Cryptocurrencies are on the rise and as normal individuals, it is high time we acknowledge their potential and worth. Bitcoin hit its highest so far in April 2021 hitting $63,729.5 for 1 BTC. Most people have heard of Bitcoin but are unaware of other types of bitcoin in the digital market. Bitcoin and Bitcoin cash are not the same. We’ll be looking at exactly how different they are, the pros and cons, and what you should invest in.
Bitcoin was made in 2008 as a decentralized digital currency by an individual or group by the name Satoshi Nakamoto. Since the beginning of its use in 2009 when the project went open source, Bitcoin has been gaining popularity. As more people started using this new currency the amount of time needed for transactions to complete was increasing. It took from hours up to days for larger transactions to complete. This led to groups of developers finding their own solutions to this problem. One group went onto developing a new kind of Bitcoin that had up to 8MB of block size allowing more data to be processed which meant the transaction would be faster.
This hard fork from the original bitcoin code was called Bitcoin cash, a new currency and was represented by BCH. Bitcoin cash had a much lower transaction fee, was faster, and still based on the original Bitcoin. In 2018, the maximum block size for BCH was increased to 32MB. Although it has its advantages BCH is less known and lacks the capitalization of BTC. Bitcoin still has a higher hash rate compared to Bitcoin cash.
When Bitcoin cash came into use it offered several advantages over Bitcoin. Although it had technical advantages the people who invest in cryptos mostly invested in what they knew best, what they had experience with. Few people were using Bitcoin cash for transactions and this made it less secure compared to Bitcoin. Looking at the statistics we can easily see the similarities but also the differences.
Chart comparing Bitcoin and Bitcoin CashChat comparing Bitcoin and Bitcoin Cash hash rate
From these charts it’s clear that BCH has never come close to the value of Bitcoin and transactions were always less. BCH had a rise in transactions during its initial days but it has been low since then. The more value a currency has affects its transactions. Currencies with more transactions are relatively more stable and hence reliable. This means that small changes in the market or event affect BTC way less than BCH.
Bitcoin vs Bitcoin Cash: What should you invest in?
The most important question any investor has is which crypto to invest in. This depends on the investor and how they wish to play the market. Statistically, Bitcoin has been doing a lot better than Bitcoin cash, but it has its own advantages. When it comes to day trading, most people prefer a currency with stability. Bitcoin has been mostly stable if we take a look at the trends and this is what most investors look for. The transaction fees for Bitcoin are still a lot higher compared to Bitcoin cash and it takes a while for transactions to complete.The prices of both are expected to go up in the future. So it is up to the investor to choose their currency taking in both the pros and cons.
Bitcoin vs Bitcoin Cash: Conclusion
Bitcoin has always been the currency that everyone knows and everyone talks about. It still maintains its high market capitalization and continues to dominate. Places that accept cryptocurrencies are more likely to accept BTC than BCH. Although Bitcoin cash offers a faster and even better blockchain solution, its value has a long way to go.Technology keeps getting better and new currencies arrive along with it. However, market price and hash rate are key when it comes to investing in cryptocurrencies. For meanwhile, it seems like Bitcoin is the choice to make.
A new kind of Bitcoin that had up to 8MB of block size allowing more data to be processed which meant the transaction would be faster. This hard fork from the original bitcoin code is called Bitcoin cash, a new currency and is represented by BCH.
What is the highest value that Bitcoin has ever reached?
Bitcoin hit its highest so far in April 2021 hitting $63,729.5 for 1 BTC.
What advantages does Bitcoin cash have over Bitcoin?
Bitcoin cash has smaller transaction fees, faster speed and the Bitcoin Cash node is easier to setup.
What indicators should one look for when investing in crypto currencies?
Market price and hash rate are key indicators when it comes to investing in cryptocurrencies.
Adani Group is not just a name, it is one of the most popular brands from India that enjoys a towering reputation amongst the companies hailing from the subcontinent. Adani Group was founded by Gautam Adani back in 1988 in Ahmedabad, Gujarat. Starting initially as a commodity trading business with its flagship company Adani Enterprises Limited, the group has grown to a multinational conglomerate of high repute.
Gautam Adani’s brand now boasts of an annual revenue of over US$ 13 billion and exercises its operations across 70 locations in 50 countries. Furthermore, Adani Group is also famous for being India’s largest port developer and operator, having around ten ports and terminals under its wing that includes Mundra Port, its largest.
With the help of the promising services that Adani Group has delivered throughout the years and the growth that the company has witnessed, the president of Adani Foundation, Gautam Adani has scaled up the ladder to become the second richest person in Asia.
However, the success story of Gautam Adani and the brand he built seems to be on unstable grounds lately after NSDL froze three main FPI accounts that have funded the organization.
According to the latest reports, National Securities Depository Limited (NSDL) froze three of the primary foreign funds of the group namely, Albula Investment Fund, Cresta Fund, and APMS Investment Fund. All of these companies are apparently registered in Port Louis, Mauritius, with Albula and APMS sharing the exact same address in Mauritius. These three funds together own shares worth Rs 43,500 crores of the four companies listed under the parent organization.
When did it happen?
Though it was only on June 14, Monday that news made to the headlines of almost all the major media channels and websites as per the depository’s website, these accounts were frozen on or before May 31.
What happened as a result of the freeze on Adani’s Foreign Funds?
As soon as the FPI accounts worth Rs 43,500 crores were seized by NSDL on Monday, June 14, 2021, the shares of Adani started to decline. The shares of Adani Enterprises witnessed a 24.99 % drop and were valued at Rs 1,201.10, whereas Adani Ports and Special Economic Zone tanked by 18.75 % to be valued at Rs 681.50 on the BSE.
Adani Enterprises Share Price
Why were Adani’s FPIs frozen?
It is apparent that the shares of Adani fell as an obvious result of the freezing of the company’s foreign funds but the reason that led to the freeze is still wrapped in mystery.
According to some of the top officials at custodian banks and law firms, the freeze came as a result of insufficient disclosure of information regarding beneficial ownership as per the Prevention of Money Laundering Act (PMLA).
SEBI had reformed the know your customer (KYC) documentation required for FPIs as per PMLA in 2019. For the existing funds, SEBI granted them time till 2020, post which they needed to comply with the new norm and failing that will result in freezing their Demat accounts, which might be the case with Adani Group.
Furthermore, SEBI is also reported to be investigating the stocks of Adani Group, which have gained between 200% and 1000% in the past year, in order to check if there was a price manipulation in them or not. The probe was initiated in 2020, sources said, while SEBI denied mentioning anything else on that matter.
The new rules of the revamped KYC documentation for FPIs included that they need to submit some additional details that will contain the disclosures on common ownership and personal details of the chief employees of the fund like fund managers.
What did Sucheta Dalal tweet and Why did it become a sensation?
Though the actual reason behind the recent drop of Adani can somewhat be traced to the freezing of the primary foreign funds of the company, Sucheta Dalal’s recent tweet, though cryptic in nature, seems to visibly coincide with the falling of Adani shares. Soon after which the netizens from all around the country and abroad started to take great interest in that matter, which resulted in flooding Twitter and Facebook with a world of posts, tweets, and memes.
Here’s the tweet that Sucheta posted:
Another scandal hard to prove outside the black box of information available with SEBI tracking systems is the return of an operator of the past who is relentlessly rigging prices of one group. All through foreign entities! His speciality & that of a former FM. Nothing changes!
Sucheta Dalal resorted to anonymity but there were clear indications that it pointed to SEBI’s ongoing investigations of the Adani Group, its FPIs, and the sudden rise of its stock prices. The prices of the stocks of Adani went down in less than two days after Dalal’s tweet, which instantly caught the attention of the netizens and resulted in these memes:
Sucheta Dalal’s tweet that coincided with the recent move of the stock market was also compared to that of Elon Musk’s tweet, which pulled down the cryptocurrency industry last month. This incident has also earned Dalal, the Padma Shri awarded journalist, who was famous for her contributions on the Harshad Mehta scam, Enron scam, the Industrial Development Bank of India scam, and more, the title of “Elon Musk of Indian stock market” on popular social media platforms.
FAQ
Who is Adani?
Gautam Adani is an Indian billionaire industrialist and philanthropist who is the chairman and founder of the Adani Group, his estimated net worth is 7,080 crores USD.
What companies does Adani own?
Gautam Adani owns Adani Enterprises, Adani Ports & SEZ, Adani Green Energy, Adani Power, Adani Transmission and Adani Total Gas.
What is the Net worth of Gautam Adani?
The net worth of Gautam Adani is estimated to be around 7,080 crores USD.
A recent video was viral on most of the social media platforms where the Portuguese Footballer, Cristiano Ronaldo had taken off Coca-Cola bottles and asked for drinking water instead. The action of the Portugal star had cost Coca-Cola a lot of money which led them to lose their market share as well. However, in this article let’s look at what actually happened in the press conference and later on.
The Portuguese Football team captain had removed two bottles of Coca- Cola before the beginning of the press conference of Euro 2020. The action from Cristiano Ronaldo had cost the company around USD 4 billion dollars as the shares of the brand had fell later on after the incident.
The Incident at Euro 2020
Cristiano Ronaldo is a global superstar and has a lot of influence in the worldwide community. Whatever he does on field and off-field would leave a major impact in the minds of people. Cristiano Ronaldo prior to attending a press conference of the Euro 2020 had moved the Coca-Cola bottles that were present in front of him and switched to a water bottle instead.
He even added in Portugal to the viewers of the video to choose water instead of aerated drinks. The video had gone viral on different social media platforms and caught the attention of a lot of people worldwide.
This act was done in a press conference which Ronaldo was supposed to speak regarding his match against Hungary on 14 June 2021 for Euro 2020.
Impact on Coca-Cola
Coca-Cola is a global brand having the majority of the market share in the aerated drinks and such a gesture from a player is not expected to affect the market share or the sales of the company. But this small incident has affected the entire market share of the global brand and the company’s market share had seen a drop of around USD 4 billion.
The share price of Coca-Cola is said to have dropped from USD 56.10 to USD 55.22 right after the gesture of Cristiano Ronaldo which is around 1.6 % dip. This had led to a drop in the market value of the Soft drink company which went down from USD 242 billion to USD 238 billion.
Coca-Cola had put in a statement regarding the gesture conveying that everyone has their own preferences in order to drink according to their choices and mentioned that they are entitled towards it and also added that, Everyone has different taste and needs.
A spokesperson from the Euro 2020 tournament had also conveyed his views and thoughts about the matter that the players are offered water with Coca-Cola and Coca-Cola zero sugar as soon as they arrive for the press conference.
About Cristiano Ronaldo
Cristiano Ronaldo is a global superstar with a huge fan follower base. The 36-year-old football player is well known in the industry for his fitness and his health maintenance. He is one of the best Football players in the history of the game and has an extensive reach on the Social Media Platform Instagram with around 300 million followers. Ronaldo is known for taking a fine care about his body and this makes him compete with players that are 10 years younger than him.
The UEFA Euro 2020 is commonly known as the 2020 UEFA European Championship. It is a football tournament held in 11 cities in 11 UEFA countries which was supposed to happen in the year 2020 but then was rescheduled to 2021. As of now around 12 matched have been played and Cristiano Ronaldo is one of the top scorers in the tournament.
Conclusion
Coca-Cola is one of the main sponsors of Euro 2020 and Cristiano Ronaldo had no problem in putting away the Soft drink bottle aside during the press conference. However, for that match the Portuguese star had scored 3 goals and defeated the Hungary team for a score of 3-0.
FAQ
What is the Revenue of Coca-Cola?
The Revenue of Coca-Cola India was Rs 2,741.54 Crore in 2020.
What is the Market share of Coca-Cola?
Coca-Cola is a leading player in the Indian beverage market with a 60 per cent share in the carbonated soft drinks segment.
What is the Net worth of Ronaldo?
As per Forbes 2020, the net worth of Ronaldo is $ 1 billion.
When Gaurav Chaudhary began his YouTube channel alongside his career with the security systems of Dubai Police, he might not have imagined that his channel would be soon ranked as one among the top tech related channels on YouTube. He was one among the 30 Under 30 list of Forbes.
There were only two youtubers in the list and the other one was the famous comedian Bhuvan Bam after Gaurav Chaudhary’s channel “Technical Guruji” was launched in 2015. Today he has two channels. One for his tech related contents and the other for his personal life. With more than 15 million subscribers and 1 billion views, Chaudhary has shattered all stereotypes held against making a career out of YouTube.
Lets look at the success story of popular tech youtuber – Gaurav Chaudhary aka Technical Guruji
One must say that Gaurav Chaudhary was just a typical Indian engineer who easily fit into all social expectations. Born in Ajmer, Rajasthan in 1991, he did his schooling from Kendriya Vidyalaya. He had learned coding during his 11th grade itself.
He pursued his post graduation in microelectronics from BITS Pilani Dubai Campus. For this, he moved to Dubai in 2012. It was his sheer hard work and passion that helped him reach BITS Dubai. After the completion of his course, he started working as a security systems engineer for Dubai police.
These were too ordinary beginnings for the revolution that was yet to unfurl through him. He just made sure that his interests and passions were never sacrificed while doing his job and the rest was history.
The First Revolutionary Step
He always had a curiosity when it comes to technology. Having learned the basics of coding from 11th standard he never gave up on his quest for new technologies and gadgets. Although he had the idea of starting a YouTube channel since 2012, it was only in 2015 that he was able to launch his channel “Technical Guruji”.
Unlike all technology related channels of those times this channel was in Hindi and it catered to a large viewer base. And the launch of his channel was around the time when technology was gaining momentum among the common people and smartphones were becoming more common.
He was one among those lucky YouTubers who were able to make their first video hit in the country. His first video was in collaboration with another technical YouTuber named Sharmaji technical and it was a hit.
The Journey of Technical Guruji
From there Gaurav Chaudhary did not have to turn back. In 2017 his channel became the ninth most subscribed channel in YouTube that is related to technology. He also became the first tech related YouTube content creator to have more than 10 million subscribers.
Various reports also say that Technical Guruji is the largest Hindi YouTube channel in the world. Through his unique presentation and coherent content he became a millionaire in a few years and continues to upload content and inform people about the latest technology and gadgets.
Unlike many technical YouTubers that we have on the platform, Gaurav Chaudhary did not restrict himself to introducing new technologies or product reviews. He also explained in Hindi about how technology works and how it can be used. It must be acknowledged that this YouTuber has played a significant role in simplifying technology to the common people, especially the ones who do not know English.
Apart from his hard work, curiosity and unique presentation of content, there are various other reasons that led to his success. The first one is that he made sure his content is simple and comprehensible to people and did not use many technological jargons in his speech.
The replacement of English with Hindi was in itself revolutionary. He made sure that he creates an engaging and management through his video. His catchphrases like “Namaskar Dosto”, “Toh chaliye, shuru karte hai” (Come, lets begin) became audience favourite and went viral.
Apart from the simplicity of the content that he creates he make sure that a person who has no prior knowledge in the respective field will also be able to understand the things that he is saying. And he is a constant presence in his YouTube channel by uploading content on a daily basis which increases audience engagement significantly. He also effectively market his channel especially by giving smartphone giveaways and other interesting activities.
Gaurav Chaudhary has had his own set of controversies. It was over a video that he created about paid partnership. He had talked about how ridiculous and shameful it is to give biased reviews for monetary benefits.
He completely took the side of the audience by stating that reviewers should completely refrain from paid reviews at least for the sake of the large number of people who depend on these reviews. A biased review is a violation of their right to know the truth about things.
However, he was labelled a hypocrite when he was spotted for the launch of a Samsung smartphone. People including the Managing Director of Xiaomi, Manu Kumar Jain called him out for his actions.
Technical Guruji at Samsung Smartphone Launch
Ironical to see tech bloggers get up on stage at product launches, talking all great things about the product (maybe influenced by monetary payment).
As a reviewer, users depend on you to be honest & open about any product.
As of 9 June 2021, the passionate tech YouTuber has 21.3 million subscribers on YouTube. He continues to post updates on new technologies, phones and their know-how. Chaudhary also has made it a point to never skip his daily tech news capsule. He has said that he uploads his news capsule without fail no matter what. Even if he is in flight!
Conclusion
If there is one thing that we must learn from him, it will be his passion. If you are passionate about something and is ready to work honestly towards it, there is nothing that will stop you and success will find you. Gaurav Chaudhary could have been just another electronics engineer who works in a random office. But he chose to stay loyal to his passion. It is a straight message to all of us to pull up our socks and make our passionate dreams come true.
FAQ
What is the qualification of technical Guruji?
He pursued his post graduation in microelectronics from BITS Pilani Dubai Campus.
What is the age of technical Guruji?
The age of popular Tech youtuber Gaurav Chaudhary is 30 years.
How much money does technical Guruji make?
As per some reports the Net worth of Technical Guruji (Gaurav Chaudhary) is Approximately INR 360 crores.
The pandemic has changed the face of all systems that existed. The world is now divided into two parts – Pre and Post Covid. It highlighted many aspects of everyday activities that can be changed for the better. This pandemic is going to result in entire societies being transformed in the years ahead.
The Banking sector is not untouched by the pandemic. Although it was fully functional even when most services closed, it still underwent immense crisis during the pandemic. The banking sector, just like any other industry, has to implement newer methods into its system to stand the test of time.
The Banking sector prides itself on the digital functionality that it has built over the years. But Covid challenge their beliefs and established the fact they need more digitization.
In India, e-wallets and online money managing software gain pace but they are popular only in urban areas. In most rural areas, people still need to go to banks for basic deposits and withdrawals.
The world is moving towards voice-based artificial intelligence, personal smart assistants, built into our homes and mobiles. Therefore, the design of banks to fit in this world requires rethinking banking from the ground up.
Bank much start looking for new product launch opportunities, as well as generate newer offerings toward an advisory and protection focus. Advanced analytics helps them in identifying relevant ideas for growth, but it should be combined with an alteration of digital sales journeys and marketing.
Newer Models for Risk Management
Banks obtain their credit risk modelling from traditional credit bureaus that are both historical and static on the other hand new models are already established to assess small businesses in various contexts, for example, the supply chains that they serve along with the communities that they belong to. So, the risk management model for banks will change over time to be a relevant creditor to small businesses, that are rapidly increasing.
More user-friendly Experience
The banks have an image of being unpleasant and excessively difficult. They have to work towards changing in order to serve society. Private banks are providing more options to customers where agents will be on hand to guide them through transactions on their own devices, and the space will be renewed to more casual seating areas for important conversations. Changing the style and interior of branches also supports social distancing.
AI will be a crucial change as banks move forward from using these not only to monitor transactions but also to assist customers via “conversational banking”. Banks will be combining human and digital channels to help the customers which will be quick and cost-effective. As the love for instant messages grows and demand for 24/7 banking services picks pace, conversational banking involving AI chatbots enables banks to engage in a personalized manner.
Conclusion
We all are a part of the post-Covid world now and both consumers and creators in every sector understand that changes have to be made. Banking will evolve and become more user-friendly and they realize they depend on the society that they serve and not the other way around. Since users have more options to handle money now, banks have to pick up the pace to implement these changes into their systems.
FAQ
How are banks using augmented reality?
Banks are employing AR apps that help customers to find the nearest banks and ATMs.
Is Digital banking the future?
Yes, Covid 19 has also given a rise to Digital banking as it has eliminated the need for consumers to physically visit a bank branch.
What will bank branches look like in 10 years?
According to the experts, Bank branches will have fewer staff and will deploy more powerful ATM machines.
Starting your own business or what we call now a startup can both be overwhelming and scary. Funding is something that is needed heavily in this line or for anything you do even while organizing an event. According to a study conducted by “Forbes,” “about 10% of startups survive, despite the fact that 90% fail.” Businesses, specifically emerging companies, have a difficult time raising funds. How can you get that first investment so you may expand your business?
When it comes to raising capital for enterprises, many entrepreneurs approach investors and pitch their idea right when they need it. The difficulty here is that why would an investor give you a huge sum of money if they have no idea who you are? There are a number of things that can help you turn your startup idea into the successful firm you’ve always imagined. In addition to working on your business idea, you are also the banker for it. You’ll need a business and a marketing strategy. Most significantly, you’ll need to learn how to raise funds and find investors.
When looking for investment for your startup, there really are a number of options to explore. Some funding alternatives may make more sense than others depending on where your firm is in its development. Choosing an appropriate investor could make or destroy your firm, whether you’re crowdfunding or leaning toward the private investment sector.
Unlock Your Startup’s Potential with Our Exclusive Investor Lists and Resources
Supercharge your startup’s success with our comprehensive resources. Access investor lists, pitch decks, KPIs, and fundraising guides. Connect with pre-seed investors, angel networks, and family offices, while mastering VC pitches. Ignite your entrepreneurial dreams today!
Approach Investors for Funding – Initial Plan of Action
You can approach an investor in a few different ways to get him or her to invest in your startup. When you pitch for funding, it is essential that you have all the information about your startup, as a little misinformation may cause the rejection of the proposal for the investment.
1. Early on, establish a network
The sooner you begin, the better. Entrepreneurs must meet investors in the early stages of their businesses. Learn about the industry they invest in and allow them to learn about your business. This helps in building a strong network for the later stage of investment. Sending a pitch deck to them later will feel less awkward if you create an informal relationship with the investors at first. During the idea stage, most entrepreneurs’ gets a financial aid from friends and family. These are generally your constant supporters or people closest to you who want to see you succeed.
2. Know how to pitch the Idea
While investors may trust in your business, their investment is ultimately a means to an end – they want to profit from it. As a result, it is important to emphasize how investing in your company would benefit them directly. While pitching, have your basics in place. If you are pitching to an established company or any other businessman the easiest method to stand out and stimulate a person’s curiosity is to show them exactly how and when they’ll get their money back.
When you are pitching you may want to show them your initial results. It could be your business graph, potential customers or stakeholders you aim to bring in the future and how. Also building a strong team and showing them that you have a team which means business.
4. Ask for Advice
By proactively approaching an investor for advice initially, you may be able to build relationships with them that leads to a stronger desire to invest in your company later. It allows investors to bring out potential weaknesses in your business while also demonstrating that you value their opinion.
5. Benefit from the internet fundraising sector
While networking in person is crucial, your location should not be a stumbling block to securing financing. With the prominence of crowdfunding websites available like Kickstarter, Indiegogo, FuelADream, and Milaap, you’ll no longer be limited to the traditional way. More than this, try and take help from social media. Grow your firm on Social Media. The more digital the business gets the more social attention it will get.
6. Get the Traditional way and take help from the Bank
If you can secure favorable terms, traditional bank loans could be a helpful funding choice. Banks often offer the lowest interest rates on business startup loans and do not need equity in the company. Bank loans have a lengthy application process and a high credit score is required. A bank may need you to sign a personal guarantee on the loan in exceptional instances. This means that if the loan is defaulted on, they can recuperate their losses from personal assets.
Approach Investors for Funding – Conclusion
The argument would be that investors receive a lot of inquiries on the funding, and one approach to stand out is to have someone who they trust highlight you as worthwhile and worth paying attention to. Many investors won’t even reply to startups that don’t have a warm introduction because their deal flow is too heavy. Pause for a moment and consider how to create a ‘critical path’ for investors. This may have an impact on your future investor relationships. Ensure you get it right the first time so you don’t have to go searching for another chance.
Sales Prospecting is nothing but modern-day marketing through the use of some specifically designed tools. Sales reps deliver emails to potential clients and customers in hopes to convert the leads. This is usually done with the help of Sales Prospecting Tools, where users can reach out to their prospects via email, call or even SMS, and grow their sales pipeline.
Sales Prospecting Tools, as you may have guessed, automate various recurring tasks such as delivering emails and messages to save time, which otherwise could have been used for other priority tasks. They might help you collect data and insights into the client’s behavior to engage them more effectively and simplify lead conversion. Moreover, from Building a prospect list to collecting contact details of prospects to scheduling meetings, you can expect Sales Prospecting Tools to accomplish most of the basic tasks for you.
Although there are a number of Sales Prospecting Tools out there, finding the one that suits your business perfectly and caters to all your needs can be tricky. So here we bring you some tools and their features along with pricing, to ease the selection and help you make the perfect choice of a Sales Prospecting Tool.
Best Sales Prospecting Tools
Prospect.io
Prospect.io Sales Prospecting
Prospect.io is a multichannel sales automation platform built for enhancing the team’s efficiency and convert more leads through greater reach. With the help of robust tools, Prospect.io helps you build your prospect list and schedule tasks for the following day, in turn increasing your productivity. Moreover, with the help of multichannel campaigns, it combines follow-ups on prospects for better reach and also analyzes campaign performance for better performance in the future.
Feature Offered by Prospect.io
Automating sales takes a lot of tasks off your back and offers you time to attend to matters which take precedence over them.
Prospect.io also offers to automate enrollment of leads and prospects based on their account activity.
Conditionally apply automation wherever needed and use delays for a window between consecutive steps.
Assign tasks to enrolled prospects and update their fields. Moreover, you can also integrate tools that you use, to help make automation even more smooth.
Search emails for bulk prospects and verify them with the Email Verifier.
Pricing for Prospect.io
Essential Plan
Business Plan
Costs $149 per month and then charges an extra $29 for every additional user
Costs $299 per month and then charges an extra $39 for every additional user
This plan offers 250 email finder credits and 400 emails sent per day and comes with integrations such as Slack and Zapier
This plan offers 1000 email finder credits and 1500 emails sent per day and comes with advanced integrations such as Salesforce and Pipedrive
Unlimited prospect list and automations with email finder and verifier
REST API access for email searching and verifying prospect emails
Email automation, tracking reports and insights
Reviews for automated tasks and insights on deliverabilty with priority support
Detective
Detective by Charlie App
Detective by Charlie App is a sales prospecting tool that helps users to automate tasks such as reaching out to prospects. Although automating tasks makes your work a lot easier, but what makes it even better is if the automation made your work more efficient, which is exactly what Detective excels at. With personalized emails and data-driven insights, you can get up to two times the conversions of what you used to get.
Features Offered by Detective
Detective helps reps to find the right prospects for every unique proposition and help avoid wandering with the wrong leads.
With basic demographic data pertaining to companies and prospects, reps can effortlessly filter out the prospects which aren’t suited for a particular proposition.
Finding the right prospects helps in ways more than just saving time; for instance, reps also need lesser training directed to the right prospects that they will be propositioning to.
Detective also offers reps customizable CRM to suit their business needs and close more deals and enhance conversion rate.
The CRM can also be integrated with tools which reps use initially to maintain consistency with prospects and in the workflow.
Datanyze helps you with the implications of techno-graphics to the digital world of sales and marketing. It helps you market products with strategies based on the choices of your prospects in turn offering you a better conversion rate. Moreover, Datanyze also helps you find new prospects through researching accounts, contacts, and email addresses along with techno-graphics implemented into your CRM, to nourish customer data. It is one of the best prospecting tools.
Features Offered by Datanyze
Instead of relying on demographics and firmographics, Datanyze uses techno-graphics to find suitable prospects to enhance conversion rate.
Datanyze helps combine most prospecting based tasks into a single workflow, simplifying sales prospecting and saving time.
Get the company’s social and technical insights with a single click irrespective of prospecting within Datanyze, or on the company’s website.
Find your prospect’s email address without having to leave your page simply by highlighting the required name.
Seamlessly manage your prospect list and juggle them between your CRM and other tools with one click.
Bloobirds
Bloobirds Prospecting
With an intuitive sales platform, Bloobirds helps you make informed decisions while simultaneously guiding sales reps through their work. It helps you turn your work and all of your activities into opportunities giving you a clear and bigger picture of what marketing and sales strategies actually work. Bloobirds helps you make the perfect strategy, support your work throughout the implementation of the same and then deliver you the best results. Moreover, you get insights on all of your work, be it a conversion or a failed lead.
Features Offered by Bloobirds
Bloobirds is very similar to having a Sales Development Representative(SDR), to help you guide through the process of qualifying leads, questions, and recommended leads.
All the data required by the sales reps are readily made available by Bloobirds, which is presented as insights to ensure lead conversion.
From getting quality prospects to managing contact tools, Bloobirds effortlessly guides sales reps through sales workflow to meet deadlines and targets.
The entire process of sales prospecting from marketing to prospecting to a meeting, can be covered by Bloobirds and hence you get more inbound leads and better conversion.
Bloobirds offers a user-friendly interface with constant reminders and alerts to help reps be more organized, and pay more attention to prospects while automating trivial tasks such as data collection.
Leadfeeder
Leadfeeder Sales Solutions
Leadfeeder helps you by displaying the companies which exhibit interest in your solutions and have visited your website, the benefit being that these companies have a higher chance of conversion than other leads. Leadfeeder develops a list of prospects who have visited your website, prioritizes them based on their activity, and collects contact data of the prospects. Another advantage that Leadfeeder gives you is that it makes you aware of the lead before other competitors and hence, you have an upper hand.
Features Offered by Leadfeeder
With multiple integrations such as Salesforce and Pipedrive, make the most out of your marketing insights and data along with lead generation with your CRM.
Leadfeeder guides sales reps through the process of lead generation, account-based marketing, visitor tracking and other tasks, for better results.
Identify prospects, not based on what you search, but on what they look for in you. Prospects who are already looking at you have a higher chance of a conversion.
Leadfeeder transforms anonymous website traffic into a prospect list and gives insights on their activities on your website to better know your potential clients.
Leadfeeder combines marketing and sales data and updates your CRM along with sending email alerts for you and hence gives you high-value leads.
Pricing for Leadfeeder
Leadfeeder Lite plan
Leadfeeder Premium plan
Basic version of Leadfeeder with limited features and comes free of cost
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Allows unlimited users but only 3 days retention of data
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A sales prospecting tool is software that helps you to automate small repetitive tasks so your sales reps can save time and deliver the right messaging to prospects.
We have time and time gone round and round about the perks of digitization. The loan processes that would take months and had such cumbersome requirements are now available at just one click. Thanks to digitization! One such fintech startup is Loanwalle.com founded by Sachin Mittal in 2015.
Loanwalle deals in payday loans which are quick emergency loans disbursed in 30 minutes from the time it is applied for. To fulfill the fast money requirements of the customers, the loan approval process is fully automated and is based on an algorithm that assesses the applicant’s creditworthiness and grants loan within no more than 30 minutes.
It is a short-term borrowing wherein the company extends high-interest loans to salaried customers on the understanding that they would repay the loan amount along with interest on the day they get their salary. The maximum tenure of the loan is 30 days. The customer has to repay the loan on the due date along with all the interest or be subject to a penal interest for the subsequent days that he fails to repay the loan. The customer has the option to borrow once again on repayment.
Loanwalle.com offers a fintech loan product that can be approved and disbursed within minutes. This type of loan is unique in the model worldwide, due to the requirement faced by all segments of people and there is hardly anyone to meet these requirements.
It has been designed in such a way that this type of loan stands out as being different from all other loans. It is not personal loans for a long duration but is taken to meet an emergency at home or work. And due to the emergency requirement, this becomes the most approachable option.
Loanwalle.com follows a disruptive lending pattern that uses data-driven algorithms to help people with instant loan requirements 24×7, 365 days a year. It uses an advanced technology system to simplify loan application processes as well as the sanctioning process to allow loans to reach faster to the customer. The app underwrites loans using banks and CIBIL analyzer, data in phone, text, social media connections to determine creditworthiness.
About Loanwalle
Loanwalle – Target Market Size
Roughly, the payday loan market in India is estimated to be at INR 100 crores, with rapid growth in the market since 2016, when the demonetization happened. As many as 100 start-ups were born over the last three years and similar growth is projected in the next five years.
Founded by Sachin Mittal, Director, and CEO, the company has an efficient team of professionals drawn from the banking and financial sector, who run the day-to-day operations efficiently. Operations are led by Abhijit Banerjee, another director of the company with well-carted divisions like Credit, Disbursal, Recovery, Marketing, Telecalling and accounts and finance. Each division is headed by a competent professional. Loanwalle.com has 17 branches across the country with a manager heading each center.
Loanwalle- Startup Launch
The idea for Loanwalle.com was stemmed by observing the inability of banks to extend small and short term instant loans to those who need money for emergencies. Such emergency funds are required in most households and also offices and since there were no facilities available, these people had to borrow from friends or relatives, at the cost of their self-respect. And this is how Loanwalle.com started.
“Our customers are middle-class salaried people and we felt an Indianised name would appeal to them more. We are the loan people and hence the name Loanwalle” Says Sachin Mittal.
Loanwalle-logo
Loanwalle – Startup Launch
What worked the most for Loanwalle.com is the speed at which it disburses the loan amount to the customer’s account. And Loanwalle.com doesn’t compromise on this aspect. Also, it’s continuous efforts towards technological advancement helps make the process smooth and seamless for the customer.
“We were not the first among this category in the market. Hence we had to have a well-designed strategy with which we could move ahead of our competitors.” Says Sachin Mittal.
It’s strategy since inception has been speed and a wider geographical spread across the country. Both these paid rich dividends to the venture.
Loanwalle – Competitors
The instant loan market is full and filled with players with substantial market standings. Short term loan ventures include PaySense, EarlySalary, Dhani, MoneyTap, MoneyView, FlexSalary amongst many.
Loanwalle.com is fairly new in the fintech world but the growth has been phenomenal. With technology changing at lightning speed, it has kept adopting the new and latest technology to keep increasing the volume and in the process keep the interest rate at a bare minimum lower than conventional banks also. “Therefore, we are here to bring about a disruption in the lending sector,” concluded Sachin.
FAQs
What is Loanwalle.com?
Loanwalle deals in payday loans which are quick emergency loans disbursed in 30 minutes from the time it is applied for.
Who is the Founder of Loanwalle?
Sachin Mittal is the founder of Loanwalle. He also serves as its CEO.
What are some Instant loan startups?
Some startups that provide loans are Loanwalle.com, Creditbee, MoneyTap, PaySense, EarlySalary, Dhani, MoneyView, FlexSalary amongst many more.
The cryptocurrencies have been receiving a lot of regulations. A lot of Government’s has been banning certain digital coins are a certain type of transaction with the latest news being from China. The most recent news is from Thailand where the government has banned a set of digital coins introducing a new regulation for the cryptocurrency market. Let’s look at the reason why Thailand banned meme coin and other NFT’s.
Thailand had conveyed that they have introduced a selective ban on the cryptocurrency market which focuses on meme coins, Fan tokens and Non-Fungible Tokens. The Securities and Exchange Commission Board has set a prohibition for the exchanges dealing with the digital assets from providing the services related to these assets.
On 9 June 2021, there was a meeting held by the Securities and Exchange Commission where the new resolution was passed. The new law that was passed was under the Rules, Conditions and Procedures for undertaking Digital Asset Business as per SEC Secretary General Ruenvadee Suwanmongkol.
The new law had been come into effect from 11 June 2021 following the publication in the Government Gazette.
What is the the Law laid by Thailand regarding crypto exchanges
The new law has laid down restrictions regarding the crypto exchanges in the country from listing the Utility Tokens and certain types of cryptocurrencies on the exchange. This will include the meme coins, Fan tokens, Non-Fungible tokens and Digital Tokens.
The new law will be effective from 11 June 2021 and the Securities and Exchange Commission of Thailand directed the Digital Asset exchanges to remove the listing of such currencies within the time period of 30 days.
Number of Dogecoin Transactions
Reason Why Thailand banned Dogecoin and other Crypto exchange
The new regulation is focused to protect the interest of the cryptocurrency or digital asset traders as stated by the Thailand Securities and Exchange Commission. The SEC of Thailand had conveyed that the Meme coin has no specific objective or an underlying principle and added that the price of the coin is entirely dependent on the hype created on the social media platforms.
The price fluctuates according to the trend on the social media platforms. Some of the famous examples of meme coins include Dogecoin, Shiba Inu Coin and SafeMoon.
The SEC of Thailand has also conveyed that Fan tokens are just based on the influence of certain influencers in the society and considered them to be unfit for the traders.
The Thailand Securities and Exchange Commission had also mentioned that they have banned the Non-Fungible Tokens that are issued by the Cryptocurrency exchanges or Digital Asset exchanges and also from the related persons known to the traders as exchange tokens.
Non-Fungible Tokens act as a certificate of ownership for the unique Digital art and exchange tokens are offered by the cryptocurrency exchanges to the traders or their users for further investments or transactions.
The Thai SEC had also defined another Norm where the there is a requirement that is imposed in the event that digital tokens that are issued by their own exchange or related persons are listed on the stock exchange.
It was also mentioned that any issuer of the token who would fail to comply with the white paper and the relevant rules will have their tokens being removed from the listed token in the exchange.
As mentioned earlier Thailand is one of the earliest countries to have been laid down regulation on the cryptocurrency market. Earlier China had laid down a set of regulations into the digital asset market which was specifically targeted on cryptocurrency mining which focused on bitcoin.
Conclusion
However, it is seen that the Government of different countries has taken their efforts to tackle down on the cryptocurrencies with a lot of cases coming up against the digital assets. The blockchain technology on the other hand has proved to be really effective and useful for the Governments’. We will have to look forward to knowing what the future holds for these digital assets.
FAQ
Why did Thailand ban Dogecoin and other NFT’s?
Thailand Securities and Exchange Commission stated that they have imposed a ban to protect the interest of the cryptocurrency or Digital Asset exchanges.
Who is the owner of Dogecoin?
The popular meme coin dogecoin was created by Billy Markus, he claimed that he created the crypto in just two hours.
Why is dogecoin called a meme coin?
Dogecoin is often referred as meme coin because it was created as a meme on the popular meme dog Shiba Inu.
RHA Technologies is India’s unique IT consulting and technology partner to SMEs, and startups. RHA Technologies provides empathetic and synergistic technology solutions and services to help organizations to realize and strengthen their innovation, differentiation, valuation, and market offering by designing, developing, and implementing successful digital transformation and adoption journey.
RHA Technologies built deep tech SaaS products and platforms by combining technical and vertical domain expertise to help businesses accelerate and leverage both core and disruptive technologies like analytics and cloud (SMAC), blockchain, AI/ML, IoT, to deliver end to end smart solutions and services to businesses across industries.
StartupTalky interviewed Mr. Arun Meena (Founder & CEO of RHA Technologies), a stalwart from the field of deep expertise in the tech services industry.
1. Do give us an insight into the backdrop of a startup – like its operations, business model, revenue model & growth hacks. Also, highlight these metrics about RHA Technologies
An HBR study showed that companies that are equipped with both business and technical skills are disproportionately more likely to introduce new-to-the market innovations than firms that have only one of these skills. Thus, Tech Co-founder is one of the most critical and difficult elements to integrate in the founding structure of Start-ups. They provide a unique set of commitment, experience, vision, relationship, and skills inputs that cannot be trusted or expected from a CTO. Many of the technology competitive issues that non-tech founders struggle with, become springboards with the presence of a trusted and qualified tech co-founder. The result is better valuation, easier funding, and faster business success. RHA Technologies brings this advantage to all start-ups and SMEs.
RHA Technologies thus for the first time in India enables the unique trust dependent outsourced tech co-founder offering for Start-ups and SMEs. In addition, the organisation also offers the traditional model of outsourced product development to MNCs and start-ups.
Our technology consulting, digital transformation, and technology services and solutions for the founders of start-ups and SMEs are rooted in empathy and synergy. This enables the client organisations to realize and strengthen their innovation, differentiation, valuation, and market offering and is the unique edge provided by RHA Technologies.
Our customer centricity and domain expertise enabled us to secure an MNC client along with two start-ups as outsourced tech cofounder / CTO in the first 3 months itself. The organisation has since created rapid momentum despite the pandemic. The initial small team of passionate technologists, has within a year, transformed itself in to seventy strong professionals with expertise across wide spectrum of technologies. The organizational value system has enabled a larger client base and more importantly further strengthened our customer centricity in our phase of rapid expansion.
RHA Technologies Logo
2. We would love to know about the financial numbers of RHA Technologies including revenue, YoY growth, profit, valuation, funding, net worth etc.,
Let’s Build Together! Defines how we at RHA Technologies approach business, clients, employees, and partners.
Our financial numbers is something, which we can’t disclose, but our overall numbers are very healthy. Our goal is to remain sustainable without any dependency on any external funding. For the coming year, we see a good overall YoY growth without hampering our profits.
3. How does RHA Technologies help organizations in implementing a successful digital transformation and adoption journey?
Innovate, Transform, Accelerate, process of RHA Technologies helps create a holistic agile IT strategy that optimizes the client’s business through technology and digital transformation. Digital transformation is more than implementing technology in the organisation. We use solutions around AI/ML, Cloud, IoT, Mobile, Automation, Data, and Blockchain to transform organizations across processes, business models, customer experience, and products and services. RHA Technologies team’s experience with multiple organisations including MNC clients in Education, Real Estate, BFSI, Media & Entertainment, Social Media and new age businesses, brings an unparalleled expertise to client founders.
We help our clients realize the potential of digital transformation as both a business growth enabler and a means to save costs. Our digital transformation process thus helps clients in a) access to a broader market b) improve customer services c) improve supply chain efficiencies and d) reduce time or cost intensive manual work.
Clients are able to work with SMAC (Social, mobile, analytics, and cloud) and IoT to ensure constant innovation for market edge. Digital transformation provides them insights about every area of their business be it cost, best customers, seasonality, bundling, discounts, wasted discounts, supplier efficiency, supplier quality/cost, logistics costs, etc. which accelerates innovations in services / products and thus revenues and profitability.
4. What changes you witnessed in the industry in the pre & post Covid era. What trends did you observe? What does the future like? In addition, advice to the start-ups in the field of analytics/blockchain/AI/ML/IoT will be much appreciated.
I launched RHA Technologies during the pandemic in May 2020; and the client response and organisation growth has kept pace with my expectations for the first year of operations. For us it was about fulfilling an acute market need, and the pandemic despite its widespread impact on the human morale and economy, did no deter us from our mission.
Many clients observed a slowdown in their business. However, what is noteworthy is their focus on the future. They have seen the acceleration of digital forces globally and the success of digitally nimble in quickly recovering business growth at the expense of others. Thus, clients are committing strongly to digital transformation albeit with focus on practicality, value for money along with return on investment, and tangible business benefits in the short and medium term.
The key areas of digital transformation that are firmly in the radar of clients are:
Big Data, Advanced Analytics, and Decision Intelligence – According to Gartner by 2023, more than 33% of large organizations will have analysts practicing decision intelligence, including decision modelling.
Block chain beyond crypto – we have started seeing real use cases for block chain technology beyond payments in supply chain, contract management, medical records, claim processing, property records, etc. Block chain has a lot of potential to redefine business processes across industries.
Robotic Process Automation – Robotic Process Automation is the process creating software ‘robots’ that can execute the repetitive day-to-day tasks and help organisations decrease costs and free employees’ valuable time.
IoT – Internet of Things has been growing in relevance and usage in the past decade and continues to be one of the hottest digital transformation trends.
Conversational AI – one of the most visible forms of AI and ML experience is in the form of Conversational AI. Conversational artificial intelligence is designed to understand, process, and respond to human voice while delivering an increasingly natural experience-managing context and sentiment.
5. What marketing strategies did you employ? How does it target the right segment of customers? Does RHA Technologies have any partnerships in place?
For us at RHA Technologies marketing has been about creating the positive word of mouth where new clients feel confident in collaborating us. Therefore, our people and their value system of “Let’s Build Together” has been the biggest element of marketing. In addition, we have leveraged market communication to communicate our offerings and domain expertise. Contrary to conventional practice, we have not been aggressive on social media in this phase
This strategy has given us the market respect and clients that has enabled us to rapidly expand our business and the talent base.
6. With the growing technological advancement, how do you keep up with the pace? A piece of advice on this matter will be much appreciated.
Keeping pace with technological advancement around us is a major element of our competency where we help clients compete with the best. Our mantra for this has been to hire talent that has an innate curiosity, desire to continually learn and upgrade, along with the work ethic to act on the learnings.
7. Who do you see as the major competitor of RHA Technologies? How do you look to stand out from them with the relative market share you own? Do highlight the USP of the company.
We are in a Blue Ocean with our Tech Co-founder offering and therefore we ourselves are our biggest competitors. For our traditional model of outsourced product development business, the competition is widespread. It is our value system and the attitude of “Let’s Build Together” that gives us the edge. We work alongside our clients as trusted advisors to deliver value at every stage.
We provide seamless technology solutions and services to help organizations innovate and realize their business goals. Clients become more innovative, competitive, and differentiated by leveraging our digital transformation and adoption journey.
8. Right People. Right Place’ – What are the career perspectives at RHA Technologies for freshers? What is the company’s hiring process and culture?
Talent is the core of our value proposition, and we hire people who have innate curiosity, desire to continually learn and upgrade along with the work ethic to act on the learnings.
We have a lot opening for both freshers and people with experiences. Now a days technology are getting redundant in a shorter timeframe therefore when we hire people our focus is hire people with good analytical skills and willingness to learn.
9. Where do you see RHA Technologies in the next 5 years? Any business expansion plans.
Five years is a long time in this digital age. In line with our Let’s Build Together! approach we will strive to develop into a family of clients, employees, and partners that have grown together. This is the approach that has helped us to grow to a team of 70 from the founding set in a year’s time with corresponding number of clients. We will continue to build on this momentum for the future towards being an industry benchmark for collaborative, innovative, value driven organisation.
Alan Joseph
