In a global first from India, fintech platform Fi Money has launched a Model Context Protocol (MCP) Server, a secure, AI-ready infrastructure that allows users to connect their complete financial data with AI assistants like ChatGPT, Gemini, and Claude.
This innovation aims to transform personal finance by giving individuals full control over their financial information while enabling intelligent, private conversations with AI.
What the MCP Server Does
Until now, AI assistants could only offer generic financial advice unless users manually entered or uploaded data. Fi Money’s MCP changes that. Users can now:
- View all financial assets, bank accounts, mutual funds, loans, insurance, EPF, gold, and real estate in one place
- Export this data into AI-friendly formats or connect it in near real-time
- Ask deeply personal, data-specific questions such as:
- “Can I afford a 6-month career break?”
- “How much money will I have by age 40?”
- “What are the weak spots in my portfolio?”
The Fi MCP is designed to work on a user’s terms, keeping data private and secure. It’s a first-of-its-kind consumer-facing implementation of a Model Context Protocol in the personal finance space.
Why It Matters
Indian consumers are increasingly seeking smart, integrated, digital-first tools to manage their finances. With the MCP launch, Fi Money positions itself as a pioneer in enabling AI-driven, context-aware financial decisions. This move builds on India’s already strong digital infrastructure and takes personal finance a step forward globally.
“This is the first time any personal finance app globally has enabled users to securely connect their financial data with AI tools like ChatGPT or Gemini,” said Sujith Narayanan, Co-founder of Fi Money. “It’s about giving people the power to ask better questions and get smarter answers about their money.”
About Fi Money
Founded in 2019 by ex-Google Pay (Tez) leaders Sujith Narayanan and Sumit Gwalani, Fi Money is an integrated financial platform offering savings, investments, loans, insurance, and more. Backed by Peak XV, Ribbit Capital, Temasek, and others, it serves over 3.5 million users across 19,000+ pin codes in India.
Rishi Mundra
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