On 4th August, cyber resilience startup Mitigata raised $5.9 million in Series A funding led by Nexus Venture Partners. Dhruva Space announced its first commercial satellite mission with SpaceX, and Swiggy launched DeskEats to serve office-goers across 30 Indian cities. Here’s a quick look at the key funding deals and top business news highlights in India from the day.
Company
Sector
Funding Round
Amount (USD)
Lead Investor(s)
Other Investors
Mitigata
Cyber resilience / InsurTech
Series A
$5.9 million
Nexus Venture Partners
Titan Capital, WEH Ventures
Mitigata secures $5.9 million in Series A funding
Bengaluru‑based startup Mitigata, which operates a full‑stack cyber resilience platform integrating cybersecurity, risk management, compliance and cyber insurance, has raised USD 5.9 million in its Series A round. The funding was led by Nexus Venture Partners, with continued support from Titan Capital and WEH Ventures.
Mitigata serves over 500 enterprises across 25 sectors, and is the first IRDAI‑regulated broker solely focused on cyber insurance in India. The fresh capital will support the development of its AI‑driven platform (featuring tools like RELIQ for cyber risk quantification), expansion of its services, and growth into global markets. The company plans to establish three Global Security Operations Centres (SOCs) in Bengaluru, Mumbai and Delhi, while scaling its team in security, insurance and compliance domains.
Key News Highlights for 4 August 2025
Dhruva Space to Launch First Commercial Satellite via SpaceX Falcon 9
Hyderabad‑based space tech firm Dhruva Space has confirmed that its LEAP‑1 mission — the startup’s first commercial satellite deployment — is scheduled to launch aboard a SpaceX Falcon 9 rocket in the third quarter of 2025. The mission will carry two payloads: Akula Tech’s Nexus‑01, an AI module, and Esper Satellites’ OTR‑2, a hyperspectral imager, both mounted on Dhruva’s indigenously developed P‑30 satellite platform — a system that was space‑qualified during ISRO’s PSLV‑C58 POEM‑3 mission in January 2024. The initiative marks a significant Indo‑Australian collaboration with growing US support.
Delhivery Shares Surge to Fresh 52‑Week High on Strong Q1 Performance
Shares of leading logistics firm Delhivery climbed approximately 5–6%, touching a 52‑week high at around ₹456–₹457 on both the BSE and NSE. The stock rally followed a robust 68.5% year‑on‑year net profit rise to ₹91 crore in the June quarter. In light of the solid performance, brokerage firm Motilal Oswal raised its target price for the stock, boosting investor sentiment.
VinFast Launches EV Production in India and Eyes Local Sourcing
Vietnamese EV maker VinFast officially commenced production at its first overseas manufacturing facility in Thoothukudi, Tamil Nadu, as part of a $500 million investment (with potential to scale to $2 billion). The plant has an initial capacity of 50,000 vehicles per annum, scalable to 150,000 units, and will manufacture two premium SUV models: the VF 6 and VF 7. VinFast is in talks with several component suppliers — including existing partners and local manufacturers — to localise sourcing and potentially shift production to India, positioning itself as a future export hub for the South Asia region.
Swiggy Rolls Out DeskEats Courting Office‑goers Across 30 Cities
Food delivery giant Swiggy has introduced DeskEats, a new service tailored to working professionals in over 7,000 tech parks, corporate hubs and business complexes across 30 cities, including Delhi, Mumbai, Bengaluru, Chennai, Gurugram, Pune and Kolkata. Accessible via typing “Office” or “Work” in the Swiggy app, DeskEats offers curated meal collections such as Stress Munchies, Deadline Desserts, Value Combos, Healthy Nibbles, One‑handed Grabbies and Teamwork Bites, with over 700,000 menu items from more than 200,000 restaurants. The service builds on Swiggy’s broader corporate strategy, already enrolling over 14,000 companies and 1.5 lakh employees in its workspace rewards programmes.
Apple is soon to come up with its own AI-powered ‘answer engine,’ sparking curiosity among users. Interestingly, AI never interested Apple; in fact, it downplayed the necessity of a Chatbot for a long time. And irony catches it soon enough; AI has not been that lucky for Apple. The Siri revamp has been delayed for months, and its AI features have faced controversies. Despite its fair share of struggles with AI, Tim Cook is more than willing to push the team toward the finish line. Now the real question looms: will it be a hit or a miss this time?
Apple to Roll Out its Own ChatGPT-Style AI Tool
Some say the move has come to light as Apple’s deal with Google is nearing its end. Well, Siri turns to ChatGPT to handle any complicated queries from its users, but that is about to change. According to the latest report from Bloomberg’s Mark Gurman, Apple is all set to create its own look-alike version of ChatGPT with search features.
This gen AI app will aid users in several ways. It scans through websites on the subject matter and provides the most relevant information to the user quickly.
Additionally, navigating the complex settings, enabling or disabling a function with this technology, becomes much easier. Apple aims to personalize and humanize the entire experience on all its devices. Once the AI becomes operational, it will eventually integrate with other Apple services like Siri, Spotlight Search, and Safari.
Apple is Talent Hunting for its New AKI Team
Reportedly, a new team called Answers, Knowledge, and Information, or simply AKI, will lead this AI development. Robby Walker, a senior director, will head the team’s operations. The team is also looking for talented professionals who have a passion and skill in search algorithms and engine development.
The career site states, “Our work fuels intuitive information experiences across some of Apple’s most iconic products, including Siri, Spotlight, Safari, Messages, Lookup, and more. Join us in shaping the future of how the world connects with information!”
Conclusion
Anything that saves time interests tech enthusiasts. Do you agree? AI-powered Answer Engines are quite a popular topic in the tech world today. ChatGPT, Perplexity, and now Apple. Although it’s only baby steps for Apple, it still appears to be backing its plans in the race. The world is waiting to see the final result, with many users hoping it turns out well. We’ll bring you more updates on the same.
In India, festivals are where cherished traditions meet heartfelt connections, and Raksha Bandhan perfectly captures that beautiful sibling relationship! From childhood memories to today’s loving teasing, this festival celebrates every aspect of the brother-sister bond.
Rakhi is just around the corner, and we’re just as excited as the brands flooding our feeds! Thankfully, India’s top e-commerce platforms ensure that distance doesn’t dampen the spirit of Rakhi. Their reliable delivery service, curated gift hampers, attractive discounts, and endless Rakhi gifting ideas for brothers and sisters make every click a celebration.
So, if you are hoping to wrap your love in a gift, then here is the list of top e-commerce brands offering Raksha Bandhan offers in 2025 that have just the right deals and surprises to bring a smile to your sibling’s face.
Top E-commerce Platforms Offering the Best Raksha Bandhan Deals in 2025
Looking for the best rakhi deals online without breaking the bank? Here’s a detailed list of India’s most loved online shopping platforms offering exclusive Raksha Bandhan offers 2025, themed hampers, and sibling-special surprises.
Myntra – #BondInStyle This Rakhi
Myntra – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
Myntra’s Raksha Bandhan 2025 campaign, titled “Festivals of India – Rakhi Style Edit”, is all about celebrating sibling bonds with a fashionable twist. Under the theme “For Siblings That #BondInStyle,” Myntra invites users to explore curated festive collections, gifting hampers, and stylish edits.
What’s in store?
Get up to 90% off on selective festive collections for brothers and sisters
Rakhi special hampers based on sibling personalities
Fashion, accessories, and skincare gifting options
Amazon – Deliver the Love
Amazon – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
Amazon’s Raksha Bandhan 2025 campaign, “Deliver the Love,” goes beyond logistics; it captures the emotions behind every sibling bond. Their Rakhi store offers everything from quirky gift ideas to Rakhi threads and hampers, carefully categorized to suit brothers, sisters, and little ones alike. Get 50–80% off on Rakhi gifts, hampers, and more! With doorstep delivery across India, Amazon makes celebrating sibling bonds easier than ever.
What will you find?
Wide Rakhi collection including threads, gift boxes, and bundles
Segmented options for brothers, sisters, and kids
Fast and reliable Prime delivery
Easy gift filters for quick selection
Flipkart – Gifting Moments that Matter
Flipkart – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
Flipkart is one of India’s leading e-commerce giants, known for offering a wide selection of products across electronics, fashion, lifestyle, and gifting. This Raksha Bandhan, Flipkart is celebrating sibling love with a dedicated Rakhi gift deals, featuring handpicked gifts and combo offers.
Enjoy exciting offers like:
Up to 75% off on ethnic wear
Up to 40% off on chocolates and gift boxes
Special combos on personal care kits and Raksha Bandhan hampers
Whether you’re planning or grabbing last-minute gifts, Flipkart ensures your celebration is big on heart and light on budget.
AJIO – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
This Raksha Bandhan, AJIO is turning up the festive spirit with its quirky and heartfelt campaign – “The Great Indian Sibling Showdown.” Roasts you, fights you, but loves you”, AJIO captures the typical sibling dynamic with its Rakhi gifting range packed with trendy fashion and fun.
Their Raksha Bandhan collection includes:
Get up to 70-90% off on Kurta Suit Sets
Ethnic wear and accessories for brothers
Exclusive fashion hampers with attractive discounts
BIBA – Up to 50% Off on Festive Fashion
BIBA – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
BIBA is celebrating sibling love with flair and elegance through its “up to 50% Off” Rakhi Sale. Right from vibrant ethnic sets to anarkalis, BIBA’s festive collection is exclusively designed to make every moment feel special.
Their Raksha Bandhan collection includes:
Stylish ethnic suits and festive sets for sisters
Coordinated outfits for family celebrations
Elegant kurta collections and mix-and-match pieces
Special discounts on selective pieces
Nykaa Fashion – Hot Pink Sale with Up to 70% Off
Nykaa – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
This Raksha Bandhan, Gajra Gang by Nykaa Fashion is bringing bold festive glam to your wardrobe with the Hot Pink Sale, offering up to 70% off on statement pieces. Whether you’re gifting or glamming up for the celebrations, Gajra Gang has your style checklist covered.
Here’s what’s in store:
Bestselling festive edits at unmissable prices
Global fashion picks up to 80% off
Bold, trendy, and Rakhi-ready looks for sisters
Libas – Up to 65% Off for Raksha Bandhan 2025
Libas – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
Libas is making festive shopping effortless with its up to 65% Off Sale on designer ethnic wear. Whether you are buying a Rakhi gift for your sister or updating your wardrobe for the family celebration, Libas brings the perfect blend of comfort and tradition.
Their Raksha Bandhan collection includes:
Stylish kurtas, shararas, and anarkalis
Chic co-ord sets and contemporary ethnic wear
Soft fabrics with festive prints and embroidery
Massive discounts across top-selling styles
GIVA – Flat 10-20% Off on Selective Jewellery Gifts
GIVA – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
Make your Raksha Bandhan sparkle with GIVA’s limited-time special! Whether you’re looking for elegant earrings, dainty pendants, or timeless sets, GIVA is offering:
Flat 10% Off on purchases above INR 1699 (Code: RAKSHA10)
Flat 20% Off on purchases above INR 5999 (Code: RAKSHA20)
Here’s what makes their Rakhi Sale special:
Premium silver rakhis with intricate designs
Ideal gifting options for brothers and bhabhis
Limited-time offer, so shop before it ends!
Make this Rakhi memorable with a gift that lasts forever, only at GIVA.
Tata CLiQ – Celebrate Sibling Moments with Up to 85% Off
Tata CLiQ – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
Celebrate Raksha Bandhan with style and savings! Tata CLiQ’s “Moments That CLiQ” Sale is bringing you beauty and fashion deals that can’t be missed.
Here’s what you will get:
Up to 60% Off on top brands
Extra INR 200 Off on orders above INR 999 (Use Code: TRYBEAUTY)
Free Shipping on orders above INR 499
Plum – Sibling-Approved Gifting Just Got Sweeter!
Plum – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
This Raksha Bandhan, celebrate your special bond with Plum’s curated BodyLovin’ gift sets! From luxe perfume trios to indulgent bath & body kits, there’s something thoughtful for every sibling, starting at just INR 314.
Enjoy up to 40% off on travel-friendly, long-lasting, and skin-loving gift boxes.
Thoughtfully packed and ready to gift, no extra wrapping needed!
100% vegan, cruelty-free, and perfect for all skin types.
Get fast delivery across India.
PALMONAS – Not-So-Basic Rakhi Gifts for Him!
PALMONAS – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
This rakhi, skip the cliché gifts and surprise your brother with stylish, premium jewellery from PALMONAS. Choose from rhodium-plated snake chains, bold black band rings, or minimal yet statement-making pendants, launched to match his vibe.
Starting at just INR 699 with up to 77% OFF
Special “Buy 1 Get 1” deal on select rings
Perfect for daily wear, durable, classy, and skin-safe
Bath & Body Works – Luxe Gifting Sets to Pamper Your Sibling!
Bath & Body Works – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
Make your sibling feel extra special this Rakhi with Bath & Body Works’ fragrance-filled gift sets, crafted to delight every mood and memory. Choose from bestselling collections like Pink Pineapple Sunrise, Into The Night, Japanese Cherry Blossom, and In The Stars.
Get up to 70% Off on all selective gift boxes
Exclusively packed for pampering, with body lotions, shower gels, fine fragrance mists & more.
Give the gift of fragrance, luxury, and love this Rakhi!
Snapdeal – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
Celebrate this Rakhi with a budget-friendly style that doesn’t compromise on looks. Snapdeal brings you a festive offer you can’t miss!
Why Shop This Rakhi on Snapdeal?
Stylish Men’s Kurtas starting at just INR 468
Trendy designs perfect for festive celebrations
Limited-time deal, grab it before it ends!
Easy delivery & returns across India
The Body Shop – Celebrate Rakhi with Skincare That Loves Back
The Body Shop – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
Make this Raksha Bandhan extra special with The Body Shop’s luxe bodycare gift sets – beautifully packaged and budget-friendly.
Why You’ll Love It:
Starting at just INR 335
Get a gift on INR 1999 or more
Flat 15% off on select sets
Online exclusive: Free Rakhi with every order!
Skinn by Titan – Rakhi Fragrance Gifts That Last!
Skinn by Titan – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
Enjoy the timeless love of siblings with luxurious fragrances from Skinn by Titan. This collection of scents speaks louder than words and is crafted for lasting impressions. Choose a fragrance that matches their vibe, whether it’s fresh, floral, or musky.
Why It’s the Perfect Rakhi Gift?
Symbolizes a bond that lingers, just like the scent
Premium packaging for a premium relationship
Flat 10–20% off on fragrances
Ideal for both brothers & sisters!
Blinkit – Last Minute Rakhi Delivery
Blinkit – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
Blinkit has become a household name that is well-known as India’s “Last Minute” app. Blinkit is making sure no sibling is left Rakhi-less this year. With 500+ unique Rakhi designs, including Marvel-themed, traditional, quirky, and cute options, find one that matches your bhai’s personality.
Here’s what’s in store:
Pre-packed hampers with sweets and personal care
Perfect to avoid those “Oops, I forgot!” sibling moments
Blinkit is a lifesaver for last-minute Rakhi shopping.
Zepto – Kalesh Cards & Sibling Drama
Zepto – Top E-commerce Platforms Offering the Best Raksha Bandhan Deals
This year, Zepto is turning sibling drama into a full-blown festive feature. Zepto’s Rakhi offers instant delivery of sweets, Rakhis, and fun gift hampers. From Aug 7–9, every order includes a surprise Kalesh Card, a playful sibling challenge with prizes like iPhones.But that’s not all.
What makes it exciting?
Use your Kalesh Card to win prizes like iPhones, iPads, and more
Choose from a variety of instant delivery rakhis, sweets, and gifts
Celebrate the chaos that makes your bond unforgettable
Conclusion
Rakhi isn’t about rituals; it’s about a special bond between siblings. With India’s top e-commerce platforms, no distance is too far from your brother or sister this year. From stylish edits on Myntra, Amazon’s thoughtful hampers, and AJIO’s sibling banter, to Blinkit’s 10-minute rescues and Zepto’s fun-filled challenges, Raksha Bandhan offers 2025 are just a click away.
Go ahead and buy Rakhi online, send love with discounts, and make this festival unforgettable. So, wrap your love, save big, and make this Raksha Bandhan the most memorable one yet.
What are the top e-commerce brands offering Raksha Bandhan deals in 2025?
Top e-commerce brands offering Raksha Bandhan deals in 2025 are:
Myntra
Amazon
Flipkart
AJIO
BIBA
Nykaa Fashion
Libas
GIVA
Tata CLiQ
Plum
PALMONAS
Bath & Body Works
Snapdeal
The Body Shop
Skinn by Titan
Blinkit
Zepto
Can I get Raksha Bandhan discounts on men’s fashion?
Yes. Snapdeal has men’s kurtas starting under INR 499, while Myntra, AJIO, and Libas also have special ethnic wear collections for men with discounts up to 75% off.
India’s auto industry is clearly changing due to trends in urban consumption, fiscal consolidation, and unequal rural recovery. With trends shifting every quarter, the third-largest auto market in the world is also one of the most volatile.
According to a recent study, the first quarter of FY 2025–2026 also points to a variety of tendencies. In the previous quarter, demand for entry-level cars and in rural areas stayed relatively low, according to new Deloitte research called Wheelwatch.
Urban Aspirations Fuel Premium Auto Segment
However, the demand for luxury, hybrid, and electric automobiles is rising due to sustainability choices and urban aspirations. Along with the future of EVs, the research analyses important developments from the passenger car and two-wheeler categories.
State Policies Accelerate EV Adoption in Q1 FY26
Few state governments updated or introduced new EV policies in Q1 of FY2026. For example, Madhya Pradesh introduced a new five-year EV strategy (2025–2030), while Maharashtra extended its EV policy until 2030 with a target of 30% EV penetration.
In the meantime, the central government implemented further incentives like a 100% exemption from road tax and registration and a 15% concessional import tariff on premium EVs. Although unequal, EV adoption is speeding up and is focused in states with supportive policies and infrastructure.
Luxury Bikes and Scooters Gain, Entry-Level Market Falters
In the first quarter of FY2026, domestic two-wheeler sales fell by 6.2%. When looking closely at the two-wheeler market, motorcycles had a 9.2% decline, while commuter bikes saw a 10.4% decline. The challenges on affordability among lower-income households are reflected in this.
Conversely, sales of luxury motorbikes increased by 0.9%, indicating strong premium demand, while sales of sports or performance bikes increased by 10.7%. Scooter sales stayed the same, while mass scooters’ market share increased by 2.2% points, indicating a change in urban transportation. EV penetration rose from 4.9% to 6.2% last year due to a 34% increase in electric two-wheeler registrations.
Kerala Leads EV Penetration Across Two- and Four-Wheelers
With a 14.9% penetration rate—more than twice the national average—Kerala leads the nation in the adoption of electric two-wheelers. Tamil Nadu and Karnataka come next. In the first quarter of FY2026, passenger automobile sales fell 1.4% year over year.
Passenger Cars See Mixed Performance Amid Rural Slowdown
A negative sentiment in rural areas has been blamed for the 7.7% decline in small car sales during this time. Mid-sized cars, on the other hand, increased by 14.6%, indicating that urban purchasers are upgrading for more affordable models.
The EV segment of passenger cars saw a huge year-over-year increase of 75%, increasing its penetration from 2% in Q1 FY2025 to 3.5%. With an EV penetration rate of 7.9%, Kerala once again took the lead, followed by Tamil Nadu, Delhi, Karnataka, and Maharashtra.
Raksha Bandhan isn’t just about rakhis and sweets, it’s about finding something that truly reflects your bond. If you’re thinking beyond the usual and want a gift that lasts, jewellery is a great shout. Whether your sibling is into sleek, minimal pieces or bold, festive bling, there’s something out there to match their vibe. We’ve handpicked some Indian jewellery brands that are stylish, meaningful, and ready to gift. From custom designs to celeb-loved collections, these picks add just the right sparkle to your Rakhi celebrations.
Mia by Tanishq
Mia by Tanishq – Best Indian Jewellery Brands for Raksha Bandhan Gifting
Launched in 2011, Mia by Tanishq was created specifically to address the need for lightweight, chic jewellery for working women, a departure from heavier, occasion-only pieces. “Mia,” meaning “mine” in Italian, reflects individuality and self-expression. It carries the trusted TATA and Tanishq heritage, with an emphasis on bold, modern, and international designs crafted in 14kt, 18kt, and 22kt gold, premium silver, and certified diamonds.
Gift Picks:
Earrings: From subtle studs for daily wear to striking danglers for festive looks.
Necklaces and Pendants: Elegant chains, statement pendants, and contemporary motifs.
Rings & Bracelets: Delicate bands, stacking rings, linked chains, and charms in gold and silver.
PersonalisedNature-inspired motifs, minimalist designs, and traditional options.
Personalised and customizable pieces: Engravings and birthstone options.
Why It Is Great for Raksha Bandhan: Mia by Tanishq is especially suited for Raksha Bandhan gifting because its collections symbolise self-expression, love, and timeless bonds. Their ready-to-gift packaging, customisation options, and assurance of hallmarked gold and certified diamonds add emotional and tangible value, ideal for making your sister feel cherished.
👉 Website: miabytanishq.com Price Range: Prices typically start around INR 2,000 for silver and gold-plated essentials, with gold and diamond jewellery ranging from INR 3,000 up to INR 50,000 and beyond.
Palmonas
Palmonas – Best Indian Jewellery Brands for Raksha Bandhan Gifting
Palmonas specialises in demi-fine jewellery, a segment crafted from premium materials like 925 sterling silver and surgical-grade steel with 18k gold plating and lab-grown diamonds. Their pieces strike a balance between classic elegance and contemporary style, designed in-house and catering to diverse tastes, from minimalists to lovers of statement jewellery. Each piece is tarnish-proof, waterproof, and skin-friendly, making them practical for everyday wear as well as special occasions.
Gift Picks:
18k gold-plated necklaces, earrings, bracelets, and rings.
Personalised name pendants and symbolic charms.
Lab-grown diamond pieces for extra sparkle.
Ready-to-gift packaging for a premium unboxing experience.
Special Raksha Bandhan collections are designed with motifs that resonate with the spirit of sibling love, such as heart shapes, infinity symbols, and contemporary classics.
Why Palmonas is Great for Raksha Bandhan: Palmonas makes gifting meaningful by transforming jewellery into a sentiment, a lasting token of affection and appreciation for your sister. The brand’s pieces are thoughtfully crafted to capture the essence of Raksha Bandhan: enduring bonds, protection, and self-expression. Their gifts are ideal for both traditionalists and modern style enthusiasts and are particularly popular as long-distance Rakhi gifts, with luxurious packaging and reliable global delivery options.
👉 Website: palmonas.com Price Range: Starting from INR 999
GIVA – Best Indian Jewellery Brands for Raksha Bandhan Gifting
GIVA is a premium Indian jewellery brand launched in Bengaluru in 2019, now the country’s largest D2C jewellery label. The brand specialises in BIS-hallmarked gold, pure 925 sterling silver, and 100% certified lab-grown diamond pieces. GIVA differentiates itself by its lifetime plating warranty, authenticity certificates, and a philosophy to blend tradition with contemporary style. Their products are available online, in over 100 stores across India, and on leading e-commerce platforms. GIVA’s commitment to quality and trust has made it a top gifting brand, especially for special occasions.
Gift Picks:
Earrings: From classic studs to statement danglers in silver, gold, and rose-gold plating.
Necklaces and Pendants: Sleek chains, personalised pendants, and dainty styles.
Rings: Minimal bands, cocktail rings, and gemstone-studded designs.
Bracelets & Bangles: Including charms, evil eye motifs, and classic patterns.
Why GIVA is great for Raksha Bandhan: GIVA stands out for gifting on Raksha Bandhan, thanks to its thoughtfully curated collections symbolising lifelong bonds, floral motifs, hearts, infinity charms, and more. The variety means every sibling can find something personal. GIVA’s ready-to-gift packaging, free lifetime plating, authenticity guarantee, and doorstep delivery ensure the entire gifting process is effortless and delightful.
👉 Website: giva.co Price Range: Starting from around INR1,200
DRK Jewels
DRK Jewels – Best Indian Jewellery Brands for Raksha Bandhan Gifting
With over 70 years of legacy, DRK Jewels merges traditional Indian craftsmanship with modern elegance. Renowned for its exquisite detailing, quality materials, and timeless designs, each piece reflects India’s rich heritage reimagined for the global connoisseur.
Gift Picks for Sisters & Brothers:
The Swan Rakhi: A metallic silver-finish swan perched among colourful beads, a blend of sophistication and sibling sentiment.
Pearl Petaled Chandeliers: Floral‑inspired sterling silver earrings with pearls and American diamonds, lightweight yet opulent.
Moon Companion Earrings: Celestial-inspired studs with gold‑plated sterling silver and seven sparkling Moissanite diamonds.
Moissanite Polki Ring: Uncut Moissanite stones set in sterling silver, celebrates raw, regal beauty.
Ganesha “Guardian” Idol: A silver-toned Ganesha figurine under glass, ideal as a spiritual keepsake.
Why it is great for Raksha Bandhan: DRK Jewels combines heritage with a modern touch. Their festive picks, like meenakari charms and rakhi-style bracelets, make perfect keepsakes. Thoughtful, elegant, and full of meaning.
Gargi by P N Gadgil & Sons – Best Indian Jewellery Brands for Raksha Bandhan Gifting
Gargi is a fashion jewellery brand under PNG&S, specialising in 92.5% certified sterling silver, high-quality brass, and diamond pieces. Each design is handcrafted by expert artisans, celebrating feminine grace through everyday wearable elegance.
Gift Picks:
Quadra Pearl Necklace: A Chic pearl necklace adorned with a four-leaf clover charm symbolises love and luck for sisters.
Why It’s Great for Raksha Bandhan: Ideal for sisters who cherish subtle elegance, reliable pan-India delivery ensures timely gifting even to distant siblings.
Utsaav by Gargi – Best Indian Jewellery Brands for Raksha Bandhan Gifting
Utsaav by Gargi is a festive and wedding-focused sub-brand from Gargi (P N Gadgil & Sons). It offers bold, statement jewellery. The designs mix traditional Indian craftsmanship with a modern, fusion-inspired look. Utsaav aims to help today’s generation celebrate tradition in a fresh way. The pieces are perfect for weddings, festivals, and family events like Raksha Bandhan. The collection includes oxidised, cocktail, and classic jewellery, necklaces, earrings, rings, pendants, bangles, and bracelets. Each piece blends rich heritage with contemporary style.
Gift Picks:
Crystal Cascade Linear Drop Earrings: Dazzling CZ‑stone earrings set for festive sparkle.
Why It’s Great for Raksha Bandhan: Perfect for recipients who appreciate bold, occasion-ready jewellery. Utsaav’s refined aesthetic and festive sensibility make each piece a showstopper and a sentimental token.
👉 Website: Utsaav.shop Price Range: Typically INR 1,500-INR 4,000
ISHARYA
ISHARYA epitomises accessible luxury, creating high-quality, gold-plated costume jewellery that appeals to global sensibilities. Their designs merge contemporary silhouettes with heirloom detailing, often echoing motifs from nature, Indian architecture, and travel. ISHARYA’s collections are known for dramatic, head-turning styles worn by Hollywood and Bollywood celebrities such as Selena Gomez, Kim Kardashian, Rhea Kapoor, and Alia Bhatt.
Gift Picks:
Statement earrings: chandelier styles, ear cuffs, drop earrings.
Layered and bold necklaces, chokers, and pendants.
Rings and handcuffs in bold, contemporary motifs.
Designer pieces in every colour, classic golds, vibrant multi-colours, minimalist monotones.
Why It Is Great for Raksha Bandhan: ISHARYA stands out as a Raksha Bandhan gifting brand because of its ability to make a sibling feel truly special with jewellery that is anything but ordinary. Its luxury packaging and international appeal mean your gift is as impressive as it is meaningful, perfectly capturing the festive spirit and the joy of sibling love.
👉 Website: isharya.com Price Range: ISHARYA pieces are considered “accessible luxury,” with most jewellery starting from around INR 2,500 and extending up to INR 20,000 or more for their more elaborate styles.
According to various media reports, Atlassian co-founder and billionaire CEO Mike Cannon-Brookes told employees via pre-recorded video message last week that the firm would eliminate 150 employees from its workforce. According to a Sky News story, the message was delivered early on July 30 and showed the 45-year-old software tycoon speaking from what looked to be his home office while casually wearing a faded green hoodie.
Cannon-Brookes’ Video Message Raises Eyebrows
According to the story, Cannon-Brookes clarified in the video that the corporation was moving towards a new innovative business strategy, which included the elimination of some roles. However, other employees found the impersonal delivery to be more startling.
According to Sky News, affected employees were only notified via email of their fate and were apparently forced to wait an additional fifteen minutes after the video to find out if they were among those being let go. According to the report, impacted staff members were locked out of their laptops in the hours that followed.
Response from Atlassian
In an exclusive email interaction with Startuptalky, Atlassian spokesperson stated, “We have made the hard decision to let a small cohort of customer service and support (CSS) employees go. We made this decision after implementing improvements to the customer experience across our platform and tools, resulting in a significant reduction in support needs. While we’re proud of this momentum, it leaves us with more capacity than needed to deliver strong customer support. These improvements include reducing the time spent on support tickets with more efficient ways to route work to the right experts who can resolve issues more quickly, better identification and resolution of error codes and more.”
Further clearing the romours on replacing human workforce with AI, spkoesperson added, “The aforementioned roles are not being replaced by AI. For each impacted employee, we’re providing a generous severance package, healthcare benefits for them and their families, six months access to our EAP and mental health services, visa support if needed, internal mobility and outplacement services.”
Jet Purchase, Billionaire Status Draw Criticism
Reaction to Atlassian’s layoffs has come from both inside and outside the organisation, especially in light of Cannon-Brookes’ questionable investments and substantial personal wealth—estimated at $13.9 billion. The CEO has been actively investing in renewable energy projects, such as an underwater cable project connecting Darwin to Singapore to export solar energy, at the same time that the decision to eliminate jobs in favour of AI was made.
However, his recent purchase of a gas-guzzling private jet in March has drawn harsh criticism, according to a Sky News report. As per the report, Cannon-Brookes justified his contentious purchase of a $75 million long-range jet, the Bombardier 7500, back in March by claiming on LinkedIn that it enables him to be a “present dad” while managing a multinational company.
According to the report, he acknowledged that the action presented ethical concerns, saying, “I’m not denying I have a deep internal conflict on this.”
The CEO provided justification by stating, “I bought a jet for a few reasons. According to the Sky News story, “Personal security is the main reason (an unfortunate reality of my world), but I also want to be able to run a global business from Australia and still be a constantly present dad.”
Farquhar: AI is ‘Essential for the Future’
According to the media reports, the layoffs occurred right after Scott Farquhar, Atlassian’s other co-founder, spoke at the National Press Club of Australia and hailed artificial intelligence as crucial for the future.
First, according to Farquhar, most people don’t consider the source of their power or water, nor do they consider the origin of artificial intelligence (AI) or the AI they use on a daily basis on their phones. He went on to say that the construction of data centres for the area is booming, and that the use of AI in daily life is also booming.
He emphasised that everyone should use AI on a regular basis for as many purposes as possible. He stated that, similar to any new technology, it will be uncomfortable to use at first, but every businessperson, business leader, government leader, and bureaucrat should be utilising it.
In what he described as a period of “extraordinary investment,” Google CEO Sundar Pichai has challenged staff to increase productivity and efficiency as the company doubles down on artificial intelligence. Pichai stated that the corporation must adjust to the AI transition without a corresponding increase in staff during an internal meeting, the audio recording of which CNBC was able to acquire. Pichai informed staff members that employing a large number of personnel is the appropriate response to any period of exceptional investment.
Pichai Pushes for Productivity in the Age of AI
However, Pichai believes his team must do more in this AI era by utilising this shift to promote increased productivity. He underlined that we must be “frugal with our resources” and that he is still “very optimistic” about Google’s present state of affairs. Google is actively creating tools for software engineers to speed up development cycles and promote wider AI usage across teams, according to Brian Saluzzo, a top executive at the business.
New Internal Tools: AI Savvy Google & Building with Gemini
Saluzzo unveiled AI Savvy Google, a new internal platform that provides staff members with product-specific training, toolkits, and carefully selected learning resources to hone their AI abilities. He also revealed Building with Gemini, a joint training initiative with DeepMind that aims to give engineers cutting-edge skills by utilising Google’s Gemini AI model.
Google Surpasses $4 Trillion: AI and Cloud Demand Soar
Last week, Google became the second firm after Nvidia to reach the historic $4 trillion market cap milestone. Following an impressive earnings report in the AI sector, the market capitalisation experienced a significant spike.
Thanks to new AI features and a stable digital advertising market, Google exceeded Wall Street’s quarterly revenue and profit projections. Additionally, due to the strong demand for cloud computing services, Google raised its capital spending estimate to $85 billion.
Chief Financial Officer Anat Ashkenazi stated during the call that demand and expansion prospects are anticipated to drive significant increases in capital spending in 2026. Although the rate of server deployment has sped up, Ashkenazi continued, Alphabet still has more customers requesting its cloud services than it can provide.
Last month, Google revealed that it has hired a number of senior employees from AI code generation start-up Windsurf. According to a person familiar with the agreement, Google is paying $2.4 billion in license fees as part of the agreement to use parts of Windsurf’s technology on non-exclusive terms. According to a media report, Google will not acquire a stock or any kind of controlling position in Windsurf.
Co-founder Douglas Chen, Windsurf CEO Varun Mohan, and a few members of the coding tool’s R&D team will join Google’s DeepMind AI group.
According to media reports from June, the deal came after months of talks between Windsurf and OpenAI to sell the company for a price that may reach $3 billion. This deal demonstrated the interest in the code-generation field, which has become one of the fastest-growing AI applications.
After 50 years, the Indian Postal Department has announced that its renowned Registered Post service will be discontinued. In order to modernise operations, the service will be phased down starting on September 1, 2025, as part of a strategic integration with Speed Post.
Impact on Users: Cost, Convenience, and Concerns
For more than 50 years, the Registered Post was a dependable, reasonably priced, and legally valid service. The service played a crucial role in the lives of millions of Indians by distributing key documents such as government letters, legal notices, and employment offers.
The decision was made in response to official data that revealed a 25% decline in registered products from 244.4 million in 2011–12 to 184.6 million in 2019–20. This decline was hastened by the use of digital technology and competition from e-commerce logistics and private couriers.
Speed Post Integration: What’s Changing?
All departments, courts, educational institutions, and users have been directed by the secretary and director general of the postal service to switch to the new system by September 1. By combining services under Speed Post, which has been in business since 1986, the merger seeks to increase tracking accuracy, delivery speed, and operating efficiency.
However, because Speed Post is more costly, questions have been raised regarding affordability. Speed Post starts at INR 41 for up to 50 grams, which is 20–25% more expensive than Registered Post, which has a beginning rate of INR 25.96 plus INR 5 for 20 grams.
Small business owners, farmers, and regular people who depend on reasonably priced services may be burdened by this pricing disparity in rural India, where post offices are essential for communication. According to officials, this modification is required to satisfy changing customer demands in the digital era.
Registered Post: A Legacy of Trust Since British Era
The shift has caused nostalgia among users, especially older generations and rural areas, who see Registered Post as a symbol of confidence, even though the Department of Posts guarantees that Speed Post will maintain essential functions like monitoring and acknowledgement.
The British colonial era is where Registered Post got its start as a dependable way to convey safe, legally acknowledged documents. It was widely utilised by government agencies, banks, and academic institutions and was prized for its affordability and proof of delivery.
It was a reliable way for government agencies, banks, courts, and educational institutions to guarantee documentation and compliance because proof of delivery and posting could be used in court.
At present, the world has experienced huge growth in online payments, and with the Covid-19 presence, people preferred to use online payment methods for almost everything as it is safe and secure. More and more people are opting for a cashless way to transfer money. Here, comes the work of the payment gateway. A payment gateway is basically a merchant service that connects the users’ bank accounts with the platform where the users need to transfer their money. A bank may provide a payment gateway to its customers, there is also a specialized financial service provider such as a payment service provider which provides it as a separate service.
Whether you are a small business or you have an established E-commerce business, good payment service is an essential factor for it. An online payment gateway is a secure and convenient way for a website or online business to accept payments from customers. When a customer makes a purchase on an e-commerce website, they enter their payment information, which is then processed by the payment gateway. The payment gateway verifies the information, checks to see if the customer has the funds available, and then transfers the funds from the customer’s account to the business’s account.
A payment gateway platform gives authority to the users to conduct an online transaction through various payment modes such as net banking, credit card, debit card, UPI, and other online payment apps. It is a third-party platform that provides the ability for the user to securely transfer their money to the merchant’s payment portal. In this era of the digital world, E-commerce is leading the market. As times are changing fast online businesses are also moving. So, it is important to know about the payment gateways in India.
In order to use an online payment gateway, you will need to sign up for an account and integrate the payment gateway into your website or online store. This typically involves adding a few lines of code to your website and may also require you to obtain a merchant account.
There are many different online payment gateways available, each with its own set of features and fees. In this article, we will talk about the top payment gateways in India that allow customers to make payments online. So, let’s take a look at them.
Popular wallet-based gateway, supports UPI, cards, EMI, and Buy Now Pay Later options
1.75% onwards
Razorpay
Mobile Applications
Google Play Store
Accepted Payment Methods
Domestic and International Credit & Debit cards, EMIs ( Credit/Debit Cards & Cardless), PayLater, Netbanking from 58 banks, UPI and 8 mobile wallets
Razorpay – best payment gateway in India
Razorpay is one of the best payment gateways in India for your business. It was started in 2014. Many entrepreneurs who use Razorpay for their business, have seen some increase in their conversion rate. Razorpay has helped businesses to solve the problem of digital payments. It is due to their smooth user experience. Also, the refund process is easy and automated. If your customer applies for a refund, Razorpay will automatically get the refund, if you set it to, without any extra widget or code. You can use Razorpay Subscriptions to execute the automated recurring transactions on various payment modes, through a platform that’s built for automation.
Razorpay Features
You can improve your business sales as Razorpay provides cashback and discounts to your customers
Payment modes include credit cards, debit cards, net banking, payments through UPI, and popular wallets.
Razorpay allows you to accept international payments from over 100 countries.
Manage your marketplace, automate bank transfers, collect recurring payments, share invoices, and avail working capital loans.
Instamojo
Mobile Applications
Google Play
Accepted Payment Methods
170+ payment methods including RTGS/Bank Transfer/NEFT/EMI
Instamojo – best payment gateway in India
Instamojo is one of the top-rated payment gateways in India. It allows businesses to create a business account instantly and the account can also be activated within a few minutes to collect online payments. This is a Bangalore-based company and the target of Instamojo is selling digital goods and collecting payments online. You can enroll yourself at Instamojo with a bank account and start your online selling business. You can also collect payments for physical goods and workshops or events.
Instamojo Features
To set up the payment gateway, no extra payment is needed.
Different types of payment methods are available.
Special care is being taken for the security of the server.
Businesses can create discount codes for their products.
Paytm has emerged as a leading payment gateway in India due to its online customer base with the very popular Paytm wallet. It supports domestic credit cards like Visa, MasterCard, Maestro, Amex, Discover, and Diners. With Paytm online transactions can be made anytime and from anywhere. It is the best payment gateway solution provider in India which has served some biggest eCommerce companies.
Some of the most popular companies which use Paytm are Jabong, OLA, Cleartrips, Redbus, GoIbibo, Zomato, etc.
How to Create Payment Links from the Paytm Business Dashboard
Paytm Features
The latest technologies are used for secure online transactions.
It has the feature of saved cards, where a customer doesn’t have to put their card details again and again.
Paytm is not only available as a desktop application but also supports smartphones and tablets.
CCAvenue – Payment Gateway for Small Business in india
CCAvenue is an authorized payment gatewayprovider by Indian Financial Institutions and is known as the most secure and best payment gateway to transact money for online shopping. Customers can make online transactions via Credit Cards, Debit Cards, Net Banking, Digital and Mobile Wallets, Mobile Payment, and Cash Card modes. It offers smooth, fast, and secure transactions to its customers. Currently, CCAvenue powers more than 85% of businesses in India.
CCAvenue Features
CCAvenue provides “Smart Analytics” by which you can see a real-time comprehensive statistical online report and a transparent history of all your transactions.
It has a ‘Mobile Checkout Page’ which supports all mobile operating systems.
CCAvenue also has CCAvenue In-built Advanced Shopping Cart’, CCAvenue S.N.I.P. ( Social Network In-stream Payments), it is one of India’s first genuine Social Commerce facilities.
Payflow
Mobile Applications
App Store and Google Play
Accepted Payment Methods
Accept all major debit and credit cards supported by their processor, including Visa, Mastercard®, American Express, Discover, JCB, and Diners Club. Payflow Gateway also supports L2/L3 purchase cards, prepaid cards, foreign currencies, TeleCheck, and ACH.
Payflow Logo
Payflow is offered by PayPal. It is known for being a secure and open gateway for payments. Payflow accepts all major credit and debit cards. It adds over 173 million customers regularly and supports more than 100 currencies. In India, it is used by Merchants for receiving international payments.
Payflow Features
It accepts and offers different payment methods.
The checkout process is customized with the help of APIs.
It supports fraud protection services and allows you to install it for an additional fee.
UPI, EMI, digital wallets, Debit/Credit cards, and 100+ other payment options
Cashfree – top payment gateway in India.
Cashfree is a low-cost and popular payment gateway in India. Cashfree helps businesses in India to accept payments online from various payment channels. The best thing about Cashfree is that it has direct integration with multiple banks which makes Cashfree a fast and reliable payment gateway. It is the only payment gateway in India that provides a wide range of payment options such as Visa, MasterCard, Maestro, Rupay, and Amex, including 70+ more net banking options. Cashfree also supports UPI, NEFT, IMPS, and PayPal. TDR is the transaction discount rate that every payment gateway charges from the merchants for processing the transactions to their bank account.
Cashfree Features
The setup cost is not needed.
Cashfree also supports online wallets like Paytm, PhonePe, and GooglePay.
Cashfree is the fastest settlement cycle of 24 hours to 48 hours and also offers popup, iframe and seamless checkout modes
BillDesk
Mobile Applications
Google Play Store
Accepted Payment Methods
120+ Credit cards, Debit cards, Banks, Net Banking, Wallets
BillDesk – online payment gateway provider
BillDesk is an Indian online payment gateway company based in Mumbai, India. BillDesk provides bill payment and settlement services to large billers like electricity, water, insurance, and other service providers. BillDesk also provides the ability to customers to decide how and when to make payments. BillDesk is a one-stop solution for customers through which customers can make all their payments at any time and from anywhere.
BillDesk Features
The integration is developer friendly and is quite easy and flexible..
BillDesk offers various payment methods.
Customers can also receive payment reminders or alerts.
Atom
Mobile Applications
Google Play Store
Accepted Payment Methods
Visa, Mastercard, Discover and American Express plus Amazon Pay, Apple Pay, Google Pay, PayPal, and Venmo
Atom Online Payment Gateway
Atom consists of various payment options which accept payment through all major debit cards and credit cards. Atom has completed over 15 million transactions and is used by thousands of merchants across the country. Atom is completely secured as it is backed with PCI DSS version 3.2 and 256-bit encryption which ensures a safe and secure transaction.
Atom Features
Atom provides multiple payment methods.
The integration is quite simple and easy.
Atom provides invoices after every payment.
HDFC
Mobile Applications
App Store and Google Play Store
Accepted Payment Methods
All major credit, debit cards and net banking in India, including Visa, MasterCard, Visa Electron, Diners, Rupay, Discover or Maestro
HDFC Best Online Payment Gateway
HDFC is one of the largest banks in India that offers a payment gateway service for merchants and businesses to accept online payments from their customers. Many organizations like VSNL, Sify, and IRCTC use HDFC. If you want to use HDFC on your website or mobile app, you need to use their EPI payment gateway services. The HDFC Payment Gateway allows merchants to securely accept a wide range of payment options, including credit and debit cards, net banking, and UPI payments. The advantages of the HDFC payment gateway are instant settlement, a 100% chargeback facility, the facility to accept payment in 15 international currencies, easy integration with existing applications, and support for various shopping cart applications.
HDFC Features
The HDFC Payment Gateway supports a wide range of payment options, including Visa, Mastercard, American Express, and Rupay credit and debit cards, as well as net banking and UPI payments.
The HDFC Payment Gateway uses 128-bit SSL encryption to secure your transactions and protect your financial information.
The HDFC Payment Gateway can be easily integrated with your website or mobile app, allowing you to customize the payment experience for your customers.
The HDFC Payment Gateway provides detailed transaction reports and reconciliation tools to help you manage and track your payments.
It accepts 15 types of international currencies.
It provides 24×7 customer service.
PayKun
Mobile Applications
Not Available
Accepted Payment Methods
UPI wallet payments, subscription payments, Debit/Credit cards, Master Card, diners club card, net banking, wallets, UPI/BHIM
PayKun online payment provider
PayKunis an easy solution for online payments for all types of businesses including small businesses, and medium to large. Any kind of merchant including a freelancer, a YouTuber, a blogger, from an eCommerce website or mobile app, an offline and online seller at the shop or showroom, or an individual, every type needs to have an easy hand on the modern technology for the collection of digital payments. It provides free plugins and SDKs readily available on the internet to integrate with all the major platforms of websites and mobile applications.
PayKun Features
Paykun has zero setup fees and zero maintenance fees.
It provides different types of payment methods.
The server is safe enough to use.
PayU
Mobile Applications
Google Play and App Store
Accepted Payment Methods
100 different payment methods are supported, including EMI, UPI, net banking, cards, wallets, Buy Now Pay Later, etc.
PayU best multi-currency payment gateway
PayU (formerly known as PayU Money) is one of the best multi-currency payment gatewaysto accept online payments. The PayU payment gateway is designed to be secure, reliable, and easy to use for both merchants and customers.
To use the PayU payment gateway, merchants need to sign up for an account and integrate the payment gateway into their online store or website. This can typically be done through the use of a software development kit (SDK) or by integrating with a payment processor or shopping cart platform. Once the integration is complete, merchants can start accepting payments from customers through the PayU payment gateway.
You can start accepting payments securely and seamlessly within your iOS, Android, or Windows app, within minutes, with its 100% online hassle-free onboarding process.
PayU Payment Gateway: What is a payment gateway and how does it work?
PayU Features
PayUMoney supports multi-currency transactions and international credit cards.
PayU provides over 100+ payment methods
The transaction history is available through PayU.
Mobikwik
Mobile Applications
Google Play and App Store
Accepted Payment Methods
Supports UPI, MobiKwik wallet, credit/debit cards, net banking, EMI, and Buy Now Pay Later options.
Mobikwik Best Online Payment Gateway
MobiKwik (earlier called Zaakpay) is one of the fastest-growing eCommerce payment gateways, helping businesses run smoothly. It focuses on giving users an easy experience by automatically detecting OTP (One Time Password) during payments.
Some well-known clients include Business World, BlueDart, Uber, and Zomato. Businesses can also integrate this gateway into their website or app with the help of eCommerce development companies.
Mobikwik Features:
Strong PCI DSS security to keep transaction data safe
Website analytics to track payment data
Supports credit/debit cards, wallets, international cards, UPI, and EMI options
Conclusion
The payment gateway has become the most important part of the world of increasing eCommerce businesses. If a business provides a good payment service, it automatically creates a good impression in front of its customers. With the increase of E-commerce businesses in the world, the need for proper payment gateways is also increasing.
FAQs
What is a Payment Gateway?
A payment gateway platform gives authority to the users to conduct an online transaction through various payment modes such as net banking, credit card, debit card, UPI, and other online payment apps.
Where payment gateways are used?
Payment Gateways are used mostly used by E-commerce businesses.
What are some top 5 Payment Gateways?
The top 5 payments gateways are:
Razorpay
Instamojo
BillDesk
Paytm
Payflow
Which is better, Paytm or PayPal?
The choice between Paytm and PayPal will depend on your specific needs and preferences. It may be helpful to consider factors such as geographical availability, payment methods, fees, and security when deciding which platform is right for you.
Who regulates payment gateways in India?
In India, payment gateways are regulated by the Reserve Bank of India (RBI), which is the central bank of the country.
Which is the cheapest payment gateway in India?
Cashfree Payment gateway is as of now, one of the cheapest payment gateways in India.
Is UPI available only in India?
UPI is not limited to India and has been adopted by some financial institutions and payment service providers in other countries as well such as Bhutan, Nepal, UAE, and the UK.
Which is better, Razorpay vs Billdesk?
Razorpay is better for startups and online businesses because it offers easy integration, many payment options, and instant settlements. BillDesk is more suited for large enterprises and utility bill payments due to its reliability and strong security.
Which is better, HDFC Payment Gateway vs Razorpay?
Razorpay is better for startups and developers due to its easy setup, modern features, and instant settlements, while HDFC Payment Gateway is ideal for established businesses needing a bank-backed, secure solution.
Which is the best payment gateway for startups in India?
The best payment gateway for startups in India is Razorpay because it offers easy integration, multiple payment options, fast settlements, and low setup hassle.
Which are the payment gateway for website in India?
Razorpay, PayU, and Cashfree are top payment gateways for websites in India, offering easy integration and fast payments.
Which is the best payment gateway for online business?
The best payment gateway for online business in India is Razorpay due to its seamless integration, wide payment options, and quick settlements.
Do you need an urgent cash loan without a salary slip? When money is an emergency need, then banks are not a good option. Bank loans come with a lot of paperwork. The increasing demand for instant loans is becoming evident, particularly for individuals lacking traditional salary documentation. Accessibility is crucial for these individuals to secure financial assistance. You can get an urgent cash loan without salary slip through various instant loan apps that offer quick approval and minimal documentation. This blog post aims to showcase the top instant loan applications available in India.
Aggregator platform, connects with multiple lenders
INR 10,000 – INR 15,00,000
PaySense
Website
www.gopaysense.com
Rating
4.8
Platform
Web, IOS/Android
PaySense – Best Instant Loan Apps in India
You can easily get an instant 10,000 loan without salary slip in India through trusted loan apps that require minimal documentation. PaySense is a financial application that offers a range of features and advantages tailored to meet the needs of its users. The platform provides various benefits, including a user-friendly interface, quick loan approval processes, and flexible repayment plans that cater to individual financial situations. To qualify for a loan through PaySense, applicants must meet specific eligibility requirements, which typically include a minimum income threshold and a satisfactory credit score.
The application allows users to access different loan amounts, enabling them to choose the sum that best fits their financial requirements, along with a variety of repayment options designed to accommodate diverse budgets and timelines.
MoneyTap is a financial technology application that primarily offers personal loans and credit lines to users in India. The app allows users to access instant credit through a seamless digital platform, enabling them to meet their financial needs without the lengthy processes typically associated with traditional banking.
User feedback and ratings for MoneyTap have generally been positive, reflecting satisfaction with its services and features. Many users appreciate the straightforward application process and the user-friendly design of the app, which simplifies accessing credit. Users frequently highlight the speed at which funds are disbursed, often praising the instant approval feature that allows them to meet urgent financial needs.
CASHe is a financial service provider focused on young professionals seeking quick personal loans, offering various loan products with flexible repayment options. The loan application process at CASHe is streamlined and user-friendly, allowing online submissions with minimal documentation and swift approval, often disbursing funds within hours.
Key benefits of CASHe include competitive interest rates, no hidden fees, and a convenient digital platform for loan management, along with advanced technology for inclusive credit assessments.
KreditBee
Website
www.kreditbee.in
Rating
4.4
Platform
Web, IOS/Android
KreditBee – Best Instant Loan Apps in India
KreditBee offers a variety of loan options tailored to meet diverse financial needs, ensuring that customers can find a suitable product for their circumstances. To qualify for a loan, applicants must meet specific eligibility criteria and provide necessary documentation, which typically includes proof of identity, income verification, and other relevant financial information.
Customer feedback regarding KreditBee has been largely positive, with many users appreciating the streamlined application process and prompt disbursement of funds, although some have noted areas for improvement in customer service responsiveness.
Fibe (Formerly EarlySalary) – Best Instant Loan Apps in India
This platform offers features specifically designed to cater to both salaried and non-salaried users, ensuring that a wide range of financial needs are met. It provides various loan limits along with competitive interest rates, allowing users to select options that best fit their financial circumstances. The overall user experience is prioritized, leading to high levels of satisfaction among clients who utilize the service for their financial requirements.
Indiabulls Dhani
Website
www.dhaniloansandservices.com
Rating
3.8
Platform
Web, IOS/Android
The Indiabulls Dhani – Best Instant Loan Apps in India
The Indiabulls Dhani application offers a comprehensive suite of financial services designed to cater to the diverse needs of its users. It provides functionalities such as instant personal loans, credit score monitoring, and investment options, all accessible through a user-friendly interface.
One of the standout features of this app is its ability to assist users who do not possess traditional salary slips, thereby broadening its appeal to a wider audience, including freelancers and self-employed individuals. In comparison to other financial applications in the market, Indiabulls Dhani distinguishes itself through its seamless loan approval process and competitive interest rates, making it a favorable choice for those seeking quick and reliable financial solutions.
Nira is a financial technology application designed to provide users with seamless access to credit and financial management tools. Its distinctive characteristics include:
User-Friendly Interface
Instant Credit Access
Personalized Financial Insights
Flexible Repayment Options
Secure Transactions
Integration with Banking Services
The eligibility criteria for Nira is as below:
Age: Applicant should be at least 18 year old
Residency: Applicant should be a resident of India
Income: A minimum income threshold may be required, which varies based on the type of loan being applied for.
Credit History: Though Nira offers services to people with varying credit scores, a basic credit history check is conducted to assess risk.
MoneyView
Website
www.moneyview.in
Rating
4.5
Platform
Web, iOS/Android
MoneyView – Best Instant Loan Apps in India
MoneyView is an instant loan app that uses its own credit rating system to decide how much loan you can get. You can check your loan eligibility in just two minutes by entering your mobile number and verifying with an OTP. The app considers other data, not just salary slips, to approve loans. After completing KYC, you can get personal loans up to INR 5 lakh at interest rates starting from 1.33% per month.
Kissht
Website
www.kissht.com
Rating
4.4
Platform
Web, iOS/Android
Kissht – Best Instant Loan Apps in India
Kissht is a good option for people who want flexible repayment and a wide range of loan amounts. The whole process, from signing up to getting the money, takes about 5 minutes and is completely digital. Once approved, the loan amount is sent directly to your bank account. You can get personal loans up to INR 2 lakh with minimal documents, interest rates starting at 18% per year, and easy repayment plans of up to 24 months.
Buddy Loan
Website
www.buddyloan.com
Rating
4.6
Platform
Web, iOS/Android
Buddy Loan – Best Instant Loan Apps in India
Buddy Loan is easy to use and a good choice for people with low credit scores who may find it hard to get loans elsewhere. It offers instant personal loans from INR 5,000 to INR 15 lakh within minutes. The interest rate starts at 11.99% per year, and you can choose flexible repayment plans ranging from 6 months to 5 years.
Conclusion
In summary, the significance of instant loan applications that do not require salary slips cannot be overstated, as they provide a vital financial resource for individuals who may not have traditional income verification methods. It is essential for borrowers to make informed decisions that align with their specific financial circumstances and requirements, ensuring that they select options that best suit their needs. Looking ahead, the landscape of instant lending in India appears promising, with advancements in technology and evolving consumer demands likely to shape a more accessible and efficient borrowing experience for all.
FAQ
Can I get an instant loan without a salary slip?
Yes, you can get an instant loan in India without a salary slip. Many lending apps provide an instant 10,000 loan without salary slip with easy online application and quick disbursal. However, the terms and interest rates may vary. Always check with the lender for specific requirements.
Which app is best for loan without salary slip?
Here are some of the best apps for getting loans without a salary slip:
PaySense
MoneyTap
CASHe
KreditBee
Fibe (Formerly EarlySalary)
Indiabulls Dhani
Nira
Are loan apps safe?
Loan apps in India can be safe if they are reputable and registered with the Reserve Bank of India (RBI). However, some unregulated apps may pose risks, so it’s essential to verify their credibility before using them.
I need 5000 rupees loan urgently without salary slip, how can I get it?
You can get a INR 5,000 loan urgently without a salary slip by using instant loan apps that offer small personal loans with minimal documents. Apps like KreditBee, Nira, MoneyView, and PaySense allow you to apply online by verifying your mobile number, completing KYC, and linking your bank account. Once approved, the money is usually credited to your account within minutes to a few hours.
Apoorva Bajj
