms to speed up the process of bug resolution. Any user can sign up for these programs just like you sign up on a social media platform and start your bug hunting journey.

    Perks of joining Bug Bounty Platforms?

    You get the opportunity to meet people who are bug hunters/researchers and learn from them how to start bug hunting, you can also collaborate with them and hunt for bugs as a team.

  • Top 10 Ethical Hacking Companies To Watch Out for in 2022

    With the rise of sophistication in computing and a huge threat in the cyber domain, Ethical Hacking has become important. Also, cyber security needs to be very much strengthened. The ultimate test of cyber security is penetration test or ethical hacking. In this, hackers try hacking the system with various methods and see if the system will get hacked or not.

    This is why ethical hacking companies are of great importance in today’s time. They show you the true strength of your software in the practical world. So without much ado, let me start discussing top ethical hacking companies to watch in 2022.

    1. Crowdstrike
    2. HackerOne
    3. Balbix
    4. Bitglass
    5. Carbon Black
    6. Sequretek
    7. Security Bulls
    8. Cryptoloc Technology Group
    9. Cyberint
    10. Lightspin
    FAQs

    1. Crowdstrike

    Crowdstrike Homepage
    Crowdstrike Homepage

    Crowdstrike is a cybersecurity company founded by George Kurtz, Dmitri Alperovitch, and Gregg Marstonone in 2011. It has a cloud-native platform that detects and block threats. It is known for its foolproof hacking methodologies.

    2. HackerOne

    HackerOne Homepage
    HackerOne Homepage

    HackerOne is a United States-based company that provides various security services in this country. They have one of the best hacking and security experts in their company. Their company works in preventive measures, they help developers build their app hackproof in the development phase. This company works with e-commerce, financial services, and many other companies.

    Some of their esteemed clients are Lufthansa Airlines, HBO, Twitter, Spotify, and the US department.  

    3. Balbix

    Balbix Homepage
    Balbix Homepage

    Balbix is based in San Francisco and works in automating cyber security for different companies. Their speciality is real-time cyber security checks and troubleshooting. They have expertise in data, and insights to deal with real-time attacks. They have services and products which help their clients build robust security systems.

    4. Bitglass

    Bitglass Homepage
    Bitglass Homepage

    Bitglass has unique cyber security technology that can determine if you are facing a threat by merely looking at your interaction with their software. The most popular product of Bitglass is CASB. This is a security system for remotely working systems. With the rise in Pandemic, remote working is on the rise and this is where this software can come in handy. Their main goal is to safeguard the end computer.

    5. Carbon Black

    Carbon Black specializes in cloud-native endpoint security systems. Apart from this, they also specialize in workload protection systems. They use behavioural analytics to protect their system. Using its year’s long experience and various insights, it has designed systems by which it can block the most complex cyber-attacks.

    Their product VMware Carbon Black Cloud is one of the most popular products. It accesses every abnormal activity and learns it so as to avoid these types of activities in the future.

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    6. Sequretek

    Seuretek Homepage
    Sequretek Homepage

    It is a New England based startup. Sequretek specializes in workload protection. They have designed cyber security technology to keep in mind modern-day security standards.

    Sequretek also uses security technology which helps in combatting modern-day attacks. It uses advanced analytics. They have trained their product to detect anomalous behaviour from any user and prevent any further unsafe activity.

    7. Security Bulls

    Security Bulls Homepage
    Security Bulls Homepage

    Security Bulls specializes in penetration testing. Their cyber security testing services and monitoring technology is very advanced. It offers security analysis services to its clients. They also provide you with a risk percentage for your digital asset after analyzing it.

    8. Cryptoloc Technology Group

    Cryptoloc Homepage
    Cryptoloc Homepage

    Crpytoloc is based in Brisbane and is known for its advanced cyber security technology. In the ongoing years, it has researched and innovated a lot in the field of cyber security. Due to its amazing technologies, it was named Forbes 20 best cyber security startups in 2020.

    It also has a patent registered in encryption-based security systems. This company also provides several platforms to its client companies which makes their work simpler.

    9. Cyberint

    Cyberint Homepage
    Cyberint Homepage

    Cyberint is an Israel-based company that is known for its robust security systems. They provide all the services which a cyber security system is expected to give. The company provides attack simulation, virtual HumINT operations. They believe in delivering trusted long-term security systems. They devise innovative preventive methods so that their clients can safeguard their digital assets properly.  

    10. Lightspin

    Lightspin Homepage
    Lightspin Homepage

    It was founded in Ra’anana, Israel in 2015. This company is more known for the training it gives to its client employees. They play a crucial role in upskilling its client employee. In this platform, you can specialize in any one of the disciplines in cyber security. Here you can avail yourself of personalized learning and gain a lot of professional insight into the field of cybersecurity.

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    Conclusion

    All of these companies have extraordinary skills in their fields. Each company has a speciality and works diligently in that area. These companies have thought out of the box and have devised special cyber security systems.

    FAQs

    Which company is best for ethical hacking?

    Crowdstrike, Hackerone, BitGlass, and Balbix are some of the top ethical companies.

    Who is the best Ethical Hacker in the world?

    Kevin Mitnick, Tsutomu Shimomura, Richard Stallman, Charlie Miller, Greg Hoglund, Joanna Rutkowska, and Sherri Sparks are some of the top ethical hackers in the world.

    Which country is best for ethical hacking?

    China is the top country from where the most security hackers come from.

  • Are Password Managers Reliable in 2021

    A password manager has a lot of benefits. It would help you in a lot of ways and the doubt which you would have in your mind would be “Can I rely on a password manager”. You can read the below article to get a clear understanding of whether password managers are reliable or not.

    Security and Convenience
    Safety
    Two-factor authentication
    Zero-Knowledge Technique
    FAQ

    Security and Convenience

    Password managers offer you both security and convenience. Password Managers remember all your passwords and make it easier for you. It provides you with your password whenever you require to access that particular platform.

    This gives you an opportunity to easily create strong and very unique passwords as you need not have to remember all your passwords. You will have to ensure that you entered the details of the log in to your password manager. You will not have to remember all your passwords or memorize them.

    You will have to just remember a single password that is the master password to unlock your password manager. Hence password manager ensures security as well as convenience.

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    Safety

    Password Managers are one of the safest ways to keep your passwords safe. Ron Culler who is a senior director of technology and solutions at ADT Cybersecurity said that “Password managers are safe and far safer than not using one”.

    Password managers ensure your passwords are safe and it encourages the users to maintain a good security hygiene. This is considered to be a partial reason. Through password managers, you can easily create very unique passwords which are strong and which you don’t have to remember. You can even create long and complex passwords.

    If it was during the early days of the internet it would have been easy for an individual to create unique passwords and memorize them but now it is next to impossible.

    The password manager company LastPass has said that the average user of its password manager has around 191 passwords which are managed by the company’s password manager application. This makes the tool essential in this era and in the coming years.

    Two-factor authentication

    Two-factor authentication is one of the best feature available for the password manager applications. This provides double safety for the users. It’s like adding an extra safety wall for your passwords.

    The working of the password manager is as follows. You will not have to remember or memorize all your passwords you feed in the application. There will be a master password and you will just have to remember and memorize it. Using this master password, you will be able to access all your other passwords.

    Two factor Authentication
    Two factor Authentication

    So, this master password is the key for all your passwords. You can make it as long and complicated as per your choice. The two-factor verification will provide double security for your password manager.

    Examples of two-factor verification refer to an additional pin or some questions which will be asked after you enter your master password or an OTP will be sent to double-check whether the person trying to access to it is legitimate.

    Through a two-step verification process the password manager ensures that all your passwords are double safe and kept away from easily getting in hands of cybercriminals or hackers.

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    Zero-Knowledge Technique

    This is the most important technique you need to know about password managers. All the leading password managers using this technique called Zero-Knowledge.

    In simple terms, Zero-Knowledge technology means that even though the password manager knows all your passwords and data, the company that manufactures all these wouldn’t have any idea about it.

    What makes a password manager safe is its Zero-Knowledge Technology and security model which consists of three layers of defense. The first layer will be the encrypted user data, the second is the manager’s password which is not kept on the system and the security key.

    To get access to the information the cybercriminals or hackers will have to get through all these three layers of defense. These defensive layers will greatly reduce the risk that the password manager can be hacked by just a middleman. This was the information provided by Chris Hallenbeck who is the Chief Information Officer of the cybersecurity firm Tanium.

    Chris Hallenbeck also said that even if a password manager company gets hacked the customer data will not be compromised because of it.

    Mike Kiser who is a senior identity strategist at the security firm SailPoint told that “Any tool has weaknesses”. But he points out that you would be far more likely to fall into a low-tech phishing attack than having your password manager hacked.

    Mike Kiser added on saying that he would still use one and the advantages of the password manager far outweigh its security risks.

    Password Managers are reliable and the level of reliability would depend on the company you choose. It would also depend on the versions as a premium version would be more reliable than a free version.

    FAQ

    How reliable are password managers?

    Majority of cyber-security specialists agree that password managers are indeed the most secure way to protect your passwords.

    What is the best and safest password manager?

    LastPass is the best and safest password manager.

    Does Apple have a password manager?

    Apple has a full-fledged password manager built into iOS and macOS, it stores all of your sensitive information with end-to-end encryption and syncs it across all of your Apple devices.

    Conclusion

    No Solution can be considered to be perfectly safe all the time but by using a password manager can be the best possible way to protect your passwords.

  • Niyo Money (Goalwise) vs Scripbox: The Top Online Mutual Fund Startups

    In the past few years, many online mutual fund investment portals like Niyo Money (Goalwise) and Scripbox have come about which have simplified the process of investing for individuals. This has been mainly beneficial for investors and now gone are the days where people don’t have to go bank branches in order to be able to invest in Online Mutual Funds.

    However, before you begin investing, you need to do research on which online mutual fund you want to invest in and think about the purpose of the investment and when you need the money back. Based on that, you need to know how much to invest in equity, how much in debt, and how all of this ties in with your financial goals in life. This article will help you choose a mutual fund platform according to your needs.

    Golawise vs Scripbox

    Benefits of Investing in Mutual Funds
    Brief on Niyo Money (Goalwise)
    Brief on Scripbox
    Direct Mutual Fund Investment
    Focused Mutual Fund Selection
    Goal Based Investing
    Glide Path Strategy
    Ease to us
    Transfer Plans
    FAQ

    Benefits of Investing in Mutual Funds

    One of the key advantages of investing in a mutual fund is that each investor (even with a small investment) gets access to professional money management and expertise. Also, it would be very difficult for an investor to create a diversified portfolio of investments on his own with a small amount of money. With mutual funds, each investor participates proportionally in the return the scheme generates.

    Each unit gets a proportional share of gain (or bears loss) from the fund. There is a portfolio report generated for each investor, which tracks all investments and the returns generated by the mutual fund. Investors can draw their money any time they want, also they can invest small amount.

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    Brief on Niyo Money (Goalwise)

    Goalwise is an online wealth management platform that allows users to buy and invest in direct mutual funds. Goalwise headquarters is in Bengaluru, Karnataka. Goalwise has been a Subsidiary of Finnew Solutions Private Limited since July 2020. Goalwise has received a total of $1Million in funding. Goalwise main competition is Kuvera, Groww, and ETmoney.

    Niyo Solutions acquired Goalwise in July 2020. The company plans to launch international and domestic stocks, Robo-advisory, and auto-invest products in the next few months. Now they have started offering zero commission investment.

    It is a new age mutual fund investing platform which provides goal-based investing for investors looking to invest in direct mutual funds. With Goalwise one can easily set up SIPs or invest a large amount in the mutual funds chosen by its algorithms. If someone is a first-time investor looking to get started quickly as well as experienced investors looking for planning and automation.

    The Goalwise app has features like automation in fund selection and switching, automation in asset allocation based on the goal time horizon. The app is also highly customization to suit the needs of every individual investor.

    Company Name Goalwise
    Headquaters Bengaluru, Karnataka
    Founded On 2015
    CEO Swapnil Bhaskar
    Annual Revenue $1.2M
    Sector Consumer Finance & Credit Cards

    Brief on Scripbox

    Scripbox is an online platform that allows users to invest in mutual funds. Scripbox is headquarters in Bengaluru, Karnataka. The founder and CEO of Scripbox is Atul Shinghal, while the investors including Trusted Insight, Omidyar Network, and Accel Partners. Scripbox’s main competitors are FundsIndia, Fisdom, and Groww.

    As of August 2019, Scripbox has 413.9 thousand fans on Facebook and 2.4 thousand followers on Twitter. Scripbox is a user-friendly app-based investment platform that makes investment completely hassle-free. One can start a SIP or make a one-time investment with the help of Scripbox. It is a great app for beginners as it also automates most of the investment process through its scientific and unbiased fund recommendation. It is the only app which has algorithm that reduces Long Term Capital Gain Tax at the time of withdrawal. Scripbox also generates capital gain tax statement that will us male tax return or annual IT return. Also they do not charge for services.

    Company Name Scripbox
    Headquaters Bengaluru, Karnataka
    Founded On 2012
    CEO Atul Shinghal
    Annual Revenue $1.5M
    Sector Consumer Finance & Credit Cards

    Direct Mutual Fund Investment

    The mutual fund investment you do with the help of a broker or financial advisor includes an extra 1% which is paid to the broker or financial advisor. So some mutual fund plans are called regular plans. You should read about the expense ratio to learn how your broker, commission agent and distributor agent, and distributor make money when you invest in mutual funds.

    With Goalwise, you will be investing only in direct mutual fund plans and will be earning an extra 1% on your overall investment. Scripbox however has an algorithm that creates a basket of ten mutual funds. The firm claims to make mutual fund investment simple and jargon-free for investors with no financial background. It also allows the customer can keep a check on their portfolio from their mobile or computer.

    Types of investments provided by both Goalwise and scripbox

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    Focused Mutual Fund Selection

    One of the challenges of mutual fund investing is to find the right mutual funds to invest in a lot of them are dependent on friends, network, and information on the web to find the right mutual fund. However, the bigger challenge is to know when to get out of a particular fund. Goalwise has a wide fund selection criteria and also tries to solve this problem by using data to suggest mutual funds.

    When it comes to Scripbox it has more than 8000 choices in the market with seasoned investors which will give a tough time in deciding which to invest in. The Scripbox algorithms choose to perform mutual funds basis on their historical performance.

    Goal Based Investing

    Goal-based investing is one of the smartest ways to grow wealth and achieve all your life goals. A lot of the first time users are not aware of goal-based investing and they then focus on growing their money that is what Goalwise is known for as it is goal-based investing. When you tie up your investment with a goal, you are more likely to be happier.

    Scripbox on the other side provides growth with the principle of safety. In scripbox money is first invested in liquid funds. A fixed portion from this is then invested each month in index funds. The benefits of this are:

    • Security and stability similar to FDs
    • Better taxation than FDs thanks to indexation
    • Better returns than FDs
    • Full flexibility to stop or withdraw anytime

    Glide Path Strategy

    The glide path formula is a methodology by which asset allocation is achieved as your portfolio changes every time. Let’s understand this with a simple example from Goalwise and Scripbox :

    In Goalwise: One of your goals is to have 40 lakh for child education in the next 6 years. Based on your risk profile the initial investment will be 60% equity and 40% in debt instruments. All your SIP will be done to get exposure in the 60:40 ratio in the equity debt market.

    By the final year, your exposure on Equity: Debt ratio would be 0:100%. This is to ensure your investment is safe from market volatility and you receive your goal amount, despite the market going down. Goalwise automates this process and makes it easier for you to maintain asset allocation based on your goal time frame.

    Whereas at Scripbox they have a practical action plan in place to create your child’s college education fund. In Scripbox it starts out with the right Financial Goal where they will help you estimate the amount you will need for your goals taking inflation into consideration. After that, they will create a customized financial plan for your child’s college education.

    This plan will be based on the type of college, start date, your current savings, and the potential increase in your income. It will then make the right investments by deciding on the right mix of investments that are suited for the customer’s goals and their personal preferences.

    Ease to us

    The best part about Goalwise apart from being free is, it requires only a one-time setup. It is a complete set it and forget it kind of system. You can revisit anytime and make changes if required. However, the best thing to do is to set it up once and keep investing.

    With Scripbox it is one click investment where one can choose between SIP (systematic investment plan) and OTI (one-time investment) and invest in the recommended top mutual funds in India with a single click. You can stay on track with your investments and also inform you in case you need to change your selection.

    Transfer Plans

    In Scripbox if you want to invest a large amount in equity, If you want to invest a large amount in Equity, but also want to reduce the impact of volatility, this plan is ideal for you. Instead of keeping your large amount in your bank account, park it in liquid funds which grow 2-3% faster.

    And most importantly it is flexible. You can stop, and restart, your STP at any time. In Scripbox the amount is fully invested into Liquid funds. Then, every month, a certain amount is moved from these Liquid funds into Equity funds.

    The transfer plan in Goalwise allows you to switch from regular fund to direct fund. With Goalwise, you could track all your external investments and see which all regular funds you have invested in.  You can also move all mutual funds investment to Goalwise.

    So you decided to start using Goalwise and also move all your funds from other brokers/distributors to the Goalwise platform, you could do that with just a few clicks. If you ever feel you are stuck with your existing mutual fund advisor, a feature like this makes it easier for anyone to take control of their funds.

    FAQ

    Are the mutual funds picked by Goalwise and Scripbox always the most profitable ones?

    Every fund selection process goes through underperformance. As these services use AI, the pick would be the most accurate one. But the stock market is highly volatile, nothing is predictable. There will be ups and downs in the short term.

    What is mutual fund SIP?

    A SIP or a Systematic Investment Plan allows an investor to invest a fixed amount regularly in a mutual fund scheme, typically an equity mutual fund scheme.

    Which one is better Scripbox or Goalwise?

    Goalwise provides you a goal-based investing and it takes no commission. There are no hidden charges and no account opening and managing charges as well. This means it is completely free. Other services like Scripbox use hidden charges to get money. So, Neo Money(Goalwise) is better.

    How does wealth tech company make money?

    They apply hidden charges, account opening, and managing charges. Also the premium plans.

  • Goalwise VS Kuvera: The Top Contenders In The online Investment Market

    With the introduction of large scale adoption of investment applications and online mutual fund platform. These apps helped an average trader avoid the hassle of being physically present with a broking agency or having to invest separately across multiple asset management company websites.

    These apps offer the user all funds and investment opportunities under one roof, revolutionizing the way we invest. Goalwise and Kuvera are two such investments app that have a command over a great share of the Indian online Investment market today. In this article we take a look at Goalwise and Kuvera  and compare their features and rates.

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    A Brief on Goalwise

    Goalwise is an online wealth management platform that allow users to buy and invest in direct mutual funds. Goalwise headquarters is in Bengaluru, Karnataka. Goalwise has been a Subsidiary of Finnew Solutions Private Limited since July 2020. Goalwise has received a total of $1Million in funding. Goalwise main competition are Kuvera, Groww and ETmoney.

    As of august 2019, Goalwise has 1.7 thousand fans on facebook and 184 followers on Twitter. It is a new age mutual fund investing platform which provides goal based investing for investors looking to invest in direct mutual funds. With Goalwise one can easily set up SIPs or invest a large amount in the mutual funds chosen by its algorithms.

    If someone is a first time investors looking to get started quickly as well as experienced investors looking for planning and automation. The Goalwise app has features like automation fund selection and switching, automation asset allocation based on the goal time horizon. The app is also highly customizable to suit the needs of every individual investor.

    Company Name Goalwise
    Headquaters Bengaluru, Karnataka
    Founded On 2015
    CEO Swapnil Bhaskar
    Annual Revenue $1.2M
    Est. Customers 20
    Sector Consumer Finance & Credit Cards

    The logos for Goalwise and Kuvera

    A Brief on Kuvera

    Kuvera is a wealth management platform that offers mutual fund selection, goal planning, tax optimizations and portfolio rebalancing solutions. Kuvera was launched in October 2017 and is headquartered in Bengaluru, Karnataka. The CEO and Co-founder of Kuvera is Gaurav Rastogi and the company has received a total of $4.8 million in funding.

    Kuvera is only available as an app and support 38 out of 44 registered asset management companies. The app has managed to sign on 500 thosand users in the last three years managing assets worth RS 8000 crores. Kuvera has positioned themselves as an AI-led platform, Kuvera says its target market is the affluent and mature investors (above the age of 30), hailing from the top metros in the country.

    The kuvera app is free and does not charge users any free on their direct plans regardless of asset size and only charges the transaction charges as per the cost levied by asset management companies.

    Company Name Kuvera
    Headquaters Bengaluru, Karnataka
    Founded On 2015
    CEO Gaurav Rastogi
    Annual Revenue $3M
    Est. Customers 46
    Sector Internet and Application Software and mutual funds

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    Affordability of Goalwise and Kuvera

    Kuvera offers an affordable loan which is up to 80% of your mutual fund portfolio. With kuvera the mutual funds remain secure with the fund house. There is no fixed loan period and a 1 year loan for auto renews on the 12th month. The Kuvera loans start at ₹25,000 up to ₹10 crore. It provides full disclosure from with no hidden fees.

    Kuvera is also flexible allows you to pay your outstanding loan, in full or in parts, anytime during the loan period. With Goalwise it provides you Zero commissions and unlimited investments. While most advisory platforms provide only commission direct plans for free/no transaction charges, account fees or any other hidden charges.

    Accessibility of Goalwise and Kuvera apps

    The kuvera app has a simple user interface which is easy for new users to understand. Kuvera can kick started with a few easy steps which started with a profile setup by providing details like PAN, Date of birth, mobile number, etc. You can then select investment choose between mutual funds, equity stocks, and gold to start your investment journey.

    Choose you type of investment between SIP and one-time investment and place your order. You can choose to pay through different types of payment modes (net banking, UPI, etc.) Once these steps are done your investments are complete, you can track, change or comprehend your investments through an app.

    The best part about Goalwise apart from being free is, it requires only one-time setup. It is a complete set it and forget it kind of system. You can revisit anytime and make changes if required. However, the best thing to do is to set it up once and keep investing.

    Types of investments that Goalwise and kuvera provide.

    Goal based investing

    Goal based investing in Goalwise is one of the smartest ways to grow wealth and achieve all your life goals. A lot of the first time users are not aware of the goal based investing and they then focus on growing their money that’s is what goalwise is known for as it is a goal based investing. When you tie up your investment with a goal, you are more likely to be happier.

    In kuvera setting a financial goal is the first step to make your dreams a reality. Investing regularly is the next step and they guide you to the next step easily. You can simply choose your goal to get started. The switch or redeem order involves costs taxes on short and long term capital gains and exit load.

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    Mutual Fund services comparison

    Kuvera doesn’t pool investors’ money, instead all financial transactions happen directly between the investor and AMC. So even if kuvera goes out of business, your money is entirely safe and you can redeem it anytime. The same is pointed out in one of the FAQs on their website they say that the money goes directly into mutual funds account so all your investments are safe.

    Goalwise however, goes a step beyond when it comes to mutual funds not only does it offer mutual fund suggestions based on your risk appetite and goal tenure, but it also switches your investments automatically to a better performing fund to maximize your returns. They also have a proprietary Glide Path feature that automatically moves your investments to relatively safer debt funds as you move closer to your goal timeline.

    The features that Goalwise and Kuvera provide.

    Tranfer plans

    The transfer plan in Goalwise allows you to switch from regular fund to direct fund. With Goalwise, you could track all your external investments and see which all regular funds you have invested in.  You can also move all mutual funds investment to goalwise.

    So you decided to start using Goalwise and also move all your funds from other brokers/distributor to Goalwise platform, you could do that with just a few clicks. If you ever feel you are stuck with your existing mutual fund advisor, a feature like this makes it easier for anyone to take control of their funds.

    In kuvera it is available to switch to direct plans with the least tax and exit load impact. Switching to Direct has never been easier or cheaper. You can see the optimal number of fund units to switch or redeem before you transact. It helps make better decisions and also will take care of complexities.

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    Customer service

    On kuvera the complaints are addressed by writing to the Kuvera support team via email, as mentioned above. The customer care team has a turnaround time of 24 hours to revert to any user complaints raised. When it comes to Goalwise a quick look at their Facebook page with 5 on 5 rating will tell you that they have a lot of happy customers. Most of the users are in praise for the customer support of Goalwise which happens over chat, email and whatsapp.