Tuhin Kanta Pandey, the chairman of the Securities and Exchange Board of India (SEBI), announced on 11 October that the market watchdog is simplifying regulatory procedures to facilitate NRI investments in Indian equities markets. In order to eliminate the need for NRIs to return to India in order to fulfil know-your-customer (KYC) standards, the regulator is attempting to streamline the process.
At a function hosted by the Bombay Stock Exchange Brokers’ Forum on October 11, Pandey stated that SEBI has not yet created a simple and safe KYC access system for NRIs to enable their involvement in the securities market. This will be the regulating body’s first priority.
SEBI Collaborating with RBI and UIDAI
Pandey stated that SEBI is working with the Unique Identification Authority of India (UIDAI) and the Reserve Bank of India (RBI) to develop a system that would allow NRIs to complete their KYC verification over video conversations rather than needing to return home. Notably, there are more than 3.5 crore non-resident Indians (NRIs) worldwide, and India is the biggest beneficiary of remittances worldwide, with $135 billion received in FY25.
According to Pandey, SEBI’s “immediate goal” is to make the FPI registration process quick and easy by making it entirely portal-based, because the agency previously agreed in September to establish a single window for trusted foreign portfolio investors (FPIs) with less stringent compliance standards. In order to put it into effect, he continued, SEBI is already consulting its stakeholders.
When it comes to enabling registration, SEBI wants to be among the best in the world. To enable digital registration, SEBI, RBI, and the Income Tax Department would need to collaborate, according to Pandey, who characterised the project as a “process issue” rather than one resulting from hazards. Speaking to the broker community, Pandey stated that SEBI will finish revising broker laws by the end of December.
SEBI to Device Framework to Prevent Cybercrime
According to Pandey, SEBI will speak with market infrastructure organisations before issuing instructions on keeping an “air gap” in order to improve cybersecurity. He went on to say that SEBI has put in place a redundancy model for clearing corporations, which enables operations to continue without interruption in the event that one clearing corporation fails, and that market infrastructure institutions are being put to the test through live disaster recovery drills.
“As with stockbrokers, we are also looking at implementing a safety net at a depository participant in the event of an outage,” Pandey stated. He added that the data warehouse system has been redesigned to create new role-based alerts to detect fraudulent trades in bulk deals and identify pump-and-dump trends. He also mentioned that SEBI is moving from reactive supervision to predictive oversight in the surveillance space.
As per Pandey, high-frequency and algorithmic trading have grown significantly in recent years and now make up a sizable portion of volumes in the derivatives and equity markets.
Quick Shots
•SEBI
to simplify NRI investment norms to make it easier for Non-Resident Indians
to invest in Indian equity markets.
•NRIs
may soon be able to complete KYC verification via video calls, eliminating
the need to visit India.
•3.5
crore NRIs globally — India remains the top recipient of remittances at $135
billion in FY25.
•SEBI
aims to make foreign portfolio investment registration fully online and
faster.
For many years, Indian depositors looking for security and stability turned to fixed deposits (FDs). It was common practice to roll over FDs at maturity because it was thought that these investments yielded consistent returns. However, this strategy is being questioned in the current financial environment.
The yields on top bank FDs as of September 2025 range from 6.25% to 7.1%. Since inflation has been between 5.3% and 6%, the actual returns from foreign direct investments have diminished somewhat. The fact that their money isn’t increasing quickly enough to keep up with escalating living expenses is now an unwelcome reality for savers.
Given this changing situation, it is critical to investigate more sensible short- to medium-term options that offer flexibility, stability, and higher yields. Bonds stand out among these as a strong option, particularly investment-grade corporate bonds.
Fixed Deposits More Preferred Investing Domain for Indians
For the duration of the investment period, FDs give a fixed interest rate, unlike stocks or mutual funds. Because of this predictability, you can budget and manage your finances carefully because you know exactly how much your investment will increase. FDs are regarded as investments with less risk. In India, the Deposit Insurance and Credit Guarantee Corporation (DICGC) provides additional protection, up to a certain maximum, which lessens the risk of losing your main amount.
They are therefore a safe haven for your hard-earned money. Many banks now provide flexible options, but classic FDs lock your money in for a predetermined amount of time. While some FDs can be connected to your savings account for convenient access to a portion of the cash, others permit partial withdrawals throughout the duration. You can obtain credit when you need it by using FDs as collateral for loans.
The duration of FDs might range from a few days to several years. Whether you’re saving for a short-term goal like a trip or a long-term purpose like retirement, this allows you to tailor your investment to your specific needs. The method by which you get interest generated on your FD is up to you. You have the option to reinvest the interest for a compounding effect on your returns or to pick monthly distributions to augment your normal income.
Why FDs are Now Consider Old School
The purchasing value of your money may gradually decline because FD interest rates are often lower than inflation. Particularly for long-term investing objectives when you need your money to grow and keep up with inflation, this is an important consideration.
Conventional FDs limit access to your funds for the selected periodebt mud. Partial withdrawals and linked accounts offer some flexibility, but early withdrawals frequently come with penalties that can drastically lower your total earnings.
Not everyone will find this lack of liquidity acceptable. Interest income from FDs is typically taxable, which affects net returns in contrast to other investment options like Equity-Linked Savings Schemes (ELSS). For investors in higher tax levels, this might be a major disadvantage.
Alternatives to FDs
First off, compared to FDs, debt mutual funds offer a balance between moderate risk and the possibility of higher returns by investing in corporate and government debt instruments. They provide some diversity across various debt instruments and are typically less volatile than stocks.
Second, liquid funds invest in highly liquid assets such as certificates of deposit and treasury bills, making them perfect for emergency funds or short-term investment objectives. They may yield marginally higher returns than conventional savings accounts and enable simple access to your money with few restrictions on redemption.
Thirdly, purchase firm stock, which has the potential to see substantial long-term capital growth. But compared to FDs, equity funds are more volatile by nature and demand a higher level of risk tolerance. To withstand future downturns, investors should have a long investment horizon and be at ease with market swings.
Fourth, Recurring Deposits (RDs) help you develop a discipline and saving habit by enabling you to invest a certain amount of money on a regular basis. They can be an excellent choice for gradually increasing a corpus and frequently offer marginally better interest rates than traditional savings accounts.
Quick
Shots
•Fixed interest rates, various
tenures, compounding options, and use as loan collateral make FDs a reliable
investment.
•Real returns are falling as inflation
(5.3%–6%) erodes purchasing power, making FDs less attractive for long-term
growth.
•Premature withdrawals invite
penalties, and interest income is taxable, reducing net returns.
•Debt Mutual Funds offer higher
returns with moderate risk, diversification, and better inflation-beating
potential.
In the first week of April, the aggregate market capitalisation (mcap) of nine of the ten most valuable Indian corporations fell by INR 2,94,170.16 crore, with Tata Consultancy Services (TCS) suffering the most. During this time, the NSE Nifty dropped 614.8 points, or 2.61%, while the BSE Sensex dropped 2,050.23 points, or 2.64%. Only Bharti Airtel, one of the top ten businesses by market capitalisation, ended the week with a positive valuation, while others witnessed a sharp drop. TCS’s overall market capitalisation dropped to INR 11.93 lakh crore as its valuation plummeted by an astounding INR 1.10 lakh crore. The nation’s most valuable firm, Reliance Industries, was also hit hard, shedding INR 95,132 crore and closing the week valued at INR 16.30 lakh crore. With its mcap currently at INR 6.03 lakh crore, Infosys also saw a significant erosion of INR 49,050 crore. Over INR 14,000 crore was lost by Bajaj Finance, while INR 9,503 crore was lost by ICICI Bank. Hindustan Unilever Ltd saw a decline in value of about INR 3,500 crore, while HDFC Bank saw a decline of INR 8,800 crore.
Government Entities Also Witnessed Drop
ITC saw a slight decline of INR 312 crore, while State Bank of India lost INR 3,391 crore. In contrast, Bharti Airtel’s market value increased by INR 7,013 crore, bringing its market mcap very near to INR 10 lakh crore. In spite of the losses, Reliance Industries was still the most valuable company, followed by Hindustan Unilever, HDFC Bank, TCS, Bharti Airtel, ICICI Bank, State Bank of India, Infosys, Bajaj Finance, and ITC.
Current Market Condition
The notable decline in market capitalisation among India’s leading corporations underscores the current state of volatility and investor restraint in the country’s equity markets. Even industrial titans like TCS and Reliance Industries were not immune to the sharp drops in benchmark indices. A rare bright spot was provided by Bharti Airtel’s single gain. Investors will be intently monitoring future economic indicators and business profits for indications of stability and recovery, as market sentiment continues to be brittle.
Under its Employee Stock Option Scheme (ESOP) 2021, PB Fintech, the parent company of the well-known insurtech company Policybazaar, has distributed about 27 lakh equity shares. On November 15, PB Fintech said in an exchange filing that its board has given its authority to distribute 27,85,962 equity shares to qualified employees under the 2021 plan. The company’s issued and paid-up share capital, after these shares are allocated, is INR 91,77,91,852, which is made up of 45,88,95,926 equity shares with a face value of INR 2 apiece.
After qualified workers exercised their vested options under the PB Fintech Workers Stock Option Plan 2021, the Nomination and Remuneration Committee awarded them 27,85,962 equity shares with a face value of INR 2 apiece, the document stated.
Stats Prior to Allotment
The issued and paid-up share capital of PB Fintech, which included 45,61,09,964 equity shares, was INR 91,22,19,928 prior to share allocation. On the BSE, shares of PB Fintech ended the most recent trading session at INR 1725.15 each. According to the stock’s 15 November closing price, the freshly allotted equity shares are valued at INR 480 Cr. This follows the company’s distribution of 75,760 equity shares under the same ESOP Plan to qualified employees. Under its ESOP plan 2021, PB Fintech distributed 48.3 lakh equity shares earlier in June.
Current Financial Report of PB Fintech
In the second quarter (Q2) of the fiscal year 2024–25 (FY25), it posted a quarterly profit of INR 50.98 Cr, its fourth consecutive quarter. Yashish Dahiya, the company’s chairman and Group CEO, acknowledged earlier in September that the business is thinking about entering the healthcare industry. According to reports, PB Fintech is expected to obtain board permission before making a one-time investment of $100 million to purchase a 30% interest in a new healthcare company.
Current ESOP Scenario in India
According to a 2024 survey of 160 companies, 78% of them offered employee stock option plans (ESOPs) to their staff, a considerable increase from 59% in 2021. This indicates that ESOPs are becoming more and more popular among startup owners. More firms are now offering ESOPs to all employees, not only senior management, according to a survey done by Saison Capital, XA Network, and Carta. Compared to one in four in 2021, one in three firms now provides these plans to all employees.
Furthermore, the median ESOP pool size grew from 9% in 2021 to 12.6% in 2024, and 90% of founders now talk about ESOPs with candidates during interviews or job offers, up from 75% in 2021. Additionally, the reasons for providing ESOPs have changed; in 2024, 40% of founders cited cost reductions, up from 28% in 2021.
The founders cited the necessity to retain people as the second most important reason for putting these plans into action, behind creating a sense of ownership and company culture. Even with this increase, fewer than 30% of founders still fully understand the complexity of ESOPs, a percentage that hasn’t changed since 2021.
This article has been contributed by Ms. Sonica Aron, Managing Partner and founder of Marching Sheep
Over the last decade, the business landscape has seen a remarkable transformation. Global economic growth, technological advancements, talent dynamics, and evolving macroeconomic conditions contribute to this transition.
Due to this, businesses have found themselves operating in extremely challenging, and ever-evolving conditions. And to cope with this, organizations have had to evolve with the changing times to remain relevant and competitive.
Today’s diverse talent dynamic has been a driving force, which has compelled organizations across geographies, sectors, and life stages to broaden their narrative around diversity, equity and inclusion.
As today’s workforce is multi-generational and multicultural, from diverse life phases with evolving expectations for where and how they want to work as well as grow. Thus, it is not only about recruiting diverse talent, it is also about creating inclusive, transparent, and empathetic cultures where everyone can bring their authentic selves.
In the scenario, DEI—diversity, equality, and inclusion—has become a watchword in recent years. Despite the fact that there is yet much work to be done, several businesses have taken measures to address DEI in the workplace by embracing it. But, before we get started, let us first grasp why it is critical to implement DEI strategies.
DEI comprises of interventions, programs, and policies that enhance diverse group representation and participation authentically. Persons of all genders, races and ethnicities, abilities, beliefs, cultures, ages, and sexual orientations are included, as well as people with diverse backgrounds, experiences, talents, and expertise.
The objective is not just to hire a diverse workforce, but also to put in place structures and procedures that allow all employees to participate in company decisions and have their voices heard.
DEI is not simply a moral necessity, but also a commercial imperative. While many businesses view DEI through the lens of compliance and reputation management, they also acknowledge that diversity benefits both individual employees and the financial performance of the business.
The ideals of diversity, equity, and inclusion are mutually reinforcing for an organization. Because an employee’s sense of belonging (inclusion) and sense of justice (equity) is so crucial, focusing alone on diversity is insufficient.
Thus, in this current day, when individuals are trying to learn everything and keep up with the trends, it has become critical for organizations to comprehend the importance of DEI and promote it throughout the company by implementing various DEI initiatives.
DEI Strategies to Adopt at the Workplace
Increasing Awareness
In today’s world, every organization comprises diverse people, and when we talk about DEI strategies, the first thing that comes to mind is women employees, the LGBTQ community, and people with disabilities as they face both societal and workplace bias and challenges.
However, diversity among people is much broader. The workforce today represents people from all walks of life. Different socioeconomic strata, geographies, language preferences, educational backgrounds, generations, and whatnot. Diversity is a fact however, inclusion is a choice.
It is key to creating sensitization and awareness among all layers of the organization that every individual, irrespective of their differences, needs to be valued and included.
Building managerial capability in driving inclusive teams, building awareness around appropriate and inappropriate behaviors, and inclusive and non-inclusive language should be an ongoing effort in all organizations.
Building courage in people to drive bystander inclusion, calling in, and calling out instances of non-inclusion should be encouraged.
Beginning at the Top
Organizations with diverse leadership are more successful and have higher market value. With DEI embedded not just in the HR strategy but in the business strategy, in Leadership speak, and in values and culture, there will be increased organization-wide commitment, clear expectations, and collaborative dedication.
A leader’s visibility and active engagement in DEI activities speak loudly in the workplace. Putting firm beliefs into action act as a role model for employees and helps to keep the momentum going. Employees observe leaders’ actions, words, and conduct to determine their genuineness.
Leaders may demonstrate their commitment to their people through proactive communication and collaborative allyship actions. Consistent leadership efforts will reinforce the organization’s mission and values while fostering a common commitment to the movement.
Many executives regard diversity, equality, and inclusion (DEI) as the HR responsibility and are not fully involved in the initiatives in letter and spirit. Such organizations are unlikely to benefit significantly from the DEI strategy.
However, it is not simply an HR job; it is the responsibility of everyone who works in the organization. Because DEI is linked to innovation, creativity, productivity, and profitability. According to Sonica Aron, a key role for HR is to have a continued performance while simultaneously encouraging employees.
Every management and employee must understand what inclusive and non-inclusive actions are, that they, too, may become victims of inequality and that an overarching culture of respect and inclusion is required.
360° Approach
It is a fact that nothing changes in business until everyone is held accountable for it. As a result, firms may improve their DEI strategy by using a 360-degree approach that tackles infrastructure, policies, HR practices, communication, and attitudes and involves people to drive diverse initiatives and hold them accountable. The 360 strategies, on the other hand, will give the organization a DEI plan that includes solutions for every dimension and stage of diversity.
Conclusion
With the benefits of a diverse workforce in view, organizations must adjust DEI policies and nurture their diverse employees at every stage.
Whether you are an MNC, an established conglomerate, a mid-sized firm, or a startup, at the end of the day, every person has to feel valued for their contributions irrespective of their differences and uniqueness, which is why incorporating DEI into the culture from day one is vital.
FAQs
Why is DEI important in the workplace?
There are ample reasons why DEI is important in the workplace. Some of them are DEI brings work-life balance for the employees, improves employee retention rate, it also promotes a healthy working environment that indirectly improves the creativity level of employees.
What is the full form of DEI?
The word DEI stands for Diversity, Equity, and Inclusion.
How do you bring DEI to the workplace?
DEI can be brought to the workplace by implementing a number of practices. Implementing practices like empowering people of all levels to the sensitive issues, focusing on the norms, practices, and policies in the organization that create a better internal environment, creating a leadership plan, etc.
Workplaces are changing in so many ways that it might be difficult for experienced business leaders to keep track. One of the most important shifts in workplace trends is that of DEI, or diversity, equity and inclusion. Many business leaders are committed to supporting more employees of different backgrounds — but integrating DEI into business practices is not as simple as hiring a pack of minority talent. Before any business leader strives to move forward with DEI policies, they might pursue diversity, equity and inclusion certification. Learn more about the basics of these terms here:
Diversity
The first letter of DEI, diversity is the presence of differences within the workplace environment. Those differences can encompass all shapes, sizes and colors, from race and ethnicity to gender, gender identity and sexual orientation, to age, to socio-economic class, physical ability, marital and parenthood status and more. Workplaces that succeed in the diversity attribute of DEI will maintain teams of employees with all sorts of differences within their backgrounds.
There are many benefits to diversity in the workplace. The most commonly advertised advantage of more diversity in employment is the opportunity for enhanced creativity and innovation. People with similar backgrounds tend to think, act and feel in similar ways, which means the methods they use to consider problems and devise solutions tend to be alike. In contrast, people with some difference in their background may approach a problem with a fresh perspective and thus formulate new and pioneering solutions which can improve business performance, productivity and profits.
Of course, there is a more significant reason for companies to invest in diversity in their staff. As more companies prioritize diversity in hiring, the gaps in employment and income within our society should close. People who are often marginalized in the workplace tend to experience greater struggle in finding secure housing, affording healthy food, obtaining effective education and more. All members of a community develop the opportunity to thrive when employers intentionally integrate diverse backgrounds — and when surrounding communities are stable, businesses have more strength to grow and succeed.
Equity
The second attribute in DEI, equity, is the process of creating impartiality and fairness within a business’s practices and programs to allow every individual the same opportunity for positive outcomes. An essential component of ensuring equity within an organization is recognizing the advantages some employees might have and the barriers other employees might face on the path to success. Then, business leaders must strategically alter their processes and programs to even the playing field.
Creating true equity in the workplace requires more work than many executives recognize. Often, inequality is not the direct result of overt and malicious bias; rather, it comes from systems that have long existed to prefer certain types of people over others. It can take immense effort for business teams to recognize underlying drivers of discrimination within a business practice and develop solutions that overcome them.
However, the risks of inequity are much more severe than the cost of creating equity in a business. Inequitable systems will drive away people of diverse backgrounds, making it much more difficult for organizations to achieve the first attribute of DEI. What’s more, consumers are becoming much more cognizant of the issue of equity, and if brands do not prioritize eliminating inequity, they could suffer public backlash that makes growth and success impossible.
Inclusion
The final component of DEI, inclusion is the process of building a sense of belonging within the workplace. Organizations that achieve inclusion find a way to balance the need for professionalism and productivity with the desire of every employee to be their authentic selves. When inclusion is achieved, workers no longer feel the need to alter something about themselves when they step into the workplace; they do not try to shield their identity, code-switch or participate in other behaviors that obscure their true nature. With efforts to provide adequate comfort and support to employees of all backgrounds, organizations can achieve inclusion.
As with equity, inclusion is an essential component of maintaining a diverse workforce. Many marginalized employees will begin to feel burned out and unappreciated in non-inclusive workplaces, and as a result, they will leave in search of more inclusive employers. Thus, business leaders need to consider how their workplace cultures might shift to become more inclusive and accepting of people of all backgrounds.
DEI should not be considered merely some passing fad in employment practices. Business leaders need to think of DEI as a foundational component of their corporate culture and practices, necessary for growing into the future.
We are living at a time where startups are playing a crucial role in every country, they are turning into industrial giants that are taking the name of their country further and boosting their economy as well. Now, for any business start-up, the most crucial step is to organize funds so that they can take the business forward.
Arranging for funds, however, can become a nightmare for many entrepreneurs. Being an extremely important part of establishing a successful business, even minor mistakes made, while presenting your idea can lead to the loss of prospective investors and hence hinder the path towards the foundation of a successful business.
This list here comes to your rescue, by putting down mistakes to avoid during pitching. In this article, we will explore some vital points that will help you during the pitching of your business to investors.
If you want someone to invest in your startup the first step is to get to know them well. Do your research before approaching the person or organization. Some mistakes to avoid during pitching to investors for your business. There is no need to get personally close all you need is the small official details about their area of work so that you can use it to your advantage while pitching.
Few points to consider while knowing an investor
Make a note of the different ideas that they have invested in earlier to find out what type of work they prefer to invest in. If you ask a person operating food chains to invest in a software business there are huge chances of you being rejected, so knowing your investment is extremely critical.
2. Work on Your Pitch
A chance to pitch can come up anywhere, a party, elevator, or on public transport. However, in these situations, there isn’t enough time at hand so reduce the length of your pitch. Ideally, try keeping it a minute or two long.
Most people start losing interest after a minute, hence, make the pitch small and effectively highlight all the attractive and remarkable points so that the investor is intrigued in doing business.
3. Focus On Your Presentation
Usually, start-up organizations end up putting all their points and ideas into a presentation hoping that the investor will be impressed, but a presentation filled with too many words will cause more harm than good.
When presenting, keep in mind that your slides only have a gist of the plan of action. It should be short, crisp, and to the point like your pitch. Try to wrap up your presentation in 12 to 15 minutes. Generally, you will get only half an hour with the potential investor including the time for Q&A, therefore, use the time wisely.
Main points to remember while preparing for the presentation
4. Present Your Business Plan
The pitch and presentation won’t be of any use if the business plan is not thoroughly laid out. If the business strategy does not highlight the goals of the start-up along with the expected revenue, size of the target market, and description of the start-up management team, the investors will not be convinced. The important point is to make them realize how strong the business is.
5. Increase Your Investor’s Interest
Every person wants to start a new company to provide people with better facilities and give them something but that’s not how an investor would think. An investor will only agree to fund a business if he is sure of gaining a profit; hence, you need to make sure that you mention your expected monetary gains for the next few years.
6. Make Your Proposal Unique
Sending your proposal to every potential investor through email in the hope of getting a response will not yield any results because investors are swarmed with thousands of proposal mails every day, so the chances of getting a call are very slim. You need to find unique ways of making your proposal stand out so that it can invest your potential investors.
7. Be Humble
When you land an interview, with a potential investor, be humble. Let them ask questions. If any flaws are pointed out in your model or plan, accept them and find ways to improve them. The investors have seen their fair share of business proposals and the advice they give will be beneficial.
Do not be stubborn and keep an open mind while answering. The reason an investor ask questions is that they are interested and wants to make sure that they are putting money in the right place.
8. Avoid Exaggerating
Exaggerating financial gains and lying about them is going to get the proposal rejected instantly. The investor will want to know exactly where and how much money is being spent. If you get caught while lying, it could make a big opportunity slip through your fingers.
9. Do Not Show Desperation
The funds are extremely important for the survival of the business. There might be an urgent need for the funds but showing that desperation to the investor would be a wrong call. Confidence is crucial and you must possess that regarding your business idea as it is very crucial.
10. Do Not Be Overconfident
Even though being confident is good, being over-confident and bragging about the growth and profits of the business will drive the investor away. This will give them the impression that you are not realistic and will get you rejected. Try to be subtle while approaching potential investors.
Conclusion
It’s always challenging to pitch your ideas to Investors as an entrepreneur. Focus on numbers while presenting your story in front of investors. Don’t forget to share the marketing plan. Otherwise, practice your pitch and dress well. Prepare yourself for your next pitch, while keeping the above points in mind.
FAQs
How do we find investors for business?
Look for relatives and friends who are interested in your business, private investors are also there to choose from, crowdfunding platforms can also be used to find investors.
Can we pitch an idea to the company?
Yes, an idea can be pitched to the company but with the proper showcase that fulfills the criteria of that exclusive firm.
How can we convince the investor?
Investors can be convinced in many ways, some of the most common techniques to follow are to have a clear business plan with proper knowledge about its type of audiences, market conditions, and competitors. One also goes ahead with the convincing part by asking for the guide from the investor itself.
How to approach an investor?
Approaching an investor seems bigger task than actually dealing with an investor. One can always take the help of any intermediate party available, or the best approach for an investor is to go with the means of asking for a guide rather than directly coming up with the investing part.
The road toward building and growing a startup is not a smooth one. One can always plan and prepare for every move in advance, but there will always be mistakes and hurdles along the way.
We might think that a person running a big successful business knows absolute perfection of everything. But even the biggest entrepreneurs commit mistakes now and then.
So, creating mistakes is always the part and parcel of any journey. However, sometimes, certain mistakes can be really expensive in startups and cause serious damage.
Many popular entrepreneurs agree that they have made mistakes in their startups that proved to be super expensive for them in the future.
Entrepreneurial Lessons From The Most Successful Entrepreneurs
Biggest and The Most Expensive Mistakes Entrepreneurs Make in Startups
Mistakes are not something that anyone makes on purpose, it just happens. It can be due to wrong decisions, judgment, or a move at the wrong time. Many entrepreneurs believe that the mistakes they made in their early startup stages turned out to be the biggest mistakes for them.
The most common and biggest mistakes entrepreneurs make in startups
Here are some of the most expensive mistakes entrepreneurs make in startups:
Not Hiring a Smart Team in the Early Stage
One of the biggest mistakes that entrepreneurs usually make in the early stages of their startups is not paying enough attention to great team building. Not hiring smarter people sooner in a startup hampers growth and progress of it.
It is not just the goal that is important but the team that makes it happen. Entrepreneurs often get absorbed in their purpose that they forget to keep their eyes open for the smart talent. This simple mistake turns out to be really expensive with the time.
Being Too Generous with Equity
Another big mistake that a lot of entrepreneurs commit in a startup is that they sometimes become too generous with their equity. Equity is not something that can be taken for granted, rather it is an asset to be preserved. Many entrepreneurs admit that it was the biggest mistake they made in their early stages.
So, instead of letting go of the equity in the employee equity pool, it is important to hold on to it for the right opportunities. Sam Parr, the founder of The Hustle, one of the most popular American media companies admitted that being generous with equity was the biggest mistake he made early on.
Samm Parr
Getting Comfortable After the Success
A quite common mistake and is sure to be the biggest is getting comfortable after getting the success. When entrepreneurs get to savor the new success, they either get motivated or comfortable with it.
Being comfortable might be good for a while but it turns out to be expensive in the long run. An entrepreneur might be able to generate a year’s money in a month and just get comfortable with it. But slowing down after that will only be an expensive mistake for the future of the startup.
Being Cheap
In the early stage of a startup, entrepreneurs tend to think that they can do everything on their own and save up money. Being cheap can be a huge mistake as it ultimately drops the quality of work and wastes the most precious thing that is time.
So, instead of always saving up money, it is important for entrepreneurs to spend the money wisely to get some real help from skilled developers, designers, and more. Distributing the work within a skilled team ensures great quality of work and better money-making capacity.
Trying to Force and Haste Things Up
This is quite a common mistake that everyone tends to make. There is no doubt that the competition in the market is massive and to keep up with it, entrepreneurs sometimes try to force and rush things up. It may work for a while but in a long run it turns true to the statement, “Haste makes Waste”.
This mistake’s result might not be visible immediately but it can lead to various hurdles along the way in the future. Doing the work quickly and forcefully can turn out to be one of the most expensive mistakes for any entrepreneur in a startup.
This is another mistake that entrepreneurs tend to make in startups. The road of entrepreneurship can be a lonely ride. So, to have a support system by their side, entrepreneurs bring in a new partner or co-founder without thinking much.
It is always better to partner with people who are already known and trustworthy. Having someone unknown leads to conflicts, and there is always a lack of trust, which ultimately hampers the success of a startup. Many entrepreneurs believe this to be an expensive mistake made by them in their startups.
Trying Too Many Things at Once
Entrepreneurs are known for their multi-tasking skills. But in many cases, they admit that this is a mistake that can be quite expensive for a startup. Entrepreneurs try to cover too many things all at once. This prevents them from fully focusing on one particular goal.
The most important thing is to always keep the main goal in mind and do things along the way. But when entrepreneurs start giving attention to too many things, they get distracted from the main goal, which makes for a really expensive mistake on their part.
Stressing Over Bad Outcomes
Another mistake that proves to be expensive for entrepreneurs in startups is when they stress too much over the bad outcomes. Many entrepreneurs believe this to be one of their biggest mistakes as it demoralizes them and ultimately leads to more negative outcomes.
Everyone needs to understand, accept and learn from their mistakes rather than stressing over them for too long. Stressing too much creates distraction, and burnout, and can lead to some of the biggest mistakes in a startup. If Elon Musk had stressed the failure of his cyber truck, he would not have been able to stay at the top till now.
Elon Musk Cyber Truck
Having a Rigid Vision
One of the biggest mistakes that entrepreneurs make in startups is being too rigid with the vision. Entrepreneurship is a process of continuous learning. Having a vision is essential, but not being flexible about it along the way, makes for an expensive mistake in any startup.
Running a startup is about continuous discussions, focus on new market trends, understanding users, taking in the feedback, and more. So, not validating the transitions and being rigid only leads to a dead end.
Another biggest and most expensive mistake that some entrepreneurs make is indulging in professional branding even before the startup is ready for it. Creating a mark in the market with branding is important but spending too much on it in the early stage robs the entrepreneurs of the funds that are otherwise essential for the future.
Getting into professional branding too soon can be a huge risk that might pay off well or just turn out to be a horrible and expensive mistake for an entrepreneur.
Conclusion
The journey of a startup is full of highs and lows. There are days full of celebration of success and there are days full of regrets too. No matter how perfect the team and systems are, there is always scope for some mistakes to happen along the way.
The above-mentioned are some of the biggest and most expensive mistakes that entrepreneurs make in startups. One can always learn from these mistakes and try to avoid them as great entrepreneurs are not the ones who do not make mistakes every now and then but the ones who also learn how to deal with them.
FAQ
What are the expensive mistakes entrepreneurs make in the early stage of a startup?
Not building a smart team
Being too generous with equity
Trying to force things up
Trying too many things at once
Having a rigid vision
Getting into a partnership without thinking
What are some biggest mistakes that startups make?
Obsessing over funding
Waiting too long to start
Losing focus
Forgetting the competition
What mistake should small businesses avoid?
Small businesses should avoid paying too much for the services.
Do successful entrepreneurs make mistakes?
Yes, even successful entrepreneurs make mistakes, sometimes out of too much excitement or simply out of the wrong ability to judge the outcome.
The concept of crowdfunding has just started to gain momentum in India. ‘Funding’ is the first problem new people, entering the world of business for the first time, find it difficult.
Startups have to turn to institutions and angel investors because there is a lack of funds for bootstrapping or a lack of help from friends or family. But banks tend to refuse business loans for first-time entrepreneurs and often ask for huge collateral. Sometimes, it’s difficult to convince investors also. That crowdfunding platforms can play a key role in helping entrepreneurs make the most of their ideas.
Crowdfunding is defined as a pooling of resources by a group of people for a common goal. In this concept, common mass is approached to raise funds for your idea execution, project, startup, or cause.
According to a survey conducted, less than 2% of the companies end up raising funds from professional investors. This is large because of reasons ranging from non-scalable businesses to the lack of exits. The rest 98% still need to raise funds to take their startup to the next level.
Some of the popular crowdfunding sites in India are Kickstarter, Wishberry, Indiegogo, FuelADream, Fundable, Ketto, Catapooolt, and Milaap which not only help Startups or individuals to launch a product but also test the acceptance of the product in the market.
If we compare the crowdfunding market in India to that of the United States, we are still considerably smaller. However, if estimates are to be believed, this can soon change.
Let’s see how does crowdfunding works in India for businesses and startups and its benefits.
In the donation model, individuals make a financial contribution to a project without any expectations of financial benefits.
Lending Model
In this model, individuals will lend money to the project with the expectation of being repaid under the terms and conditions agreed.
Reward-Based Crowdfunding
In reward-based crowdfunding, people contribute to your campaign and you give them a reward in return. The reward could be a DVD of the Film, The Gadget, etc. Equity cannot be given as a Reward.
Investment Model
In the Investment model of crowdfunding, the investor receives an equity stake in the project. Equity-based crowdfunding is not so common in India. Crowdfunding is becoming a lifeline for new entrepreneurs and small businesses as it helps them in many ways without losing much equity. Let’s see how crowdfunding helps startups and businesses in India.
How to Build a Crowdfunding Website or Platform in India?
Easy Steps to Create a Crowdfunding website or platform:
Find a Crowdfunding Niche
Choosing a niche helps to classify your site from others, and can also provide value to your campaign creators and sponsors. Every new crowdfunding website or platform is dedicated to a niche. That means that the website will host crowdfunding campaigns for one particular matter or kind of product.
This is due to the big platforms that are available to crowdfunding creators. There is no use in trying to compete with the bigger crowdfunding platforms on the internet because you will likely lose.
Use Crowdfunding Technology
Search for the right technology that you want to use for your Crowdfunding website. Not all technology is paid, but when it comes to running a successful Crowdfunding platform, you want to be sure that there are no faults so users have a great experience on your website.
You get what you pay for, if you use free Crowdfunding software, do not be surprised when something goes wrong with your website. Choosing a SaaS (Software as a Service) product can provide you with real-time support. This way you can get your site up and running fast, with as few issues as possible. And if there is a problem on the site, you are not left to your own to fix the issue.
Connect The Payment Gateway
It is usually best to open up a new bank account for the Crowdfunding platform if you are serious about taking a transaction fee on the donations to the website. If you were not already known, most Crowdfunding websites are taking a transaction fee on each donation to the campaigns on the site.
This is a great way to generate an income on the side, by utilizing Crowdfunding. Depending on the usage of the platform, a bank account can be set up and connected to the payment gateway to receive a transaction fee.
Add The Content
Once you are finished choosing the niche, platform, and connecting your payment solution to your bank account, next, is the most time-consuming step, adding the content to your platform. You should have access to the front-end source code, to manipulate the User Interface (UI) to your standards.
You will be restricted by the default UI and features from the product if you do not have access to the front-end source code. It is best practice to create all of the content, and have all of the images/videos ready before adding the content to the site. This can save a lot of time by simply copying and pasting the content onto the site.
Launch The Platform
Once the platform is all set up, the next step is to launch the platform. Before launching the platform, however, it is recommended to have Crowdfunding campaigns ready to host their campaign on your platform before launching.
The first handful of campaigns on your new platform is likely going to be from friends and family. If those campaigns are not available, you need to start searching for campaigns by joining online communities in your niche, and in the Crowdfunding industry.
Market The Platform
The website is finally created and launched on the internet. The last step is to market the platform. The whole idea is to market the Crowdfunding platform successfully so that many campaign creators are approaching you to create a campaign on your platform. This way, you do not have to do any work to make money. This can be a great solution for those that want to generate monthly revenue by simply approving or disapproving Crowdfunding campaigns.
Starting up a company is a very risky and challenging journey. Launching a crowdfunding campaign hedges these risks and serves as a valuable learning experience. Crowdfunding as it is today allows an entrepreneur to gain market validation and avoid giving up equity before going all out and taking a product concept to market.
Crowdfunding Saves Equity
Crowdfunding is a great alternative way to fund a venture and it can be done without giving up equity or accumulating debt.
Crowdfunding As Marketing Tool
An active crowdfunding campaign is a good way to introduce a venture’s overall mission and vision to the market, as it is a free and easy way to reach numerous channels.
Crowdfunding Proves The Concept
Showing investors and convincing yourself that your venture has received sufficient market validation at an early stage is hard. Crowdfunding makes this possible as people get to know about your product and show their response.
Crowdfunding Helps to Brainstorm Ideas
One of the biggest challenges for small businesses and entrepreneurs is to be able to cover all the holes that a venture might have at an early stage. By having a crowdfunding campaign, the entrepreneur has the ability to engage the crowd and receive comments, feedback, and ideas.
People who view the entrepreneur’s campaign and decide to contribute are ones that believe in the success of the company in the long run. In essence, these people are early adopters. Early adopters are very important to every business, as they will help spread the initial word without asking for anything in return. Such people care about the venture’s brand and message and are likely to be loyal customers throughout their life.
Crowdfunding is Easier Than Traditional Applications
Applying for a loan or pursuing other capital investments are two of the most painful processes that every entrepreneur has to go through, especially during the early stages of the company.
Crowdfunding is Free PR
The momentum created by successful crowdfunding campaigns attracts potential investment from traditional channels and attention from media outlets. Success stories make for interesting reading, and reporters are always hungry for them.
Crowdfunding Provides The Opportunity of Pre-selling
Launching a crowdfunding campaign gives an entrepreneur the ability to pre-sell a product or concept that they haven’t yet taken to market. This is a good way to gauge user reaction and analyze the market in order to decide whether to pursue or pivot on a given concept.
Crowdfunding is Free to Launch
Launching a crowdfunding campaign on some of the platforms is absolutely free. You will be charged a minimal fee when you raise funds.
This is the major step where most of the crowdfunding projects fail in India and the project creator never realizes it. As crowdfunding is a very niche stage in India, it is very important for crowdfunding platforms to help project creators in creating projects and help them to shape their projects for an Indian audience. Choose your crowdfunding portal wisely.
Every crowdfunding platform in India takes a different approach to projects. Do little research on all the portals. Talk with some platforms, regarding your project and find out which crowdfunding platform fits perfectly for you.
Create the Perfect Pitch Video for your Crowdfunding Project
This is the most important factor which most of the people in India forget. Most people see Kickstarter and create crowdfunding projects, thinking that they’ll get millions overnight, which is never true.
Entrepreneurs need to understand the mentality and psychology of Indians, compared to other nations. Indians love giving. We give millions and billions of rupees every year in temples and charity but when it comes to lending a hundred rupees to some person we think thousand times. That is where your crowdfunding video and description play a vital role in raising funds from them.
Most people judge a crowdfunding project by just looking at the video. Make your crowdfunding video short and simple. Don’t add fancy 3D imaging graphics or VFX in the video. Nor add too much animation to it. Keep it to the point, make it clear.
Remember, your end result from this video is money, not entertainment. Show your product, show yourself, your team, your workspace, your past work, and tell why someone should fund you or what change your project is going to make in society. This helps to build trust for the contributor.
Project Description
Write a detailed description but add attractive graphics along with it. In observation, it was found that most of the people in India write 2-3 lines or 1-2 paragraphs without graphics in their description. Writing only 2-3 lines shows that you are not serious about your product.
A dedicated investor would never be investing in your project without knowing in detail about it. It is suggested to keep long description, as the one who is going to give a large amount of money to a stranger will surely want to read everything.
Create a graphic picture that shows your product, your rewards, your timeline when you’ll deliver me rewards, and most importantly, your product specification.
Rewards
You need to understand that in India, most of the target audience is the middle class. Nobody will be willing to give more than 5% of their monthly salary unless you’re giving them something cool in return.
Only rich people will give your project above Rs 5-10K and that if you’re giving them a customized product or something special in return. You need to consider giving a special reward gift in return which provides them emotional value. For example, you can give them your product with a celebrity’s signature or better, help them meet the celebrity.
PR (Public Relation)
Most of the people in India are unaware of crowdfunding. So, it is very important for the project creator to get the right reach of the right audience. Once your crowdfunding project is ready, you need to decide your communication strategy before making the project live.
Create a mailer list, from your school friends to current enemies. Tell them all about your project and ask them to fund it once the project is live. Don’t be ashamed, be straightforward in asking to fund your project. If they don’t fund it, at least ask them to share a word of mouth or a small post on their social media. It will help you to raise a little fund. Then, it’s time for PR.
Get in touch with all your press contacts and tell them about your crowdfunding project. If you don’t have any contacts, hire a PR agency. If you can’t hire a PR agency, ask your crowdfunding portal to do PR on your behalf.
Some of the crowdfunding platforms in India help with that too. PR or Public relations are a crucial factor in any business. You need to have credibility in writing to prove your genuineness and potential in your PR.
News articles will help you to achieve this and act as a backbone. It’ll also help you to get strangers to know about your project and in some cases, raise funds from them.
Get in touch with bloggers who write articles regarding your project field. Let them know about your project and ask them to write an article on your project. Choose a blog with good reach and engagement.
Social Media and Follow-up
Build a social media strategy and create some unique campaigns surrounding your project. Social Media will help you to get that boost for making your project a success. A creative campaign will help your project go viral and even to reach the audience who’ll fund it.
Do Facebook posts thrice a day.
Interact with strangers on Twitter by tweeting, hourly.
Tell every possible person on the internet about your project.
Send emails to all your contacts regarding your project, weekly.
Take a follow-up via email or phone with the people who said they’ll fund your project or showed their interest.
Connect with writers who wrote about your project in news articles or blogs. Ask them to update their articles about your new achievement.
Put yourself in the investor’s shoes and see what you will want to see if someone asks for money from you.
Crowdfunding is a good option for new startups with people and investors getting aware of it. It is a platform to show your product to investors if you do not have many contacts in the business world. The main advantage of crowdfunding is that you do not necessarily have to lose equity while raising funds. However, the Indian crowdfunding system does work in that way a lot.
There might be some people who will fund you without equity but you will get the majority of the funds from professional investors who will demand equity in your company. It’s your job to choose the right crowdfunding option.
FAQs
What is crowdfunding and how does it work?
In its simplest form, crowdfunding is getting others to finance the creation of a product, project, business, or work of art. It’s extremely advantageous for entrepreneurs and eliminates the overbearing upfront costs that stop most startups before they begin. It uses a web-based platform or social networking sites to solicit funds for the fundraiser by showcasing the story to potential donors or investors.
What are some of the benefits of crowdfunding?
Crowdfunding can be a fast way to raise finance with no upfront fees in businesses. Pitching a project or business through the online platform can be a valuable form of marketing and result in media attention. By sharing your idea, you can often get feedback and expert guidance on how to improve it, etc.
What are some of the popular crowdfunding platforms in India?
Kickstarter, Wishberry, Indiegogo, FuelADream, Fundable, Ketto, Catapooolt, and Milaap are some of the popular crowdfunding sites in India.
What is an example of crowdfunding?
An example of a successful crowdfunding project is The Veronica Mars Movie Project. Fundraiser Rob Thomas used crowdfunding to fund the movie. The project was a great success surpassing their $2 million goals by an additional $3 million. The crowdfunding project also gained international reach.
Motilal Oswal Financial Services Limited is an Indian diversified financial services firm offering a range of financial products and services. The company was founded by Motilal Oswal and Raamdeo Agarwal in 1987 as a small sub-broking unit, with just 2 people running the show. The company is listed on BSE and NSE stock exchanges. The company offers loans for home, construction, composite, improvement, and extension in India
The company entered into investment banking in 2005, followed by private equity fund in 2006. The company focuses on customer-first attitude, ethical and transparent business practices, respect for professionalism, research based value investing and implementation of cutting edge technology. Which have enabled the company to blossom into an over 6000 member team. On January 2010, Motilal Oswal Financial Services Ltd. set up Mutual fund business named as Motilal Oswal Asset Management Company (MOAMC).
Today we are a well-diversified financial services firm offering a range of financial products and services such as Private Wealth Management, Retail Broking and Distribution, Institutional Broking, Asset Management, Investment Banking,Private Equity, Commodity Broking, Currency Broking, and Home Finance.
They have a diversified client base that includes retail customers, mutual funds, foreign institutional investors, financial institutions and corporate clients. They are headquartered in Mumbai and as of September 2020, had a network spread over 550 cities and towns comprising 2500 plus Business Locations operated by their Business Partners.
Read on to know more about the different Motilal Oswal business models and how you can work with them!
Motilal Oswal Franchise model is one of the multiple business models this full service stockbroker has to offer to potential business takers. The broker claims to have a presence in around 570 cities and 2200 plus locations across different parts of the country. Furthermore, there are around 2300 business partners associated falling in one business model or the other. It entered into the foray of franchising in the year 1999.
Motilal Oswal has a partner strength of more than 1400 through its various business models and provides services at both retail and institutional levels such as Motilal Oswal Demat Account opening Motilal Oswal offers sub broker business models through which their approach towards business partners is that of being an extension of their brand and an extension of the family. This full service stockbroker claims to provide the following benefits to its business partners:
Back office Support – Helps in Risk management and Business operation Assistance.
Stock market research and advice – helps in research reports, Advisory, strategies.
Business development opportunities – helps in onboarding assistance, mentorship programs and Technology support through an exclusive mobile app.
Technology assistance through trading products – helps in trading platforms and portfolio tools.
You can be a Motilal Oswal business partner in the following ways:
Franchise
Individual or businesses that are looking to expand their financial footprint can opt for the Motilal Oswal franchise model. You need to have a requisite office space along with a small team that can handled day to day operations. Entrepreneurs who think they have a dream to grow big and have the passion and the capability to pursue the journey towards their dream. With all the initial expenses taken care of, you get a revenue sharing of 60% of the brokerage generate by them.
The eligibility for this model are good and consistent reputation in the financial space, a refundable deposit of INR 3 lakh to be made to the full service stockbroker and an experience of 2 to 3 years in the streams of broker or sub broker. They must also have a minimum investment of INR 5 lakh to INR 10 lakh at the onset with reasonable wallet for infrastructure related expenses and an area of 150 to 200 sq. ft. to set up an office in a year.
Benefits of joining Motilal Oswal are:
Comprehensive Business development Initiatives.
Strong Mentorship form Senior Management.
Robust Back Office and Operations Support.
Solid Research and Solid Advice.
How Motilal Oswal will build your business:
Superior Technology Platform for Multiple Products.
Dedicated Onboarding and Engagement Services.
Time tested and proven New client Acquisition strategies.
Full proof client shifting/business migration process.
Employee to Entrepreneur
This program is specifically for people who are either an employee at a stockbroking house or have a reasonable experience in the stock market. The eligibility criteria for this business model is that you must either be an employee of any stockbroking company or must be direct stockbroking experience. It’s for those who want to start their own business. Even in this model you get to keep a specific percentage of the overall revenue generated through your addition to the program. This percentage can range from 30% to 40% of the overall revenue.
The benefits under this model are:
No limits to your career growth.
Opportunity to create a legacy for your future generations.
Extend your working life with your own business.
Customize your business according to your area of expertise.
How Motilal Oswal can help in the employee to entrepreneurs sector:
Get insights from our entrepreneurial experience of growing a broking business.
Get a product suite to fulfill every need of your client.
Get access to our famed Solid Research and Advice.
Get readymade Back Office Infrastructure and Risk Management Systems.
Remisier
This business model of Motilal Oswal does not require any upfront capital expenditure to set up the business. An individual looking to spend nothing on the office infrastructure cost may try out this business model. The idea is simple, they provide interested business leads to Motilal Oswal and brokerage generated from the converted clients will have a share for the remisier. However the broker claims that it will provide all kinds of tools, research and other related assistance for client/lead acquisition.
The eligible criteria for setting up a remisier business model with Motilal Oswal are reasonable reputation and hold of potential client base in the financial space, sales experience of at least 2 to 3 years of financial products, an operational expense capacity of INR 1 lakh. Entrepreneurs wanting to set up their business at no capital cost and largely work independently.
The benefits of this model are:
Build your business with minimal costs.
Complete infrastructure support available.
No initial set up costs. Robust advisory support.
Dealing support at branches.
How Motilal Oswal can help set up their business:
Zero Infrastructure and support costs.
Superior Technology Platform for multiple products.
Support at local branches for dealing.
Support for new client acquisition.
Motilal Oswal Products and Services
Channel Partner
This business model of Motilal Oswal channel partner is more of a collaboration with the broker rather than working under the broker. In case you are already working with a specific set of clients for stock market trading, then you may choose to opt for this business model. The idea, in this case is to offer the existing client base of yours with other potential investment opportunities apart from the ones they are already into.
The eligibility criteria in case of a channel partner program is an active set of clients trading or investing in the stock market. Since channel partners are going to bring investor base to the full service broker, they get better revenue sharing on new investment products sold (which is anything from 50% to 60%). Those who would like to collaborate with us to cater to a wider range of clients and partake in the revenue pie of the complete financial intermedia on opportunity.
Benefits of being Motilal Oswal channel partner:
Comprehensive business development initiatives.
Strong mentorship from senior management.
Robust back-office and operations support.
Solid research, advice and advisory products.
How Motilal Oswal help build your business:
Superior technology platform for multiple products.
Dedicated customer acquisition and Engagement Services.
Staffing & training support.
Multiple Assets – one stop shop for your clients.
Digi Partner
It is a unique partnership model where you’re end to end business right from acquiring clients, account opening, business operations, product suggestions, advisory product Investments, and moderation is done digitally. As the name suggests, Digi-Partner is a unique partnership model where you’re End to end business right from acquiring clients, account opening, business operations, product suggestions, advisory product Investments and moderation is done digitally.
Benefits of joining Motilal Oswal Digi Partner:
No compulsion of office infrastructure.
Online Funds & Securities pay-in and pay-out facility.
Call-N-Trade dealing service support.
Easy client account opening plus lucrative brokerage.
How the company can help you build your business:
Extended business development support.
Dedicated reactivation desk.
Technology support with Uppermost.
Multiple asset classes to cross sell.
Motilal Oswal – FAQs
What is Motilal Oswal Sub Broker Commission?
Taking into account the entitlements, precisely in terms of the revenue, there is a higher ratio of revenue that you will retain. There is a flexible revenue sharing provided by the stockbroking house, where 60% – 80% is provided to the sub-broker.
Which is the cheapest brokerage in India?
5Paisa is a part of IIFL (India Infoline) and offers the cheapest stock brokerage in India. IIFL launched 5Paisa to offer a lower brokerage platform for its clients and to compete with the fast-growing discount broking industry.
What is the lowest brokerage charges in India?
The minimum brokerage charge by the full-service brokers is the minimum commission they charge for trading with them. With a brokerage of 0.50%, if the total trade value is less than INR 7000, you will pay the minimum brokerage amount of INR 35.
Which broker is best in India?
Zerodha is one of the best brokers in India.
Who owns Motilal Oswal?
Passionate Investment Management Private Limited is the parent organisation of Motilal Oswal.
