In consideration of this code-writing AI agent, it may represent an auxiliary means for converting ordinary language into executable code. The AI can read your input, understand the code’s real-world significance, and translate this instruction into appropriately functioning code. One could think of it as a partner, which speeds up work processes, fixes bugs, and lays out difficult tasks in simple terms. Tools like such receive training over many examples, thus knowing diverse coding styles and demands. So, they not only write code but also give valuable advice, debug errors, and maintain the context. Possible helpers for both novice and expert coders, they save time on tedious and repetitive tasks.
Developers and programmers who want AI-assisted code suggestions, completions, and documentation help
GitHub Copilot – Best AI Agents for Writing Code
GitHub Copilot is the most recommended AI tool for coding. It smoothens and accelerates programming processes. Integrated into the major IDEs with instant suggestions for code, full function writing, and also explaining the code or docs. You can have a conversation with it, request assistance from it, and complete those boring tasks. It supports many languages and suits various styles, whether coding is done singly or in a large team. It knows what your work context is, so its recommendations appear natural. It brings you inspiration, helps you learn, and keeps you productive because instead of fighting with errors or boilerplate, the focus is off toward real building.
Pros
Covers a broad swath of programming languages and frameworks.
Seamless compatibility with the most widely used IDEs
Becomes a mentor in giving syntax recommendations and coding patterns
Cons
could corrupt the code by adding bugs or errors without proper checking.
May develop dependency
Pricing
Plan
Pricing
Team
$4/user/month
Enterprise
$21/user/month
Replit
Website
replit.com
Rating
4.4
Free Trial
Yes
Best For
Developers, learners & teams needing cloud IDE + AI assistants for building, deploying & collaborating
Replit – Best AI Agents for Writing Code
Replit is an AI helper that assists anyone in making apps in the browser from an idea. There is no set up involved and no installation, just chat and share your vision and have the complete runnable code in a matter of minutes. Their AI can debug, explain how the code works, and improve features; hence, it makes software development feel light. Replit also excels at collaboration; you can do code together, deploy to the cloud at the speed of lightning, and use it on any device in real-time. With support for over 50 languages, it has fit up to many use cases.
Pros
No setup—just open it in the browser and start coding.
Developers who want an AI-powered code editor with autocomplete, agents, and context-aware coding tools
Cursor – Best AI Agents for Writing Code
An AI code editor from website to prompt to deploy: Cursor is smart and faster. It looks and feels like VS Code; AI, however, is embedded in its heart. You can give it high-level notes, and it will carry them through to full-blown refactors, code tips, or clear documentation. The agent mode is capable of doing full-end intensive tasks while you remain in command. With awesome tab systems, in-built Git, and access to top AI models, Cursor keeps the mix of codebase knowledge, rapid refactoring, a live terminal, and web document search. Through these, you can now navigate the trickiest work and sprint ahead — either to build something new or polish up an existing project.
Pros
Built-in inline prompts and multi-file refactoring.
Functions with all the top models (e.g., GPT-4, Claude, Gemini), with live web lookups.
On-demand code documentation with pre-emption, with real-time previews.
Cons
Will not fare well in extremely large and complex codebases
Launching new AI models or features tends to be unstable.
Pricing
Plan
Pricing
Pro
$20/month
Ultra
$200/month
Tabnine
Website
tabnine.com
Rating
4.0
Free Trial
Yes
Best For
Developers wanting a private, AI-powered code assistant supporting many languages and IDEs
Tabnine – Best AI Agents for Writing Code
Tabnine is an innovative AI code assistant, accelerating the pace of typing up codes. It also contributes to keeping projects safe. Essentially trusted by both startups and large teams, Tabnine integrates seamlessly into the most common IDEs in providing smart code suggestions and instant documentation while turning design files into codes. It takes into consideration each developer’s habits while learning from team codebases to make different recommendations. Tabnine runs multiline completions based on project context, increases debugging efficiency, and flags unsafe code, ensuring that engineers remain compliant. Tabnine does not impact privacy regardless of whether you use SaaS, private cloud, or on-premise, but scales up and down efficiently.
Pros
Heightened emphasis upon security, privacy, and compliance
Multi-line context-aware completions and document generation
Real-time code review and pull request agent
Cons
Can hog memory and CPU resources, slowing down IDEs
Not all advanced features in the free tier
Pricing
Plan
Pricing
Dev
$9/month
Enterprise
$39/user/month
Qodo
Website
qodo.ai (formerly Codium)
Rating
4
Free Trial
Yes
Best For
Developers needing AI-assisted code review, test generation, and code integrity tools
Qodo – Best AI Agents for Writing Code
Qodo is a coded AI agent that holds all kinds of coding strong throughout the software life cycle. It codes, builds unit tests, and reviews pull requests with ease. Qodo shows the user’s team style and gives intelligent, context-rich tips. It can write clear docstrings and explain source code without hiding anything. Task planning, coverage checks, and agent-driven flows leave fewer gaps in projects and facilitate smoother merges. Qodo comes equipped with SOC2-ready guardrails and works on many IDEs, boasting a quick and clean interface. From lone coders to grand teams, it adapts quite well. Its multi-agent system and deep code indexing make teamwork easier, while reducing the hustle of large, complex projects.
Pros
Full cycle support—code, test, review, merge, explain-in-one.
Context-aware agents suggest specific fixes and risk summaries.
Building full-stack web & mobile apps quickly using natural-language prompts; great for solopreneurs & makers.
Bolt – Best AI Agents for Writing Code
Bolt is an AI agent that facilitates speedy and efficient app development like we have not known before. It claims to rescript app development as one based on conversation and browsing instead of a small window in some code editor application. Speak a simple language about your idea, and Bolt builds full-stack applications-few frontends, back ends, and databases-with hundreds of prowling easy ownership of source code and exporting it. It integrates code generation, error detection, and visual editing, commonly used frameworks, real-time support for collaborative editing, and a plethora of other integration models. Bolt can customize prompts to fit the sole hacker or even larger teams and combine with such tools as third-party apps like Figma.
Pros
Really fast and good in prototyping for MVPs and demos.
Connects with everything, from KDDI to Figma, Netlify, Github.
Full manual override with hybrid AI/manual editing.
Cons
Performance bottlenecks are observed for large-scale projects.
Polishing manually would generate code for production.
Pricing
Plan
Pricing
Pro
$25/month
Teams
$20/member/month
Enterprise
Custom
Windsurf AI
Website
windsurf.com
Rating
4.5
Free Trial
Yes
Best For
Developers and teams wanting an AI-native IDE with agentic workflows, code-autocomplete, and full codebase context.
Windsurf AI – Best AI Agents for Writing Code
Windsurf AI is a next-generation agent-driven coding ecosystem aimed at helping teams and individual developers automate the entire cycle of software creation from inception to completion. Its Cascade agent does a deep scan of codebases, proposes multi-step edits, and runs commands on actual projects without the endless context-switching. Windsurf AI marries powerful LLMs, multi-repo support, and real-time code generation in a fast, native IDE compatible with VS Code, JetBrains, and IntelliJ. The whole system is tuned for speed and large projects, capable of supporting rapid prototyping as well as enterprise-grade security.Windsurf is ideal for partnerships in coding, robust reviews, and AI-first workflows on any platform.
Pros
Agentic automation for planning, code writing, review, and deployment.
Multi-repo indexing and cross-project suggestions.
Fast IDE with low memory, built for team collaboration.
Cons
Could miss manual fine-tuning in context automation.
Pro features (advanced models, collaboration) require paid plans.
Pricing
Plan
Pricing
Pro
$15/user/month
Teams
$30/user/month
Enterprise
$60/user/month
Figstack
Website
figstack.com
Rating
4.5
Free Trial
Yes
Best For
Developers who need explain-code, docstring generation, language translation, and time complexity analysis tools
Figstack – Best AI Agents for Writing Code
Figstack is a smart AI-based coding agent meant to make coding easy, irrespective of experience, to read, understand, and document. Trained over billions of examples, Figstack can quickly produce natural language summaries for complex code, generate clear docstrings, translate code between languages, and measure time complexity which clarifies how efficient an algorithm is, so that users can find and eliminate bottlenecks in code quickly. Smooth integration with GitHub and support for a multitude of languages facilitate collaboration with others. It can be helpful, for instance, when learning how to read archaic code, or it could automatically write documentation for new projects.
Pros
Positive attributes so unique:
It offers powerful natural language code explanation that aids in learning
Multi-language support also enables work through different technology stacks.
Cons
Free plan offers limited credits to heavy users
It always requires the latest platform updates to access the new features.
Pricing
Figstack offers custom pricing; contact them for a quote.
Codiga
Website
codiga.io
Rating
4.6
Free Trial
No
Best For
Developers & teams for AI/static code analysis, security scanning & automated code reviews
Codiga – Best AI Agents for Writing Code
Codiga keeps developers equipped with skills to write secure, clean, and high-speed code effortlessly thanks to its AI coding agent. Its real-time static analysis engine detects bugs, security vulnerabilities, and code smells in your coding when using such IDEs as VS Code and JetBrains. Further, Codiga joins teams through the sharing of smart code snippets, carrying out automated reviews, and enforcing custom rules in projects. Continuous integration feels at home thanks to GitHub, GitLab, and Bitbucket integration. It provides instant feedback, clear docs, and intelligent code tips that save time. Codiga increases velocity and quality for solo developers and teams alike.
Pros
Real-time, powerful static code analysis
Automated code reviews and indicated major issues before merging.
Advanced snippet manager speeds up reuses and onboarding.
Cons
Progressive features loop beginners into complexity
Codiga offers custom pricing; contact them for a quote.
AskCodi
Website
askcodi.com
Rating
4.5
Free Trial
Yes
Best For
Developers seeking AI-powered code generation, debugging, documentation, and multi-language support
AskCodi – Best AI Agents for Writing Code
An AI coding agent, AskCodi helps developers quickly and intelligently get solutions for any phase of the software development lifecycle. Getting real-time suggestions on code, finding errors, code translation, and document generation for more than 20 languages are its primary functions. Among others, AskCodi can refactor code, create unit tests, generate Makefiles, explain logic, and build queries for databases or regex patterns. You can test code instantaneously with sandbox apps while big-O analysis, collaborative Codespaces, and deep IDE integration save countless hours for teams and single developers alike. AskCodi has been designed with privacy in mind with flexible modeling in which answers, learning, and reviews are just a prompt away.
Pros
wide variety of unique coding, testing, and documentation tools.
Code generating, refactoring, and bug detection in 20 or more languages.
Real-time IDE integration with cloud Codespaces for team projects.
Cons
Some of the suggestions, however, require extra testing or refinement in the prompts.
Autocomplete capability outside of VS Code is limited.
Pricing
Plan
Pricing
Monthly Plan
$5 / 4M tokens/month
Yearly Plan
$4.17 / 48M tokens/month
Conclusion
An AI coding agent is thus an online platform that relies on AI to change the way software creation is done: these engines grant quick suggestions, automatically fixing bugs, automating repetitive coding activities, and mainly saving developers from thinking about the abstraction. Further, it is optimized for collaborative, clean, and easy-to-update code. Indeed, with support for several languages, these agents would smoothen coding experience both for novice and advance programmers making it easy for a small team to create large applications. It aids hands-free smart automation-inducing cost cut savings, early bug catching, and meeting deadlines. And since they keep learning from their experiences, these agents always push coding forward, simplifying, and making it more intelligent.
Swiggy Ltd., an on-demand convenience platform, announced on 2 December that it has extended its Bolt 10-minute meal delivery service to more than 400 Indian cities and towns. According to a statement from Swiggy, Bolt was first introduced in Bangalore, Chennai, Hyderabad, New Delhi, Mumbai, and Pune. Today, it operates in Jaipur, Lucknow, Ahmedabad, Indore, Coimbatore, and Kochi.
The 10-minute meal delivery service has been extended by Swiggy to Tier-2 and Tier-3 cities, including Roorkee, Guntur, Warangal, Patna, Jagtial, Solan, Nashik, and Shillong, the company said. According to the report, the states with the greatest Bolt adoption rates are Andhra Pradesh and Telangana, followed by Haryana, Tamil Nadu, Gujarat, West Bengal, Rajasthan, and Punjab.
Closely Working with Restaurant Partners for Bolt
In order to maximise order priority for Bolt orders that contain food products that require little to no preparation time, Swiggy stated that it is actively collaborating with eateries.
There is no incentive for quick delivery, and delivery partners are not made aware of the difference between Bolt and standard orders for their own safety. According to the corporation, Bolt’s current delivery radius of 2 kilometres fosters familiarity and allows for quicker delivery. Additionally, it stated that giving priority to delivery executives who are nearest to Bolt stores maximises delivery speed.
Features of Bolt
Bolt, which was created with speed in mind, specialises in foods that can be served without sacrificing quality, freshness, or taste. Swiggy further stated that it offers a selection of over 10 lakh dishes from over 40,000 restaurant partners.
Bolt is transforming the dining experience for patrons. It was simple to decide to expand Bolt given the positive feedback the company has received thus far and the increasing enthusiasm from local and national eateries. According to Rohit Kapoor, CEO of Swiggy’s Food Marketplace, the company is excited to expand this experience to even more cities and homes.
It has collaborated with local businesses like Gwalia Sweets in Ahmedabad, Karachi Bakery in Hyderabad, Shiraz in Kolkata, Irani Cafe in Pune, and KFC, McDonald’s, Burger King, Baskin Robbins, and Starbucks. Restaurants in Tier II cities, such as Baap of Rolls in Roorkee and Varalakshmi Tiffins in Guntur, report that Swiggy Bolt processes more than 10% of their orders.
The industry leader in meal delivery, Gurgaon-based Zomato, tried 10-minute food delivery in 2022 but ended the trial programme and introduced Zomato Everyday instead. In comparatively shorter amounts of time, Zomato Everyday delivers meals made by home cooks from central kitchens.
Swiggy’s this Year’s Performance
In the quarter that ended in June 2024, Swiggy recorded a gross order value (GOV) of INR 6,808 crore, up from INR 5,959 crore during the same period the previous year. During the April–June quarter, the firm had 14.03 million monthly transacting consumers.
According to a research report published on November 25 by broking firm UBS Securities, Swiggy’s GOV for food delivery grew more slowly than Zomato’s in the first quarter of fiscal 2025, but both businesses are predicted to grow at comparable rates starting in FY26.
Company Profile is an initiative by StartupTalky to publish verified information on different startups and organizations.
One-click checkout has emerged as a game-changing technological solution in the world of e-commerce. With this revolutionary solution, online businesses can simplify their checkout process and reduce the likelihood of cart abandonment, resulting in increased sales. Every e-commerce store looks forward to deploying this solution to improve customer experience and ignite conversion rates.
Years ago, Amazon solely had patent rights to a one-click checkout solution. But things changed, and a US-based startup, Bolt Financial Inc., developed its own one-click, lightning-fast checkout software.
Let’s read more about Bolt’s journey, funding, partners, products, growth, competitors, and more.
Bolt Financial Inc. (Bolt) is a financial technology company providing mobile-read checkout software designed for e-commerce sites to incorporate sales analysis, process online payments, and prevent fraud. The software helps retailers strengthen their relationships with shoppers by unlocking lightning-fast, secure, logged-in, one-click checkout.
Headquartered in San Francisco, California, Bolt works in Salt Lake City and Stockholm while serving about 250 merchants and processing nearly $500 million in sales annually. Moreover, around 5.6 million shoppers have signed onto Bolt’s network.
Bolt – Industry
Bolt operates in the fintech industry, the global market size of which was estimated at $110.57 billion in 2020 and is forecasted to grow to $698.49 billion by 2030. The market is projected to grow at a CAGR of 20.3% from 2021 to 2030. Government around the world is supporting fintech tools, platforms, and solutions to increase financial inclusion resulting in industry growth.
Moreover, during the Covid-19 pandemic, the need for digital payment services increased. And the companies like Google Pay and PayPal witnessed a considerable increase in customers and digital transactions. Other key players in the fintech industry are Ant Group, Stripe, Inc., Intuit, Inc., Coinbase, and Adyen Group.
Bolt – Founders and Team
Ryan Breslow and Eric Feldman are the co-founders of Bolt.
Ryan Breslow
Ryan Breslow – Co-founder and Chairman, Bolt
Ryan Breslow is the Co-Founder and Chairman of Bolt. He completed his graduation in Computer Science from Stanford University. Ryan has founded multiple companies, including The Movement, Sites by Hand, Prism, Eco, and Love. Moreover, he invested in Cove PBC, Terzo, Permanent, and Green Carbon.
Eric Feldman
Eric Feldman – Co-founder, Bolt
Eric Feldman co-founded Bolt but left the company in 2017. He graduated with Ryan Breslow from Stanford University in Computer Science. Moreover, Eric invested in different companies, including Gradia Health, SphereOne, Practice, Rocket Academy, and FrontRow.
Bolt Team
Maju Kuruvilla
Maju Kuruvilla is the CEO of Bolt. He is a Computer Engineering graduate from Mangalore University and an MBA from the University of Washington. Before being appointed as Bolt’s CEO, he was the company’s COO. Additionally, Maju worked as VP at Amazon, CTO at Milliman, and Software Engineer at Microsoft and Honeywell.
Tina Fan – Chief Customer Officer
Scott Stockberger – Chief Financial Officer
Bob Buch – Chief Business Officer
Tom Berger – VP of Marketing
Currently, Bolt employs approximately 1,000+ employees.
Bolt – Startup Story
Bolt was founded in 2014 by Ryan Breslow and Eric Feldman. Ryan and his friends at Stanford used to mine Bitcoin out of their dorm rooms, but he dropped out to start Bolt with a fellow student, Eric Feldman. Their main motive was to simplify online checkout for consumers and help independent retailers compete with Amazon, the only company with a patent on one-click checkout until 2017. The startup operated out of Ryan’s dorm room. Bolt started as a Bitcoin wallet company but, after some time, pivoted to e-commerce payments.
In mid-2016, the company officially launched its first merchant with the payment solution. In 2018, it began publicly pitching merchants on its fraud protection solution. Bolt launched an Amazon-like checkout in 2019. A year later, in 2020, it launched the ‘Retailers Give Back’ Index. In 2021, Bolt launched the Single Store Account and Payment for e-commerce merchants. The company introduced Virtual Shopper Assistant in October 2022.
The company’s mission is to democratize commerce. Its vision is to set new standards for e-commerce.
Bolt – Business Model
Bolt is a mobile-read checkout software that handles online payments for e-commerce retailers, offers fraud protection, and allows customers to buy products with a single click. This one-click checkout software could be plugged into the existing payment platform of any business to convert more shoppers into buyers. The software allows customers to login into e-commerce sites without a password and instantly checkout.
Moreover, Bolt is fully equipped to support messages, gifts, gift cards, redeem discounts, and easily handle shipping. The company claims that Bolt’s integrated functions can help businesses cut their checkout times from more than one minute to 30 seconds.
Bolt – Products and Services
The product offerings of Bolt include the following:
The Bolt Network
One Click Checkout
Account Creation
Fraud Protection
Bolt SSO
Goodbye, Guest Checkout
Bolt Payments
Merchant Analytics
Product Releases
Checkout Everywhere
Bolt – Challenges Faced
It’s been reported that Bolt often overstated its technological capability and misrepresented the number of merchants using its services in a rush to show growth. Moreover, in the investors’ presentations, the company listed customers before verifying whether those merchants were able to use its technology. In November 2021, one of the company’s biggest customers, Authentic Brands Group, sued it for failing to deliver the technological capabilities it held out as processing.
Even in January 2022, Ryan Breslow abruptly stepped down as chief executive, blindsiding some investors who had invested money into Bolt weeks earlier. Some investors were looking to sell their stakes with customers questioning the company’s technology. In April 2022, Bolt announced a three-month hiring freeze in the staff meeting.
Bolt – Funding and Investors
Bolt has raised $972.1 million over 10 funding rounds. Its latest funding round – Secondary Market Round, was conducted on January 19, 2022. General Atlantic, Westcap, Axevil Capital, Schonfeld Strategic Advisors, and Activant Capital are some leading investors funding the company.
Date
Round
Number of Investors
Money Raised
Lead Investor
January 19, 2022
Secondary Market
1
–
–
January 14, 2022
Series E
9
$355 million
–
October 12, 2021
Series D
11
$393 million
–
December 21, 2020
Series C
5
$75 million
General Atlantic, Westcap
June 16, 2020
Series C
7
$50 million
Westcap
July 9, 2019
Series B
23
$68 million
Activant Capital, Tribe Capital
July 1, 2018
Series B
35
$22 million
Activant Capital
October 26, 2016
Series A
3
$9 million
Long Venture Partners
July 29, 2015
Seed Round
3
CN¥500K
–
January 1, 2014
Seed Round
1
–
RRE Ventures
Bolt – Mergers and Acquisitions
Bolt acquired Tipser on November 24, 2021.
Bolt – Growth
The post-money valuation of Bolt is discussed below:
Year
Valuation
2022
$11 billion
2021
$4 billion
2019
$357 million
2018
$250 million
Its revenue in 2021 was roughly $30 million, and it made $7.2 million in Q1 of 2022. From 10 employees in 2018, the company’s team size has grown to 800 in 2022.
Bolt – Partners
Bolt has collaborated with the following e-commerce platforms, agencies, and solution integrators:
During the journey, Bolt has built an award-winning culture and workplace, with the company being recognized by industry leaders. It is honored by the following listed awards:
Forbes 2019 Fintech50
Fintech 250 by CB Insights
2020 Inc. Best Workplaces
Entrepreneur 360 Bolt
Fortune Best Workplaces in the Bay Area 2020
Great Places to Work (Certified APR 2021 – APR 2022 USA)
Bolt Financial Inc. (Bolt) is a financial technology company providing mobile-read checkout software designed for e-commerce sites to incorporate sales analysis, process online payments, and prevent fraud.
Who are the founders of Bolt Financial Inc.?
Ryan Breslow and Eric Feldman are the co-founders of Bolt.
Who is the CEO of Bolt Financial Inc.?
Maju Kuruvilla is the CEO of Bolt.
Who are the main competitors of Bolt Financial Inc.?
The main competitors of Bolt Financial Inc. include PayPal, Stripe Connect, Signifyd, Apple Pay, Amazon Pay, and Checkout.com.
Rishi Mundra
